First BanCorp Asset Resilience Ratio

Latest as of September 2025: 21.26%

First BanCorp asset resilience ratio. First BanCorp (OLWN) has an Asset Resilience Ratio of 21.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OLWN cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€4.11 Billion

≈ $4.80 Billion USD Cash + Short-term Investments

Total Assets

€19.32 Billion

≈ $22.59 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio of First BanCorp (2014–2024)

Asset resilience ratio of First BanCorp from 2014 to 2024. This chart shows how First BanCorp's Asset Resilience Ratio has changed over time. Read debt load of First BanCorp for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down First BanCorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OLWN current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€4.11 Billion	21.26%
Total Liquid Assets	€4.11 Billion	21.26%

Asset Resilience Insights

Good Liquidity Position: First BanCorp maintains a healthy 21.26% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First BanCorp Industry Peers by Asset Resilience Ratio

Compare First BanCorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
WOORI FIN. GRP SP.ADR/3 F:2WGA	Banks - Regional	13.88%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
Jeju Bank KO:006220	Banks - Regional	2.45%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%

First BanCorp Asset Resilience Ratio by Year (2014–2024)

First BanCorp asset resilience ratio by year from 2014 to 2024. The table below shows the annual Asset Resilience Ratio data for First BanCorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	23.67%	€4.57 Billion ≈ $5.34 Billion	€19.29 Billion ≈ $22.56 Billion	-4.00pp
2023-12-31	27.66%	€5.23 Billion ≈ $6.12 Billion	€18.91 Billion ≈ $22.11 Billion	-2.40pp
2022-12-31	30.06%	€5.60 Billion ≈ $6.55 Billion	€18.63 Billion ≈ $21.79 Billion	-1.00pp
2021-12-31	31.06%	€6.46 Billion ≈ $7.55 Billion	€20.79 Billion ≈ $24.30 Billion	+6.01pp
2020-12-31	25.05%	€4.71 Billion ≈ $5.50 Billion	€18.79 Billion ≈ $21.97 Billion	+8.47pp
2019-12-31	16.58%	€2.09 Billion ≈ $2.44 Billion	€12.61 Billion ≈ $14.74 Billion	+2.15pp
2018-12-31	14.43%	€1.77 Billion ≈ $2.07 Billion	€12.24 Billion ≈ $14.31 Billion	+1.81pp
2017-12-31	12.63%	€1.55 Billion ≈ $1.81 Billion	€12.26 Billion ≈ $14.33 Billion	-0.37pp
2016-12-31	13.00%	€1.55 Billion ≈ $1.81 Billion	€11.92 Billion ≈ $13.94 Billion	+11.28pp
2015-12-31	1.72%	€216.47 Million ≈ $253.08 Million	€12.57 Billion ≈ $14.70 Billion	+1.59pp
2014-12-31	0.13%	€16.66 Million ≈ $19.48 Million	€12.73 Billion ≈ $14.88 Billion	--

pp = percentage points

About First BanCorp

F:OLWN Germany Banks - Regional

Market Cap

$4.17 Billion

€3.57 Billion EUR

Market Cap Rank

#4809 Global

#818 in Germany

Share Price

€22.80

Change (1 day)

+0.88%

52-Week Range

€16.60 - €25.20

All Time High

€25.20