STELLAR BANCORP DL -01 - Asset Resilience Ratio
STELLAR BANCORP DL -01 (C9N0) has an Asset Resilience Ratio of 16.70% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of STELLAR BANCORP DL -01 for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how STELLAR BANCORP DL -01's Asset Resilience Ratio has changed over time. See C9N0 total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down STELLAR BANCORP DL -01's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see STELLAR BANCORP DL -01 market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €1.81 Billion | 16.7% |
| Total Liquid Assets | €1.81 Billion | 16.70% |
Asset Resilience Insights
- Good Liquidity Position: STELLAR BANCORP DL -01 maintains a healthy 16.70% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
STELLAR BANCORP DL -01 Industry Peers by Asset Resilience Ratio
Compare STELLAR BANCORP DL -01's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for STELLAR BANCORP DL -01 (2021–2025)
The table below shows the annual Asset Resilience Ratio data for STELLAR BANCORP DL -01.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.70% | €1.81 Billion ≈ $2.11 Billion |
€10.81 Billion ≈ $12.63 Billion |
+5.83pp |
| 2024-12-31 | 10.87% | €1.19 Billion ≈ $1.39 Billion |
€10.91 Billion ≈ $12.75 Billion |
-2.24pp |
| 2023-12-31 | 13.11% | €1.40 Billion ≈ $1.63 Billion |
€10.65 Billion ≈ $12.45 Billion |
-3.47pp |
| 2022-12-31 | 16.58% | €1.81 Billion ≈ $2.11 Billion |
€10.90 Billion ≈ $12.74 Billion |
-8.38pp |
| 2021-12-31 | 24.97% | €1.77 Billion ≈ $2.07 Billion |
€7.10 Billion ≈ $8.31 Billion |
-- |
About STELLAR BANCORP DL -01
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more