INTERCORP FIN.SERV. O.N. - Asset Resilience Ratio

Latest as of December 2025: 22.42%

INTERCORP FIN.SERV. O.N. (9IFA) has an Asset Resilience Ratio of 22.42% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check 9IFA strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€22.22 Billion

≈ $25.98 Billion USD Cash + Short-term Investments

Total Assets

€99.10 Billion

≈ $115.86 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how INTERCORP FIN.SERV. O.N.'s Asset Resilience Ratio has changed over time. See INTERCORP FIN.SERV. O.N. balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down INTERCORP FIN.SERV. O.N.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see INTERCORP FIN.SERV. O.N. market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€22.22 Billion	22.42%
Total Liquid Assets	€22.22 Billion	22.42%

Asset Resilience Insights

Good Liquidity Position: INTERCORP FIN.SERV. O.N. maintains a healthy 22.42% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

INTERCORP FIN.SERV. O.N. Industry Peers by Asset Resilience Ratio

Compare INTERCORP FIN.SERV. O.N.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for INTERCORP FIN.SERV. O.N. (2021–2025)

The table below shows the annual Asset Resilience Ratio data for INTERCORP FIN.SERV. O.N..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	22.42%	€22.22 Billion ≈ $25.98 Billion	€99.10 Billion ≈ $115.86 Billion	+0.24pp
2024-12-31	22.18%	€21.18 Billion ≈ $24.77 Billion	€95.50 Billion ≈ $111.65 Billion	-2.02pp
2023-12-31	24.20%	€21.69 Billion ≈ $25.36 Billion	€89.62 Billion ≈ $104.78 Billion	+4.14pp
2022-12-31	20.06%	€17.55 Billion ≈ $20.52 Billion	€87.48 Billion ≈ $102.28 Billion	-0.55pp
2021-12-31	20.62%	€18.54 Billion ≈ $21.68 Billion	€89.95 Billion ≈ $105.17 Billion	--

pp = percentage points

About INTERCORP FIN.SERV. O.N.

F:9IFA Germany Banks - Regional

Market Cap

$6.44 Billion

€5.51 Billion EUR

Market Cap Rank

#4085 Global

#714 in Germany

Share Price

€49.60

Change (1 day)

+0.00%

52-Week Range

€30.60 - €49.60

All Time High

€49.60