Liberty Financial Group - Asset Resilience Ratio
Liberty Financial Group (LFG) has an Asset Resilience Ratio of 4.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Liberty Financial Group carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Liberty Financial Group's Asset Resilience Ratio has changed over time. See LFG net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Liberty Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Liberty Financial Group.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$812.52 Million | 4.96% |
| Short-term Investments | AU$40.00K | 0.0% |
| Total Liquid Assets | AU$812.56 Million | 4.96% |
Asset Resilience Insights
- Limited Liquidity: Liberty Financial Group maintains only 4.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Liberty Financial Group Industry Peers by Asset Resilience Ratio
Compare Liberty Financial Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for Liberty Financial Group (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Liberty Financial Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 8.77% | AU$1.42 Billion ≈ $1.01 Billion |
AU$16.24 Billion ≈ $11.49 Billion |
-0.01pp |
| 2023-12-31 | 8.78% | AU$1.43 Billion ≈ $1.01 Billion |
AU$16.31 Billion ≈ $11.54 Billion |
+1.01pp |
| 2022-12-31 | 7.77% | AU$1.22 Billion ≈ $863.21 Million |
AU$15.69 Billion ≈ $11.10 Billion |
+2.21pp |
| 2021-12-31 | 5.56% | AU$797.16 Million ≈ $564.04 Million |
AU$14.33 Billion ≈ $10.14 Billion |
-0.47pp |
| 2020-12-31 | 6.04% | AU$818.92 Million ≈ $579.44 Million |
AU$13.57 Billion ≈ $9.60 Billion |
-87.61pp |
| 2019-12-31 | 93.64% | AU$12.19 Billion ≈ $8.62 Billion |
AU$13.01 Billion ≈ $9.21 Billion |
+87.42pp |
| 2018-12-31 | 6.22% | AU$793.95 Million ≈ $561.77 Million |
AU$12.76 Billion ≈ $9.03 Billion |
+6.16pp |
| 2017-12-31 | 0.06% | AU$6.05 Million ≈ $4.28 Million |
AU$10.02 Billion ≈ $7.09 Billion |
-0.02pp |
| 2016-12-31 | 0.08% | AU$6.02 Million ≈ $4.26 Million |
AU$7.38 Billion ≈ $5.22 Billion |
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About Liberty Financial Group
Liberty Financial Group Limited engages in providing loan finance services in Australia. The company provides home and investment home loans, car and caravan loans, and personal loans, such as secured and unsecured personal loans, holiday loans, wedding loans, medical loans, debt consolidation loans, home renovation loans, and boat finance. It also offers business loans, including secured busines… Read more