HDFC Bank Limited - Asset Resilience Ratio
HDFC Bank Limited (HDFA) has an Asset Resilience Ratio of 12.40% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of HDFC Bank Limited to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how HDFC Bank Limited's Asset Resilience Ratio has changed over time. See how leveraged is HDFC Bank Limited's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down HDFC Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HDFA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €5.97 Trillion | 12.4% |
| Total Liquid Assets | €5.97 Trillion | 12.40% |
Asset Resilience Insights
- Moderate Liquidity: HDFC Bank Limited has 12.40% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
HDFC Bank Limited Industry Peers by Asset Resilience Ratio
Compare HDFC Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for HDFC Bank Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for HDFC Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 12.40% | €5.97 Trillion ≈ $6.98 Trillion |
€48.19 Trillion ≈ $56.34 Trillion |
-3.74pp |
| 2024-03-31 | 16.14% | €6.50 Trillion ≈ $7.60 Trillion |
€40.30 Trillion ≈ $47.12 Trillion |
-2.81pp |
| 2023-03-31 | 18.94% | €4.88 Trillion ≈ $5.70 Trillion |
€25.76 Trillion ≈ $30.11 Trillion |
-1.84pp |
| 2022-03-31 | 20.79% | €4.39 Trillion ≈ $5.13 Trillion |
€21.11 Trillion ≈ $24.68 Trillion |
-2.97pp |
| 2021-03-31 | 23.76% | €4.28 Trillion ≈ $5.00 Trillion |
€18.00 Trillion ≈ $21.04 Trillion |
+2.42pp |
| 2020-03-31 | 21.34% | €3.41 Trillion ≈ $3.98 Trillion |
€15.96 Trillion ≈ $18.66 Trillion |
+1.51pp |
| 2019-03-31 | 19.83% | €2.63 Trillion ≈ $3.08 Trillion |
€13.28 Trillion ≈ $15.53 Trillion |
+0.28pp |
| 2018-03-31 | 19.55% | €2.22 Trillion ≈ $2.60 Trillion |
€11.37 Trillion ≈ $13.29 Trillion |
-3.73pp |
| 2017-03-31 | 23.29% | €2.11 Trillion ≈ $2.47 Trillion |
€9.07 Trillion ≈ $10.60 Trillion |
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About HDFC Bank Limited
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and rec… Read more