First BanCorp - Asset Resilience Ratio

Latest as of September 2025: 21.26%

First BanCorp (OLWN) has an Asset Resilience Ratio of 21.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of First BanCorp to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

€4.11 Billion

≈ $4.80 Billion USD Cash + Short-term Investments

Total Assets

€19.32 Billion

≈ $22.59 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2024)

This chart shows how First BanCorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see First BanCorp total assets.

Liquid Assets Composition Over Time

This chart breaks down First BanCorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of First BanCorp's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€4.11 Billion	21.26%
Total Liquid Assets	€4.11 Billion	21.26%

Asset Resilience Insights

Good Liquidity Position: First BanCorp maintains a healthy 21.26% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First BanCorp Industry Peers by Asset Resilience Ratio

Compare First BanCorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for First BanCorp (2014–2024)

The table below shows the annual Asset Resilience Ratio data for First BanCorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	23.67%	€4.57 Billion ≈ $5.34 Billion	€19.29 Billion ≈ $22.56 Billion	-4.00pp
2023-12-31	27.66%	€5.23 Billion ≈ $6.12 Billion	€18.91 Billion ≈ $22.11 Billion	-2.40pp
2022-12-31	30.06%	€5.60 Billion ≈ $6.55 Billion	€18.63 Billion ≈ $21.79 Billion	-1.00pp
2021-12-31	31.06%	€6.46 Billion ≈ $7.55 Billion	€20.79 Billion ≈ $24.30 Billion	+6.01pp
2020-12-31	25.05%	€4.71 Billion ≈ $5.50 Billion	€18.79 Billion ≈ $21.97 Billion	+8.47pp
2019-12-31	16.58%	€2.09 Billion ≈ $2.44 Billion	€12.61 Billion ≈ $14.74 Billion	+2.15pp
2018-12-31	14.43%	€1.77 Billion ≈ $2.07 Billion	€12.24 Billion ≈ $14.31 Billion	+1.81pp
2017-12-31	12.63%	€1.55 Billion ≈ $1.81 Billion	€12.26 Billion ≈ $14.33 Billion	-0.37pp
2016-12-31	13.00%	€1.55 Billion ≈ $1.81 Billion	€11.92 Billion ≈ $13.94 Billion	+11.28pp
2015-12-31	1.72%	€216.47 Million ≈ $253.08 Million	€12.57 Billion ≈ $14.70 Billion	+1.59pp
2014-12-31	0.13%	€16.66 Million ≈ $19.48 Million	€12.73 Billion ≈ $14.88 Billion	--

pp = percentage points

About First BanCorp

F:OLWN Germany Banks - Regional

Market Cap

$4.25 Billion

€3.63 Billion EUR

Market Cap Rank

#4992 Global

#823 in Germany

Share Price

€23.20

Change (1 day)

-1.69%

52-Week Range

€16.40 - €25.20

All Time High

€25.20