Bank of Ayudhya Public Company Limited - Asset Resilience Ratio
Bank of Ayudhya Public Company Limited (NVAU) has an Asset Resilience Ratio of 4.95% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Bank of Ayudhya Public Company Limited's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Bank of Ayudhya Public Company Limited's Asset Resilience Ratio has changed over time. See NVAU equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank of Ayudhya Public Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank of Ayudhya Public Company Limited market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €131.06 Billion | 4.95% |
| Total Liquid Assets | €131.06 Billion | 4.95% |
Asset Resilience Insights
- Limited Liquidity: Bank of Ayudhya Public Company Limited maintains only 4.95% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Ayudhya Public Company Limited Industry Peers by Asset Resilience Ratio
Compare Bank of Ayudhya Public Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Bank of Ayudhya Public Company Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Bank of Ayudhya Public Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.95% | €131.06 Billion ≈ $153.22 Billion |
€2.65 Trillion ≈ $3.09 Trillion |
+0.63pp |
| 2024-12-31 | 4.32% | €113.10 Billion ≈ $132.23 Billion |
€2.62 Trillion ≈ $3.06 Trillion |
-0.29pp |
| 2023-12-31 | 4.61% | €127.67 Billion ≈ $149.25 Billion |
€2.77 Trillion ≈ $3.24 Trillion |
-0.89pp |
| 2022-12-31 | 5.50% | €145.05 Billion ≈ $169.58 Billion |
€2.64 Trillion ≈ $3.08 Trillion |
-1.72pp |
| 2021-12-31 | 7.22% | €180.48 Billion ≈ $211.00 Billion |
€2.50 Trillion ≈ $2.92 Trillion |
+1.26pp |
| 2020-12-31 | 5.96% | €155.64 Billion ≈ $181.96 Billion |
€2.61 Trillion ≈ $3.05 Trillion |
+1.61pp |
| 2019-12-31 | 4.35% | €102.72 Billion ≈ $120.10 Billion |
€2.36 Trillion ≈ $2.76 Trillion |
-1.03pp |
| 2018-12-31 | 5.39% | €117.10 Billion ≈ $136.90 Billion |
€2.17 Trillion ≈ $2.54 Trillion |
+2.19pp |
| 2017-12-31 | 3.20% | €66.80 Billion ≈ $78.09 Billion |
€2.09 Trillion ≈ $2.44 Trillion |
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About Bank of Ayudhya Public Company Limited
Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company operates through Retail, Commercial, and Others segments. The Retail segment offers a range of banking and related financial services, such as current and savings accounts, f… Read more