Lawfinance Ltd - Asset Resilience Ratio

Latest as of December 2022: 7.34%

Lawfinance Ltd (LAW) has an Asset Resilience Ratio of 7.34% as of December 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LAW current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$1.46 Million

≈ $1.03 Million USD Cash + Short-term Investments

Total Assets

AU$19.89 Million

≈ $14.07 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1999–2022)

This chart shows how Lawfinance Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Lawfinance Ltd's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Lawfinance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore LAW long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$1.46 Million	7.34%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$1.46 Million	7.34%

Asset Resilience Insights

Limited Liquidity: Lawfinance Ltd maintains only 7.34% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Lawfinance Ltd Industry Peers by Asset Resilience Ratio

Compare Lawfinance Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Lawfinance Ltd (1999–2022)

The table below shows the annual Asset Resilience Ratio data for Lawfinance Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2022-12-31	10.78%	AU$2.14 Million ≈ $1.52 Million	AU$19.89 Million ≈ $14.07 Million	--
2021-12-31	0.00%	AU$0.00 ≈ $0.00	AU$34.92 Million ≈ $24.71 Million	--
2020-12-31	0.19%	AU$128.00K ≈ $90.57K	AU$66.34 Million ≈ $46.94 Million	-4.80pp
2019-12-31	4.99%	AU$5.78 Million ≈ $4.09 Million	AU$115.74 Million ≈ $81.90 Million	+2.69pp
2018-12-31	2.30%	AU$3.70 Million ≈ $2.62 Million	AU$160.44 Million ≈ $113.52 Million	+0.69pp
2017-12-31	1.62%	AU$934.00K ≈ $660.86K	AU$57.83 Million ≈ $40.92 Million	-11.31pp
2016-12-31	12.92%	AU$5.87 Million ≈ $4.15 Million	AU$45.41 Million ≈ $32.13 Million	--
2015-12-31	0.00%	AU$0.00 ≈ $0.00	AU$17.63 Million ≈ $12.48 Million	--
1999-12-31	0.07%	AU$7.25K ≈ $5.13K	AU$10.08 Million ≈ $7.13 Million	--

pp = percentage points

About Lawfinance Ltd

AU:LAW Australia Credit Services

Market Cap

$225.95K

AU$319.34K AUD

Market Cap Rank

#31305 Global

#1807 in Australia

Share Price

AU$0.01

Change (1 day)

+0.00%

52-Week Range

AU$0.01 - AU$0.01

All Time High

AU$24.71