Laan & Spar Bank AS Asset Resilience Ratio
Laan & Spar Bank AS asset resilience ratio. Laan & Spar Bank AS (LASP) has an Asset Resilience Ratio of 0.74% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LASP defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Laan & Spar Bank AS (2008–2017)
Asset resilience ratio of Laan & Spar Bank AS from 2008 to 2017. This chart shows how Laan & Spar Bank AS's Asset Resilience Ratio has changed over time. Read LASP total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Laan & Spar Bank AS's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see LASP total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 0% |
| Short-term Investments | Dkr259.24 Million | 0.74% |
| Total Liquid Assets | Dkr259.24 Million | 0.74% |
Asset Resilience Insights
- Limited Liquidity: Laan & Spar Bank AS maintains only 0.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Laan & Spar Bank AS Industry Peers by Asset Resilience Ratio
Compare Laan & Spar Bank AS's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Laan & Spar Bank AS Asset Resilience Ratio by Year (2008–2017)
Laan & Spar Bank AS asset resilience ratio by year from 2008 to 2017. The table below shows the annual Asset Resilience Ratio data for Laan & Spar Bank AS.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 1.42% | Dkr272.45 Million ≈ $42.63 Million |
Dkr19.21 Billion ≈ $3.01 Billion |
+0.09pp |
| 2016-12-31 | 1.32% | Dkr224.43 Million ≈ $35.11 Million |
Dkr16.95 Billion ≈ $2.65 Billion |
-0.33pp |
| 2015-12-31 | 1.66% | Dkr256.94 Million ≈ $40.20 Million |
Dkr15.51 Billion ≈ $2.43 Billion |
-13.28pp |
| 2014-12-31 | 14.94% | Dkr2.05 Billion ≈ $320.08 Million |
Dkr13.69 Billion ≈ $2.14 Billion |
+7.83pp |
| 2011-12-31 | 7.11% | Dkr699.96 Million ≈ $109.51 Million |
Dkr9.84 Billion ≈ $1.54 Billion |
-3.26pp |
| 2010-12-31 | 10.38% | Dkr997.84 Million ≈ $156.12 Million |
Dkr9.62 Billion ≈ $1.50 Billion |
+0.57pp |
| 2009-12-31 | 9.80% | Dkr947.77 Million ≈ $148.29 Million |
Dkr9.67 Billion ≈ $1.51 Billion |
+2.28pp |
| 2008-12-31 | 7.52% | Dkr656.71 Million ≈ $102.75 Million |
Dkr8.73 Billion ≈ $1.37 Billion |
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About Laan & Spar Bank AS
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits, savings, student, grandchild, budget, salary, and payment accounts; private, car, caravan, motorcycle, housing, mortgage, cottage, business, and energy loans; cards; and payment services. It also provides pension and investment products; and private, life, health, and other insurance produc… Read more