Ray Sigorta AS - Asset Resilience Ratio

Latest as of June 2025: 2.72%

Ray Sigorta AS (RAYSG) has an Asset Resilience Ratio of 2.72% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Ray Sigorta AS (RAYSG) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets

TL962.07 Million

≈ $21.55 Million USD Cash + Short-term Investments

Total Assets

TL35.33 Billion

≈ $791.22 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2024)

This chart shows how Ray Sigorta AS's Asset Resilience Ratio has changed over time. See Ray Sigorta AS (RAYSG) net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Ray Sigorta AS's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ray Sigorta AS market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	TL0.00	0%
Short-term Investments	TL962.07 Million	2.72%
Total Liquid Assets	TL962.07 Million	2.72%

Asset Resilience Insights

Limited Liquidity: Ray Sigorta AS maintains only 2.72% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ray Sigorta AS Industry Peers by Asset Resilience Ratio

Compare Ray Sigorta AS's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.85%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
ageas SA/NV BR:AGS	Insurance - Diversified	57.24%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%
iA Financial Corporation Inc TO:IAG	Insurance - Diversified	0.93%
Western Investment Company of Canada Limited V:WI	Insurance - Diversified	5.56%

Annual Asset Resilience Ratio for Ray Sigorta AS (2010–2024)

The table below shows the annual Asset Resilience Ratio data for Ray Sigorta AS.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	2.37%	TL606.86 Million ≈ $13.59 Million	TL25.62 Billion ≈ $573.89 Million	-5.58pp
2023-12-31	7.95%	TL863.66 Million ≈ $19.34 Million	TL10.86 Billion ≈ $243.34 Million	-0.12pp
2022-12-31	8.07%	TL439.16 Million ≈ $9.84 Million	TL5.44 Billion ≈ $121.90 Million	+2.02pp
2021-12-31	6.05%	TL137.91 Million ≈ $3.09 Million	TL2.28 Billion ≈ $51.09 Million	+3.66pp
2020-12-31	2.39%	TL42.73 Million ≈ $957.15K	TL1.79 Billion ≈ $40.09 Million	--
2019-12-31	0.00%	TL0.00 ≈ $0.00	TL1.28 Billion ≈ $28.58 Million	--
2018-12-31	0.00%	TL0.00 ≈ $0.00	TL926.67 Million ≈ $20.76 Million	--
2017-12-31	0.00%	TL0.00 ≈ $0.00	TL735.35 Million ≈ $16.47 Million	--
2016-12-31	0.00%	TL0.00 ≈ $0.00	TL585.05 Million ≈ $13.10 Million	--
2015-12-31	8.56%	TL38.56 Million ≈ $863.60K	TL450.40 Million ≈ $10.09 Million	-0.90pp
2014-12-31	9.46%	TL37.99 Million ≈ $850.83K	TL401.48 Million ≈ $8.99 Million	+0.00pp
2013-12-31	9.46%	TL36.07 Million ≈ $807.90K	TL381.28 Million ≈ $8.54 Million	-1.73pp
2012-12-31	11.19%	TL36.11 Million ≈ $808.79K	TL322.61 Million ≈ $7.23 Million	+0.66pp
2011-12-31	10.53%	TL32.22 Million ≈ $721.60K	TL305.93 Million ≈ $6.85 Million	-1.69pp
2010-12-31	12.22%	TL32.34 Million ≈ $724.44K	TL264.59 Million ≈ $5.93 Million	--

pp = percentage points

About Ray Sigorta AS

IS:RAYSG Turkey Insurance - Diversified

Market Cap

$736.68 Million

TL32.89 Billion TRY

Market Cap Rank

#10682 Global

#97 in Turkey

Share Price

TL201.70

Change (1 day)

-1.13%

52-Week Range

TL187.40 - TL285.75

All Time High

TL748.00