ING Groep NV - Asset Resilience Ratio

Latest as of December 2025: 5.07%

ING Groep NV (INGA) has an Asset Resilience Ratio of 5.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ING Groep NV total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

€53.42 Billion

≈ $62.46 Billion USD Cash + Short-term Investments

Total Assets

€1.05 Trillion

≈ $1.23 Trillion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how ING Groep NV's Asset Resilience Ratio has changed over time. For market capitalisation and broader financial context, see market cap of ING Groep NV.

Liquid Assets Composition Over Time

This chart breaks down ING Groep NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€53.42 Billion	5.07%
Total Liquid Assets	€53.42 Billion	5.07%

Asset Resilience Insights

Limited Liquidity: ING Groep NV maintains only 5.07% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ING Groep NV Industry Peers by Asset Resilience Ratio

Compare ING Groep NV's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco de Valores SA BA:VALO	Banks - Diversified	2.91%
Westpac Banking Corporation AU:WBCPI	Banks - Diversified	9.53%
Commonwealth Bank of Australia AU:CBA	Banks - Diversified	-11.41%
Westpac Banking Corporation AU:WBC	Banks - Diversified	9.53%
National Australia Bank Ltd AU:NAB	Banks - Diversified	3.96%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%
Royal Bank of Canada TO:RY	Banks - Diversified	3.35%
Toronto Dominion Bank TO:TD	Banks - Diversified	6.07%

Annual Asset Resilience Ratio for ING Groep NV (2005–2025)

The table below shows the annual Asset Resilience Ratio data for ING Groep NV.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	5.07%	€53.42 Billion ≈ $62.46 Billion	€1.05 Trillion ≈ $1.23 Trillion	+0.68pp
2024-12-31	4.39%	€44.78 Billion ≈ $52.35 Billion	€1.02 Trillion ≈ $1.19 Trillion	+0.27pp
2023-12-31	4.12%	€40.17 Billion ≈ $46.96 Billion	€975.58 Billion ≈ $1.14 Trillion	+0.92pp
2022-12-31	3.20%	€30.98 Billion ≈ $36.22 Billion	€967.82 Billion ≈ $1.13 Trillion	+0.07pp
2021-12-31	3.13%	€29.80 Billion ≈ $34.84 Billion	€951.29 Billion ≈ $1.11 Trillion	-0.58pp
2020-12-31	3.72%	€34.84 Billion ≈ $40.73 Billion	€937.38 Billion ≈ $1.10 Trillion	+0.04pp
2019-12-31	3.68%	€32.79 Billion ≈ $38.33 Billion	€891.74 Billion ≈ $1.04 Trillion	+0.43pp
2018-12-31	3.25%	€28.84 Billion ≈ $33.72 Billion	€887.03 Billion ≈ $1.04 Trillion	-4.99pp
2017-12-31	8.24%	€69.73 Billion ≈ $81.52 Billion	€846.22 Billion ≈ $989.32 Billion	+6.49pp
2016-12-31	1.75%	€14.82 Billion ≈ $17.32 Billion	€845.08 Billion ≈ $987.99 Billion	-8.58pp
2015-12-31	10.34%	€87.00 Billion ≈ $101.71 Billion	€841.77 Billion ≈ $984.12 Billion	+0.73pp
2014-12-31	9.61%	€95.40 Billion ≈ $111.53 Billion	€992.86 Billion ≈ $1.16 Trillion	+7.82pp
2013-12-31	1.79%	€19.28 Billion ≈ $22.54 Billion	€1.08 Trillion ≈ $1.26 Trillion	-0.71pp
2012-12-31	2.50%	€29.03 Billion ≈ $33.94 Billion	€1.16 Trillion ≈ $1.36 Trillion	+0.55pp
2011-12-31	1.95%	€24.78 Billion ≈ $28.97 Billion	€1.27 Trillion ≈ $1.49 Trillion	-0.07pp
2010-12-31	2.01%	€25.02 Billion ≈ $29.25 Billion	€1.24 Trillion ≈ $1.45 Trillion	-0.38pp
2009-12-31	2.39%	€27.78 Billion ≈ $32.48 Billion	€1.16 Trillion ≈ $1.36 Trillion	+0.07pp
2008-12-31	2.32%	€30.90 Billion ≈ $36.13 Billion	€1.33 Trillion ≈ $1.56 Trillion	+0.33pp
2007-12-31	1.99%	€26.08 Billion ≈ $30.49 Billion	€1.31 Trillion ≈ $1.53 Trillion	-0.16pp
2006-12-31	2.15%	€26.35 Billion ≈ $30.81 Billion	€1.23 Trillion ≈ $1.43 Trillion	+2.14pp
2005-12-31	0.01%	€107.00 Million ≈ $125.09 Million	€1.16 Trillion ≈ $1.35 Trillion	--

pp = percentage points

About ING Groep NV

AS:INGA Netherlands Banks - Diversified

Market Cap

$80.69 Billion

€69.02 Billion EUR

Market Cap Rank

#366 Global

#3 in Netherlands

Share Price

€23.85

Change (1 day)

-0.69%

52-Week Range

€16.97 - €26.13

All Time High

€26.13