Banco de Chile - Asset Resilience Ratio
Banco de Chile (G4RA) has an Asset Resilience Ratio of 6.38% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See G4RA working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Banco de Chile's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see G4RA asset base.
Liquid Assets Composition Over Time
This chart breaks down Banco de Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Banco de Chile to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €3.53 Trillion | 6.38% |
| Total Liquid Assets | €3.53 Trillion | 6.38% |
Asset Resilience Insights
- Limited Liquidity: Banco de Chile maintains only 6.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Chile Industry Peers by Asset Resilience Ratio
Compare Banco de Chile's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Banco de Chile (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Banco de Chile.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.42% | €3.47 Trillion ≈ $4.06 Trillion |
€54.10 Trillion ≈ $63.25 Trillion |
+2.39pp |
| 2024-12-31 | 4.03% | €2.10 Trillion ≈ $2.45 Trillion |
€52.06 Trillion ≈ $60.86 Trillion |
+0.80pp |
| 2023-12-31 | 3.23% | €1.80 Trillion ≈ $2.10 Trillion |
€55.72 Trillion ≈ $65.14 Trillion |
-3.95pp |
| 2022-12-31 | 7.18% | €3.97 Trillion ≈ $4.64 Trillion |
€55.26 Trillion ≈ $64.60 Trillion |
+1.27pp |
| 2021-12-31 | 5.91% | €3.05 Trillion ≈ $3.57 Trillion |
€51.70 Trillion ≈ $60.45 Trillion |
+3.61pp |
| 2020-12-31 | 2.30% | €1.06 Trillion ≈ $1.24 Trillion |
€46.10 Trillion ≈ $53.89 Trillion |
-1.03pp |
| 2019-12-31 | 3.33% | €1.37 Trillion ≈ $1.60 Trillion |
€41.01 Trillion ≈ $47.95 Trillion |
+0.37pp |
| 2018-12-31 | 2.96% | €1.05 Trillion ≈ $1.23 Trillion |
€35.62 Trillion ≈ $41.64 Trillion |
-1.73pp |
| 2017-12-31 | 4.69% | €1.53 Trillion ≈ $1.78 Trillion |
€32.56 Trillion ≈ $38.07 Trillion |
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About Banco de Chile
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasi… Read more