Banco de Chile - Asset Resilience Ratio
Banco de Chile (G4RA) has an Asset Resilience Ratio of 6.38% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Banco de Chile's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Banco de Chile's Asset Resilience Ratio has changed over time. See G4RA equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Banco de Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Banco de Chile.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €3.53 Trillion | 6.38% |
| Total Liquid Assets | €3.53 Trillion | 6.38% |
Asset Resilience Insights
- Limited Liquidity: Banco de Chile maintains only 6.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Chile Industry Peers by Asset Resilience Ratio
Compare Banco de Chile's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Banco de Chile (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Banco de Chile.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.42% | €3.47 Trillion ≈ $4.06 Trillion |
€54.10 Trillion ≈ $63.25 Trillion |
+2.39pp |
| 2024-12-31 | 4.03% | €2.10 Trillion ≈ $2.45 Trillion |
€52.06 Trillion ≈ $60.86 Trillion |
+0.80pp |
| 2023-12-31 | 3.23% | €1.80 Trillion ≈ $2.10 Trillion |
€55.72 Trillion ≈ $65.14 Trillion |
-3.95pp |
| 2022-12-31 | 7.18% | €3.97 Trillion ≈ $4.64 Trillion |
€55.26 Trillion ≈ $64.60 Trillion |
+1.27pp |
| 2021-12-31 | 5.91% | €3.05 Trillion ≈ $3.57 Trillion |
€51.70 Trillion ≈ $60.45 Trillion |
+3.61pp |
| 2020-12-31 | 2.30% | €1.06 Trillion ≈ $1.24 Trillion |
€46.10 Trillion ≈ $53.89 Trillion |
-1.03pp |
| 2019-12-31 | 3.33% | €1.37 Trillion ≈ $1.60 Trillion |
€41.01 Trillion ≈ $47.95 Trillion |
+0.37pp |
| 2018-12-31 | 2.96% | €1.05 Trillion ≈ $1.23 Trillion |
€35.62 Trillion ≈ $41.64 Trillion |
-1.73pp |
| 2017-12-31 | 4.69% | €1.53 Trillion ≈ $1.78 Trillion |
€32.56 Trillion ≈ $38.07 Trillion |
-- |
About Banco de Chile
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasi… Read more