Laan & Spar Bank AS - Asset Resilience Ratio

Latest as of June 2024: 0.74%

Laan & Spar Bank AS (LASP) has an Asset Resilience Ratio of 0.74% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Laan & Spar Bank AS to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Dkr259.24 Million

≈ $40.56 Million USD Cash + Short-term Investments

Total Assets

Dkr35.21 Billion

≈ $5.51 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2017)

This chart shows how Laan & Spar Bank AS's Asset Resilience Ratio has changed over time. See net asset quality index of Laan & Spar Bank AS to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Laan & Spar Bank AS's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Laan & Spar Bank AS (LASP) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Dkr0.00	0%
Short-term Investments	Dkr259.24 Million	0.74%
Total Liquid Assets	Dkr259.24 Million	0.74%

Asset Resilience Insights

Limited Liquidity: Laan & Spar Bank AS maintains only 0.74% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Laan & Spar Bank AS Industry Peers by Asset Resilience Ratio

Compare Laan & Spar Bank AS's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Laan & Spar Bank AS (2008–2017)

The table below shows the annual Asset Resilience Ratio data for Laan & Spar Bank AS.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2017-12-31	1.42%	Dkr272.45 Million ≈ $42.63 Million	Dkr19.21 Billion ≈ $3.01 Billion	+0.09pp
2016-12-31	1.32%	Dkr224.43 Million ≈ $35.11 Million	Dkr16.95 Billion ≈ $2.65 Billion	-0.33pp
2015-12-31	1.66%	Dkr256.94 Million ≈ $40.20 Million	Dkr15.51 Billion ≈ $2.43 Billion	-13.28pp
2014-12-31	14.94%	Dkr2.05 Billion ≈ $320.08 Million	Dkr13.69 Billion ≈ $2.14 Billion	+7.83pp
2011-12-31	7.11%	Dkr699.96 Million ≈ $109.51 Million	Dkr9.84 Billion ≈ $1.54 Billion	-3.26pp
2010-12-31	10.38%	Dkr997.84 Million ≈ $156.12 Million	Dkr9.62 Billion ≈ $1.50 Billion	+0.57pp
2009-12-31	9.80%	Dkr947.77 Million ≈ $148.29 Million	Dkr9.67 Billion ≈ $1.51 Billion	+2.28pp
2008-12-31	7.52%	Dkr656.71 Million ≈ $102.75 Million	Dkr8.73 Billion ≈ $1.37 Billion	--

pp = percentage points

About Laan & Spar Bank AS

CO:LASP Denmark Banks - Regional

Market Cap

$697.78 Million

Dkr4.46 Billion DKK

Market Cap Rank

#10740 Global

#50 in Denmark

Share Price

Dkr1290.00

Change (1 day)

+0.00%

52-Week Range

Dkr815.00 - Dkr1740.00

All Time High

Dkr1740.00