Turkiye Halk Bankasi - Asset Resilience Ratio

Latest as of December 2019: 3.07%

Turkiye Halk Bankasi (HALKB) has an Asset Resilience Ratio of 3.07% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Turkiye Halk Bankasi's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

TL14.37 Billion

≈ $321.90 Million USD Cash + Short-term Investments

Total Assets

TL468.63 Billion

≈ $10.50 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2019)

This chart shows how Turkiye Halk Bankasi's Asset Resilience Ratio has changed over time. See Turkiye Halk Bankasi balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Turkiye Halk Bankasi's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HALKB company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	TL0.00	0%
Short-term Investments	TL14.37 Billion	3.07%
Total Liquid Assets	TL14.37 Billion	3.07%

Asset Resilience Insights

Limited Liquidity: Turkiye Halk Bankasi maintains only 3.07% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Turkiye Halk Bankasi Industry Peers by Asset Resilience Ratio

Compare Turkiye Halk Bankasi's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Turkiye Halk Bankasi (2003–2019)

The table below shows the annual Asset Resilience Ratio data for Turkiye Halk Bankasi.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2019-12-31	3.07%	TL14.37 Billion ≈ $321.90 Million	TL468.63 Billion ≈ $10.50 Billion	+2.95pp
2018-12-31	0.12%	TL453.80 Million ≈ $10.16 Million	TL388.22 Billion ≈ $8.70 Billion	-1.70pp
2017-12-31	1.82%	TL5.69 Billion ≈ $127.36 Million	TL312.22 Billion ≈ $6.99 Billion	-3.03pp
2016-12-31	4.85%	TL11.54 Billion ≈ $258.37 Million	TL237.73 Billion ≈ $5.32 Billion	+4.83pp
2015-12-31	0.02%	TL33.93 Million ≈ $760.03K	TL191.00 Billion ≈ $4.28 Billion	-14.64pp
2014-12-31	14.66%	TL23.07 Billion ≈ $516.60 Million	TL157.35 Billion ≈ $3.52 Billion	+3.61pp
2013-12-31	11.05%	TL15.64 Billion ≈ $350.22 Million	TL141.54 Billion ≈ $3.17 Billion	+1.87pp
2012-12-31	9.18%	TL10.01 Billion ≈ $224.24 Million	TL109.05 Billion ≈ $2.44 Billion	-0.79pp
2011-12-31	9.97%	TL9.19 Billion ≈ $205.80 Million	TL92.16 Billion ≈ $2.06 Billion	+8.00pp
2010-12-31	1.97%	TL1.44 Billion ≈ $32.20 Million	TL73.03 Billion ≈ $1.64 Billion	-3.23pp
2009-12-31	5.20%	TL3.16 Billion ≈ $70.75 Million	TL60.78 Billion ≈ $1.36 Billion	-0.19pp
2008-12-31	5.39%	TL2.75 Billion ≈ $61.52 Million	TL51.00 Billion ≈ $1.14 Billion	-2.83pp
2007-12-31	8.22%	TL3.29 Billion ≈ $73.79 Million	TL40.09 Billion ≈ $897.93 Million	+1.39pp
2006-12-31	6.82%	TL2.35 Billion ≈ $52.70 Million	TL34.48 Billion ≈ $772.16 Million	+6.65pp
2005-12-31	0.17%	TL46.65 Million ≈ $1.04 Million	TL27.10 Billion ≈ $606.89 Million	-0.05pp
2004-12-31	0.22%	TL57.25 Trillion ≈ $1.28 Trillion	TL25782.07 Trillion ≈ $577.45 Trillion	+0.18pp
2003-12-31	0.04%	TL9.60 Trillion ≈ $214.93 Billion	TL22102.16 Trillion ≈ $495.03 Trillion	--

pp = percentage points

About Turkiye Halk Bankasi

IS:HALKB Turkey Banks - Regional

Market Cap

$7.90 Billion

TL352.77 Billion TRY

Market Cap Rank

#2690 Global

#11 in Turkey

Share Price

TL49.10

Change (1 day)

+1.24%

52-Week Range

TL20.80 - TL50.35

All Time High

TL50.35