INTERCORP FIN.SERV. O.N. - Asset Resilience Ratio
INTERCORP FIN.SERV. O.N. (9IFA) has an Asset Resilience Ratio of 22.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read 9IFA liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how INTERCORP FIN.SERV. O.N.'s Asset Resilience Ratio has changed over time. See INTERCORP FIN.SERV. O.N. (9IFA) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down INTERCORP FIN.SERV. O.N.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see INTERCORP FIN.SERV. O.N. market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €21.72 Billion | 22.37% |
| Total Liquid Assets | €21.72 Billion | 22.37% |
Asset Resilience Insights
- Good Liquidity Position: INTERCORP FIN.SERV. O.N. maintains a healthy 22.37% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
INTERCORP FIN.SERV. O.N. Industry Peers by Asset Resilience Ratio
Compare INTERCORP FIN.SERV. O.N.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for INTERCORP FIN.SERV. O.N. (2021–2024)
The table below shows the annual Asset Resilience Ratio data for INTERCORP FIN.SERV. O.N..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 22.18% | €21.18 Billion ≈ $24.77 Billion |
€95.50 Billion ≈ $111.65 Billion |
-2.02pp |
| 2023-12-31 | 24.20% | €21.69 Billion ≈ $25.36 Billion |
€89.62 Billion ≈ $104.78 Billion |
+4.14pp |
| 2022-12-31 | 20.06% | €17.55 Billion ≈ $20.52 Billion |
€87.48 Billion ≈ $102.28 Billion |
-0.55pp |
| 2021-12-31 | 20.62% | €18.54 Billion ≈ $21.68 Billion |
€89.95 Billion ≈ $105.17 Billion |
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About INTERCORP FIN.SERV. O.N.
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment… Read more