EML Payments Ltd - Asset Resilience Ratio

Latest as of June 2025: 69.56%

EML Payments Ltd (A8Y1) has an Asset Resilience Ratio of 69.56% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

€1.87 Billion
≈ $2.18 Billion USD Cash + Short-term Investments

Total Assets

€2.68 Billion
≈ $3.14 Billion USD All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how EML Payments Ltd's Asset Resilience Ratio has changed over time. Check EML Payments Ltd strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down EML Payments Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see A8Y1 company net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €1.87 Billion 69.56%
Total Liquid Assets €1.87 Billion 69.56%

Asset Resilience Insights

  • Very High Liquidity: EML Payments Ltd maintains exceptional liquid asset reserves at 69.56% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

EML Payments Ltd Industry Peers by Asset Resilience Ratio

Compare EML Payments Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Shenzhen Ysstech Info-Tech Co Ltd
SHE:300377
Software - Infrastructure 5.73%
Topsec Technologies Group Inc
SHE:002212
Software - Infrastructure 0.15%
Beijing Shenzhou Aerospace Software Technology Co. Ltd. A
SHG:688562
Software - Infrastructure 5.09%
SEEING MACHINES LTD
F:M2Z
Software - Infrastructure 0.20%
WORLDLINE S.A. UNSP.ADR
F:WO60
Software - Infrastructure 0.34%
Findi Ltd
AU:FND
Software - Infrastructure 3.96%
Quickfee Ltd
AU:QFE
Software - Infrastructure 18.43%
Spirent Communications plc
LSE:SPT
Software - Infrastructure 0.01%

Annual Asset Resilience Ratio for EML Payments Ltd (2017–2025)

The table below shows the annual Asset Resilience Ratio data for EML Payments Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-06-30 69.56% €1.87 Billion
≈ $2.18 Billion
€2.68 Billion
≈ $3.14 Billion
+0.15pp
2024-06-30 69.41% €1.72 Billion
≈ $2.02 Billion
€2.48 Billion
≈ $2.90 Billion
-6.06pp
2023-06-30 75.47% €2.26 Billion
≈ $2.64 Billion
€2.99 Billion
≈ $3.50 Billion
+11.73pp
2022-06-30 63.74% €1.71 Billion
≈ $2.00 Billion
€2.68 Billion
≈ $3.14 Billion
+2.15pp
2021-06-30 61.59% €1.41 Billion
≈ $1.65 Billion
€2.29 Billion
≈ $2.68 Billion
+56.55pp
2020-06-30 5.04% €96.00 Million
≈ $112.24 Million
€1.91 Billion
≈ $2.23 Billion
-46.32pp
2019-06-30 51.36% €244.82 Million
≈ $286.22 Million
€476.71 Million
≈ $557.32 Million
+23.09pp
2018-06-30 28.27% €67.71 Million
≈ $79.16 Million
€239.54 Million
≈ $280.05 Million
+8.23pp
2017-06-30 20.04% €37.57 Million
≈ $43.93 Million
€187.50 Million
≈ $219.21 Million
--
pp = percentage points

About EML Payments Ltd

F:A8Y1 Germany Software - Infrastructure
Market Cap
$93.57 Million
€80.04 Million EUR
Market Cap Rank
#20683 Global
#1869 in Germany
Share Price
€0.21
Change (1 day)
-0.96%
52-Week Range
€0.17 - €0.62
All Time High
€3.74
About

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The c… Read more