Change Financial Ltd - Asset Resilience Ratio
Change Financial Ltd (CCA) has an Asset Resilience Ratio of 15.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Change Financial Ltd (CCA) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2022)
This chart shows how Change Financial Ltd's Asset Resilience Ratio has changed over time. See how leveraged is Change Financial Ltd's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Change Financial Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Change Financial Ltd stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$2.56 Million | 15.07% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$2.56 Million | 15.07% |
Asset Resilience Insights
- Good Liquidity Position: Change Financial Ltd maintains a healthy 15.07% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Change Financial Ltd Industry Peers by Asset Resilience Ratio
Compare Change Financial Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hand Enterprise Solutions Co
SHE:300170 |
Information Technology Services | 3.61% |
|
ArcSoft Corp Ltd
SHG:688088 |
Information Technology Services | 22.57% |
|
Beijing Jetsen Tech Co
SHE:300182 |
Information Technology Services | 0.06% |
|
Wavestone S.A.
PA:WAVE |
Information Technology Services | 0.02% |
|
Strait Innovation Internet Co Ltd
SHE:300300 |
Information Technology Services | 1.51% |
|
Guangdong Weide Information Technology Co. Ltd. A
SHG:688171 |
Information Technology Services | 11.36% |
|
Malam Team
TA:MLTM |
Information Technology Services | 0.01% |
|
DB INC
KO:012030 |
Information Technology Services | 0.21% |
Annual Asset Resilience Ratio for Change Financial Ltd (2016–2022)
The table below shows the annual Asset Resilience Ratio data for Change Financial Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-06-30 | 14.51% | AU$1.50 Million ≈ $1.06 Million |
AU$10.35 Million ≈ $7.32 Million |
-17.08pp |
| 2021-06-30 | 31.59% | AU$4.02 Million ≈ $2.84 Million |
AU$12.72 Million ≈ $9.00 Million |
-- |
| 2017-06-30 | 0.00% | AU$0.00 ≈ $0.00 |
AU$10.91 Million ≈ $7.72 Million |
-- |
| 2016-06-30 | 0.00% | AU$0.00 ≈ $0.00 |
AU$11.84 Million ≈ $8.38 Million |
-- |
About Change Financial Ltd
Change Financial Limited develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally. It offers Vertexon Payments as a Service (PaaS), a physical, digital, and virtual card issuing and transaction processing platform; and PaySim, a payment testing and certification solution. The company w… Read more