Liberty Financial Group - Asset Resilience Ratio

Latest as of December 2025: 4.96%

Liberty Financial Group (LFG) has an Asset Resilience Ratio of 4.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Liberty Financial Group carry for a breakdown of total debt and financial obligations.

Liquid Assets

AU$812.56 Million
≈ $574.94 Million USD Cash + Short-term Investments

Total Assets

AU$16.37 Billion
≈ $11.58 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Liberty Financial Group's Asset Resilience Ratio has changed over time. See LFG net asset value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Liberty Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Liberty Financial Group.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$812.52 Million 4.96%
Short-term Investments AU$40.00K 0.0%
Total Liquid Assets AU$812.56 Million 4.96%

Asset Resilience Insights

  • Limited Liquidity: Liberty Financial Group maintains only 4.96% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Liberty Financial Group Industry Peers by Asset Resilience Ratio

Compare Liberty Financial Group's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
Beijing Cuiwei Tower Co Ltd
SHG:603123
Credit Services 1.79%
Peninsula Group Ltd
TA:PEN
Credit Services 1.01%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Wisr Ltd
AU:WZR
Credit Services 0.02%
Intan Baruprana Finance Tbk
JK:IBFN
Credit Services 7.72%
Fast Finance SA
WAR:FFI
Credit Services 69.30%
Funding Circle Holdings PLC
LSE:FCH
Credit Services 54.97%

Annual Asset Resilience Ratio for Liberty Financial Group (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Liberty Financial Group.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 8.77% AU$1.42 Billion
≈ $1.01 Billion
AU$16.24 Billion
≈ $11.49 Billion
-0.01pp
2023-12-31 8.78% AU$1.43 Billion
≈ $1.01 Billion
AU$16.31 Billion
≈ $11.54 Billion
+1.01pp
2022-12-31 7.77% AU$1.22 Billion
≈ $863.21 Million
AU$15.69 Billion
≈ $11.10 Billion
+2.21pp
2021-12-31 5.56% AU$797.16 Million
≈ $564.04 Million
AU$14.33 Billion
≈ $10.14 Billion
-0.47pp
2020-12-31 6.04% AU$818.92 Million
≈ $579.44 Million
AU$13.57 Billion
≈ $9.60 Billion
-87.61pp
2019-12-31 93.64% AU$12.19 Billion
≈ $8.62 Billion
AU$13.01 Billion
≈ $9.21 Billion
+87.42pp
2018-12-31 6.22% AU$793.95 Million
≈ $561.77 Million
AU$12.76 Billion
≈ $9.03 Billion
+6.16pp
2017-12-31 0.06% AU$6.05 Million
≈ $4.28 Million
AU$10.02 Billion
≈ $7.09 Billion
-0.02pp
2016-12-31 0.08% AU$6.02 Million
≈ $4.26 Million
AU$7.38 Billion
≈ $5.22 Billion
--
pp = percentage points

About Liberty Financial Group

AU:LFG Australia Credit Services
Market Cap
$726.08 Million
AU$1.03 Billion AUD
Market Cap Rank
#10653 Global
#267 in Australia
Share Price
AU$3.38
Change (1 day)
+1.50%
52-Week Range
AU$3.10 - AU$4.65
All Time High
AU$5.80
About

Liberty Financial Group Limited engages in providing loan finance services in Australia. The company provides home and investment home loans, car and caravan loans, and personal loans, such as secured and unsecured personal loans, holiday loans, wedding loans, medical loans, debt consolidation loans, home renovation loans, and boat finance. It also offers business loans, including secured busines… Read more