Ballston Spa Bancorp Inc
Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan product… Read more
Ballston Spa Bancorp Inc (BSPA) - Total Liabilities
Latest total liabilities as of September 2025: $845.46 Million USD
Based on the latest financial reports, Ballston Spa Bancorp Inc (BSPA) has total liabilities worth $845.46 Million USD as of September 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Ballston Spa Bancorp Inc - Total Liabilities Trend (2002–2024)
This chart illustrates how Ballston Spa Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Ballston Spa Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Ballston Spa Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Lin Horn Technology Co Ltd
TWO:5464
|
Taiwan | NT$3.26 Billion |
|
Formosa Prosonic Industries
KLSE:9172
|
Malaysia | RM102.68 Million |
|
Sportshero Ltd
AU:SHO
|
Australia | AU$2.27 Million |
|
TY Holdings Co Ltd
KO:363280
|
Korea | ₩748.82 Billion |
|
Emperor Capital Group Limited
F:HQF
|
Germany | €2.31 Billion |
|
Ledesma SAAI
BA:LEDE
|
Argentina | AR$331.45 Billion |
|
Amot Investments Ltd
TA:AMOT
|
Israel | ILA12.18 Billion |
Liability Composition Analysis (2002–2024)
This chart breaks down Ballston Spa Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.03 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 12.30 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Ballston Spa Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Ballston Spa Bancorp Inc (2002–2024)
The table below shows the annual total liabilities of Ballston Spa Bancorp Inc from 2002 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $833.62 Million | +9.16% |
| 2023-12-31 | $763.70 Million | +8.63% |
| 2022-12-31 | $703.05 Million | -2.15% |
| 2021-12-31 | $718.50 Million | +11.47% |
| 2020-12-31 | $644.54 Million | +17.74% |
| 2019-12-31 | $547.42 Million | +9.83% |
| 2018-12-31 | $498.41 Million | +6.76% |
| 2017-12-31 | $466.86 Million | +13.36% |
| 2016-12-31 | $411.85 Million | -0.10% |
| 2015-12-31 | $412.26 Million | +2533.42% |
| 2014-12-31 | $15.65 Million | -40.15% |
| 2013-12-31 | $26.16 Million | -48.37% |
| 2012-12-31 | $50.66 Million | -82.88% |
| 2006-12-31 | $295.84 Million | +3.36% |
| 2005-12-31 | $286.23 Million | +0.42% |
| 2004-12-31 | $285.04 Million | +7.45% |
| 2003-12-31 | $265.27 Million | +8.44% |
| 2002-12-31 | $244.64 Million | -- |