Banco Santander Brasil SA - Asset Resilience Ratio
Banco Santander Brasil SA (BSBR) has an Asset Resilience Ratio of 4.53% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Banco Santander Brasil SA (BSBR) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Banco Santander Brasil SA's Asset Resilience Ratio has changed over time. See BSBR net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Banco Santander Brasil SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Banco Santander Brasil SA worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AR$0.00 | 0% |
| Short-term Investments | AR$58.63 Billion | 4.53% |
| Total Liquid Assets | AR$58.63 Billion | 4.53% |
Asset Resilience Insights
- Limited Liquidity: Banco Santander Brasil SA maintains only 4.53% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Santander Brasil SA Industry Peers by Asset Resilience Ratio
Compare Banco Santander Brasil SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
|
Nu Holdings Ltd
NYSE:NU |
Banks - Regional | 1.52% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Axos Financial Inc
NYSE:AX |
Banks - Regional | 0.21% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for Banco Santander Brasil SA (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Banco Santander Brasil SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.47% | AR$69.45 Billion ≈ $50.25 Million |
AR$1.27 Trillion ≈ $919.00 Million |
-1.96pp |
| 2024-12-31 | 7.43% | AR$92.08 Billion ≈ $66.63 Million |
AR$1.24 Trillion ≈ $896.40 Million |
+2.14pp |
| 2023-12-31 | 5.29% | AR$59.05 Billion ≈ $42.73 Million |
AR$1.12 Trillion ≈ $807.29 Million |
-0.33pp |
| 2022-12-31 | 5.62% | AR$55.43 Billion ≈ $40.11 Million |
AR$985.45 Billion ≈ $713.08 Million |
-5.25pp |
| 2021-12-31 | 10.87% | AR$101.24 Billion ≈ $73.26 Million |
AR$931.21 Billion ≈ $673.83 Million |
-0.85pp |
| 2020-12-31 | 11.72% | AR$109.74 Billion ≈ $79.41 Million |
AR$936.20 Billion ≈ $677.44 Million |
-0.89pp |
| 2019-12-31 | 12.61% | AR$96.12 Billion ≈ $69.55 Million |
AR$762.24 Billion ≈ $551.56 Million |
+0.81pp |
| 2018-12-31 | 11.80% | AR$85.44 Billion ≈ $61.82 Million |
AR$723.87 Billion ≈ $523.79 Million |
-1.49pp |
| 2017-12-31 | 13.29% | AR$85.82 Billion ≈ $62.10 Million |
AR$645.70 Billion ≈ $467.23 Million |
+4.18pp |
| 2016-12-31 | 9.11% | AR$57.82 Billion ≈ $41.84 Million |
AR$634.39 Billion ≈ $459.05 Million |
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About Banco Santander Brasil SA
Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loa… Read more