Habersham Bancorp
Habersham Bancorp does not have significant operations. Previously, the company, operated as the bank holding company for Habersham Bank that provided commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. Habersham Bancorp was founded in 1904 and is based in Cornelia, Georgia.
Habersham Bancorp (HABC) - Total Liabilities
Latest total liabilities as of September 2010: $386.57 Million USD
Based on the latest financial reports, Habersham Bancorp (HABC) has total liabilities worth $386.57 Million USD as of September 2010.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Habersham Bancorp - Total Liabilities Trend (1993–2009)
This chart illustrates how Habersham Bancorp's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Habersham Bancorp Competitors by Total Liabilities
The table below lists competitors of Habersham Bancorp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
TIANJIN JINRAN -H-
BE:TL6
|
Germany | €747.66 Million |
|
Wegener Corporation
PINK:WGNR
|
USA | $7.99 Million |
|
Gfinity PLC
LSE:GFIN
|
UK | GBX273.63K |
|
Truetide plc
LSE:TRUE
|
UK | GBX58.14K |
|
Gunsynd PLC
LSE:GUN
|
UK | GBX169.00K |
Liability Composition Analysis (1993–2009)
This chart breaks down Habersham Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.08 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 39.78 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.98 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Habersham Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Habersham Bancorp (1993–2009)
The table below shows the annual total liabilities of Habersham Bancorp from 1993 to 2009.
| Year | Total Liabilities | Change |
|---|---|---|
| 2009-12-31 | $438.94 Million | -3.08% |
| 2008-12-31 | $452.87 Million | -1.56% |
| 2007-12-31 | $460.04 Million | -8.02% |
| 2006-12-31 | $500.17 Million | +16.82% |
| 2005-12-31 | $428.17 Million | +26.71% |
| 2004-12-31 | $337.93 Million | +3.74% |
| 2003-12-31 | $325.75 Million | -13.98% |
| 2002-12-31 | $378.67 Million | -24.65% |
| 2001-12-31 | $502.52 Million | -0.36% |
| 2000-12-31 | $504.36 Million | +18.23% |
| 1999-12-31 | $426.60 Million | +21.23% |
| 1998-12-31 | $351.90 Million | +18.05% |
| 1997-12-31 | $298.10 Million | +5.60% |
| 1996-12-31 | $282.30 Million | +38.59% |
| 1995-12-31 | $203.70 Million | +40.10% |
| 1994-12-31 | $145.40 Million | +1.46% |
| 1993-12-31 | $143.31 Million | -- |