Banco de Chile - Asset Resilience Ratio
Banco de Chile (G4RA) has an Asset Resilience Ratio of 5.79% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Banco de Chile for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Banco de Chile's Asset Resilience Ratio has changed over time. See Banco de Chile (G4RA) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Banco de Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Banco de Chile.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €3.21 Trillion | 5.79% |
| Total Liquid Assets | €3.21 Trillion | 5.79% |
Asset Resilience Insights
- Limited Liquidity: Banco de Chile maintains only 5.79% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Chile Industry Peers by Asset Resilience Ratio
Compare Banco de Chile's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Banco de Chile (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Banco de Chile.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.03% | €2.10 Trillion ≈ $2.45 Trillion |
€52.06 Trillion ≈ $60.86 Trillion |
+0.80pp |
| 2023-12-31 | 3.23% | €1.80 Trillion ≈ $2.10 Trillion |
€55.72 Trillion ≈ $65.14 Trillion |
-3.95pp |
| 2022-12-31 | 7.18% | €3.97 Trillion ≈ $4.64 Trillion |
€55.26 Trillion ≈ $64.60 Trillion |
+1.27pp |
| 2021-12-31 | 5.91% | €3.05 Trillion ≈ $3.57 Trillion |
€51.70 Trillion ≈ $60.45 Trillion |
+3.61pp |
| 2020-12-31 | 2.30% | €1.06 Trillion ≈ $1.24 Trillion |
€46.10 Trillion ≈ $53.89 Trillion |
-1.03pp |
| 2019-12-31 | 3.33% | €1.37 Trillion ≈ $1.60 Trillion |
€41.01 Trillion ≈ $47.95 Trillion |
+0.37pp |
| 2018-12-31 | 2.96% | €1.05 Trillion ≈ $1.23 Trillion |
€35.62 Trillion ≈ $41.64 Trillion |
-1.73pp |
| 2017-12-31 | 4.69% | €1.53 Trillion ≈ $1.78 Trillion |
€32.56 Trillion ≈ $38.07 Trillion |
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About Banco de Chile
Banco de Chile, together with its subsidiaries, operates as a commercial bank that provides banking services in Chile. It operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. The Retail segment offers checking and demand deposit accounts; debit and credit cards; lines of credit; home mortgage, consumer, commercial, and general-purpose mortgage loans; financial leases; fa… Read more