STELLAR BANCORP DL -01 - Asset Resilience Ratio

Latest as of March 2026: 0.03%

STELLAR BANCORP DL -01 (C9N0) has an Asset Resilience Ratio of 0.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

€3.01 Million
≈ $3.52 Million USD Cash + Short-term Investments

Total Assets

€10.89 Billion
≈ $12.73 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2021–2025)

This chart shows how STELLAR BANCORP DL -01's Asset Resilience Ratio has changed over time. Check STELLAR BANCORP DL -01 PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down STELLAR BANCORP DL -01's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see STELLAR BANCORP DL -01 (C9N0) market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €3.01 Million 0.03%
Total Liquid Assets €3.01 Million 0.03%

Asset Resilience Insights

  • Limited Liquidity: STELLAR BANCORP DL -01 maintains only 0.03% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

STELLAR BANCORP DL -01 Industry Peers by Asset Resilience Ratio

Compare STELLAR BANCORP DL -01's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft
F:DBK
Banks - Regional 3.17%
Regions Financial Corporation
NYSE:RF
Banks - Regional 17.06%
Bank of Hangzhou Co Ltd
SHG:600926
Banks - Regional 7.20%
Banco Santander Chile
SN:BSANTANDER
Banks - Regional 6.33%
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Banks - Regional 2.07%
Synovus Financial Corp
NYSE:SNV
Banks - Regional 4.05%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Regional S.A.B. de C.V
MX:RA
Banks - Regional 0.00%

Annual Asset Resilience Ratio for STELLAR BANCORP DL -01 (2021–2025)

The table below shows the annual Asset Resilience Ratio data for STELLAR BANCORP DL -01.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 16.70% €1.81 Billion
≈ $2.11 Billion
€10.81 Billion
≈ $12.63 Billion
+5.83pp
2024-12-31 10.87% €1.19 Billion
≈ $1.39 Billion
€10.91 Billion
≈ $12.75 Billion
-2.24pp
2023-12-31 13.11% €1.40 Billion
≈ $1.63 Billion
€10.65 Billion
≈ $12.45 Billion
-3.47pp
2022-12-31 16.58% €1.81 Billion
≈ $2.11 Billion
€10.90 Billion
≈ $12.74 Billion
-8.38pp
2021-12-31 24.97% €1.77 Billion
≈ $2.07 Billion
€7.10 Billion
≈ $8.31 Billion
--
pp = percentage points

About STELLAR BANCORP DL -01

F:C9N0 Germany Banks - Regional
Market Cap
$2.05 Billion
€1.75 Billion EUR
Market Cap Rank
#6811 Global
#992 in Germany
Share Price
€34.40
Change (1 day)
-1.71%
52-Week Range
€24.00 - €35.00
All Time High
€35.00
About

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more