STELLAR BANCORP DL -01 - Asset Resilience Ratio
STELLAR BANCORP DL -01 (C9N0) has an Asset Resilience Ratio of 0.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check STELLAR BANCORP DL -01 strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how STELLAR BANCORP DL -01's Asset Resilience Ratio has changed over time. See STELLAR BANCORP DL -01 (C9N0) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down STELLAR BANCORP DL -01's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see STELLAR BANCORP DL -01 market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €3.01 Million | 0.03% |
| Total Liquid Assets | €3.01 Million | 0.03% |
Asset Resilience Insights
- Limited Liquidity: STELLAR BANCORP DL -01 maintains only 0.03% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
STELLAR BANCORP DL -01 Industry Peers by Asset Resilience Ratio
Compare STELLAR BANCORP DL -01's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for STELLAR BANCORP DL -01 (2021–2025)
The table below shows the annual Asset Resilience Ratio data for STELLAR BANCORP DL -01.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.70% | €1.81 Billion ≈ $2.11 Billion |
€10.81 Billion ≈ $12.63 Billion |
+5.83pp |
| 2024-12-31 | 10.87% | €1.19 Billion ≈ $1.39 Billion |
€10.91 Billion ≈ $12.75 Billion |
-2.24pp |
| 2023-12-31 | 13.11% | €1.40 Billion ≈ $1.63 Billion |
€10.65 Billion ≈ $12.45 Billion |
-3.47pp |
| 2022-12-31 | 16.58% | €1.81 Billion ≈ $2.11 Billion |
€10.90 Billion ≈ $12.74 Billion |
-8.38pp |
| 2021-12-31 | 24.97% | €1.77 Billion ≈ $2.07 Billion |
€7.10 Billion ≈ $8.31 Billion |
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About STELLAR BANCORP DL -01
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more