Oma Saastopankki Oyj - Asset Resilience Ratio

Latest as of September 2024: -6.69%

Oma Saastopankki Oyj (OMASP) has an Asset Resilience Ratio of -6.69% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Oma Saastopankki Oyj carry for a breakdown of total debt and financial obligations.

Liquid Assets

€-519.84 Million
≈ $-607.75 Million USD Cash + Short-term Investments

Total Assets

€7.78 Billion
≈ $9.09 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2015–2017)

This chart shows how Oma Saastopankki Oyj's Asset Resilience Ratio has changed over time. See Oma Saastopankki Oyj shareholders equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Oma Saastopankki Oyj's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Oma Saastopankki Oyj market cap and net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €0.00 0%
Short-term Investments €-519.84 Million -6.69%
Total Liquid Assets €-519.84 Million -6.69%

Asset Resilience Insights

  • Limited Liquidity: Oma Saastopankki Oyj maintains only -6.69% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Oma Saastopankki Oyj Industry Peers by Asset Resilience Ratio

Compare Oma Saastopankki Oyj's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Ayudhya PCL
BK:BAY
Banks - Regional 4.13%
First Merchants Corporation Depository Shares
NASDAQ:FRMEP
Banks - Regional 7.40%
Banco Santander (Brasil) S.A.
SA:SANB3
Banks - Regional 5.81%
Capitol Federal Financial Inc
NASDAQ:CFFN
Banks - Regional 8.49%
CB Financial Services Inc
NASDAQ:CBFV
Banks - Regional 17.58%
KB Financial Group Inc
F:KBIA
Banks - Regional 12.09%
Absa Group Ltd
JSE:ABG
Banks - Regional -3.45%
International Bancshares Corporation
NASDAQ:IBOC
Banks - Regional 29.29%

Annual Asset Resilience Ratio for Oma Saastopankki Oyj (2015–2017)

The table below shows the annual Asset Resilience Ratio data for Oma Saastopankki Oyj.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2017-12-31 0.00% €1.00K
≈ $1.17K
€2.73 Billion
≈ $3.19 Billion
-0.66pp
2016-12-31 0.66% €14.28 Million
≈ $16.69 Million
€2.15 Billion
≈ $2.51 Billion
-0.25pp
2015-12-31 0.91% €17.56 Million
≈ $20.53 Million
€1.93 Billion
≈ $2.26 Billion
--
pp = percentage points

About Oma Saastopankki Oyj

HE:OMASP Finland Banks - Regional
Market Cap
$462.46 Million
€395.56 Million EUR
Market Cap Rank
#14266 Global
#58 in Finland
Share Price
€11.92
Change (1 day)
+1.36%
52-Week Range
€8.20 - €13.58
All Time High
€22.91
About

Oma Säästöpankki Oyj provides banking products and services to private customers, small and medium-sized enterprises, and agriculture and forestry entrepreneurs in Finland. The company provides current, savings, rent security deposit, ASP, and corporate accounts; time deposits; credit and debit cards; cashier and payment services; invoice and payment transaction services; and money services, corp… Read more