First BanCorp - Asset Resilience Ratio

Latest as of September 2025: 21.26%

First BanCorp (OLWN) has an Asset Resilience Ratio of 21.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check First BanCorp strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€4.11 Billion

≈ $4.80 Billion USD Cash + Short-term Investments

Total Assets

€19.32 Billion

≈ $22.59 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2024)

This chart shows how First BanCorp's Asset Resilience Ratio has changed over time. See OLWN net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down First BanCorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OLWN market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€4.11 Billion	21.26%
Total Liquid Assets	€4.11 Billion	21.26%

Asset Resilience Insights

Good Liquidity Position: First BanCorp maintains a healthy 21.26% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First BanCorp Industry Peers by Asset Resilience Ratio

Compare First BanCorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for First BanCorp (2014–2024)

The table below shows the annual Asset Resilience Ratio data for First BanCorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	23.67%	€4.57 Billion ≈ $5.34 Billion	€19.29 Billion ≈ $22.56 Billion	-4.00pp
2023-12-31	27.66%	€5.23 Billion ≈ $6.12 Billion	€18.91 Billion ≈ $22.11 Billion	-2.40pp
2022-12-31	30.06%	€5.60 Billion ≈ $6.55 Billion	€18.63 Billion ≈ $21.79 Billion	-1.00pp
2021-12-31	31.06%	€6.46 Billion ≈ $7.55 Billion	€20.79 Billion ≈ $24.30 Billion	+6.01pp
2020-12-31	25.05%	€4.71 Billion ≈ $5.50 Billion	€18.79 Billion ≈ $21.97 Billion	+8.47pp
2019-12-31	16.58%	€2.09 Billion ≈ $2.44 Billion	€12.61 Billion ≈ $14.74 Billion	+2.15pp
2018-12-31	14.43%	€1.77 Billion ≈ $2.07 Billion	€12.24 Billion ≈ $14.31 Billion	+1.81pp
2017-12-31	12.63%	€1.55 Billion ≈ $1.81 Billion	€12.26 Billion ≈ $14.33 Billion	-0.37pp
2016-12-31	13.00%	€1.55 Billion ≈ $1.81 Billion	€11.92 Billion ≈ $13.94 Billion	+11.28pp
2015-12-31	1.72%	€216.47 Million ≈ $253.08 Million	€12.57 Billion ≈ $14.70 Billion	+1.59pp
2014-12-31	0.13%	€16.66 Million ≈ $19.48 Million	€12.73 Billion ≈ $14.88 Billion	--

pp = percentage points

About First BanCorp

F:OLWN Germany Banks - Regional

Market Cap

$3.96 Billion

€3.38 Billion EUR

Market Cap Rank

#5073 Global

#826 in Germany

Share Price

€21.60

Change (1 day)

+2.86%

52-Week Range

€16.40 - €21.60

All Time High

€21.60