HDFC Bank Limited - Asset Resilience Ratio

Latest as of March 2026: 13.83%

HDFC Bank Limited (HDFA) has an Asset Resilience Ratio of 13.83% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HDFA working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

€7.28 Trillion

≈ $8.51 Trillion USD Cash + Short-term Investments

Total Assets

€52.62 Trillion

≈ $61.52 Trillion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2026)

This chart shows how HDFC Bank Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is HDFC Bank Limited's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down HDFC Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of HDFC Bank Limited's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€7.28 Trillion	13.83%
Total Liquid Assets	€7.28 Trillion	13.83%

Asset Resilience Insights

Moderate Liquidity: HDFC Bank Limited has 13.83% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

HDFC Bank Limited Industry Peers by Asset Resilience Ratio

Compare HDFC Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for HDFC Bank Limited (2017–2026)

The table below shows the annual Asset Resilience Ratio data for HDFC Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	13.83%	€7.28 Trillion ≈ $8.51 Trillion	€52.62 Trillion ≈ $61.52 Trillion	+1.43pp
2025-03-31	12.40%	€5.97 Trillion ≈ $6.98 Trillion	€48.19 Trillion ≈ $56.34 Trillion	-3.74pp
2024-03-31	16.14%	€6.50 Trillion ≈ $7.60 Trillion	€40.30 Trillion ≈ $47.12 Trillion	-2.81pp
2023-03-31	18.94%	€4.88 Trillion ≈ $5.70 Trillion	€25.76 Trillion ≈ $30.11 Trillion	-1.84pp
2022-03-31	20.79%	€4.39 Trillion ≈ $5.13 Trillion	€21.11 Trillion ≈ $24.68 Trillion	-2.97pp
2021-03-31	23.76%	€4.28 Trillion ≈ $5.00 Trillion	€18.00 Trillion ≈ $21.04 Trillion	+2.42pp
2020-03-31	21.34%	€3.41 Trillion ≈ $3.98 Trillion	€15.96 Trillion ≈ $18.66 Trillion	+1.51pp
2019-03-31	19.83%	€2.63 Trillion ≈ $3.08 Trillion	€13.28 Trillion ≈ $15.53 Trillion	+0.28pp
2018-03-31	19.55%	€2.22 Trillion ≈ $2.60 Trillion	€11.37 Trillion ≈ $13.29 Trillion	-3.73pp
2017-03-31	23.29%	€2.11 Trillion ≈ $2.47 Trillion	€9.07 Trillion ≈ $10.60 Trillion	--

pp = percentage points

About HDFC Bank Limited

F:HDFA Germany Banks - Regional

Market Cap

$119.54 Billion

€102.25 Billion EUR

Market Cap Rank

#260 Global

#50 in Germany

Share Price

€19.90

Change (1 day)

+0.00%

52-Week Range

€19.10 - €32.60

All Time High

€67.50