Bank Artos Indonesia Tbk PT - Asset Resilience Ratio
Bank Artos Indonesia Tbk PT (ARTO) has an Asset Resilience Ratio of 61.91% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Bank Artos Indonesia Tbk PT (ARTO) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Bank Artos Indonesia Tbk PT's Asset Resilience Ratio has changed over time. See ARTO free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Bank Artos Indonesia Tbk PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Bank Artos Indonesia Tbk PT total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp13.93 Trillion | 61.91% |
| Total Liquid Assets | Rp13.93 Trillion | 61.91% |
Asset Resilience Insights
- Very High Liquidity: Bank Artos Indonesia Tbk PT maintains exceptional liquid asset reserves at 61.91% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Bank Artos Indonesia Tbk PT Industry Peers by Asset Resilience Ratio
Compare Bank Artos Indonesia Tbk PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
KBC Groep NV
BR:KBC |
Banks - Regional | 2.11% |
|
Banco Santander Brasil SA ADR
NYSE:BSBR |
Banks - Regional | 4.53% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
EQB Inc.
TO:EQB |
Banks - Regional | 2.38% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Aktia Bank Abp
HE:AKTIA |
Banks - Regional | -7.45% |
Annual Asset Resilience Ratio for Bank Artos Indonesia Tbk PT (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Bank Artos Indonesia Tbk PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.04% | Rp14.50 Billion ≈ $849.53K |
Rp36.51 Trillion ≈ $2.14 Billion |
+25.41pp |
| 2023-12-31 | -25.37% | Rp-5.40 Trillion ≈ $-316.64 Million |
Rp21.30 Trillion ≈ $1.25 Billion |
-7.20pp |
| 2019-12-31 | -18.17% | Rp-240.08 Billion ≈ $-14.07 Million |
Rp1.32 Trillion ≈ $77.41 Million |
-27.98pp |
| 2018-12-31 | 9.81% | Rp65.19 Billion ≈ $3.82 Million |
Rp664.67 Billion ≈ $38.95 Million |
+3.16pp |
| 2017-12-31 | 6.64% | Rp55.63 Billion ≈ $3.26 Million |
Rp837.23 Billion ≈ $49.06 Million |
+1.83pp |
| 2016-12-31 | 4.81% | Rp37.27 Billion ≈ $2.18 Million |
Rp774.78 Billion ≈ $45.40 Million |
+4.74pp |
| 2015-12-31 | 0.07% | Rp500.00 Million ≈ $29.30K |
Rp745.65 Billion ≈ $43.69 Million |
-5.57pp |
| 2014-12-31 | 5.63% | Rp47.37 Billion ≈ $2.78 Million |
Rp840.78 Billion ≈ $49.27 Million |
+1.27pp |
| 2013-12-31 | 4.36% | Rp28.68 Billion ≈ $1.68 Million |
Rp657.01 Billion ≈ $38.50 Million |
-0.60pp |
| 2012-12-31 | 4.96% | Rp25.35 Billion ≈ $1.49 Million |
Rp511.10 Billion ≈ $29.95 Million |
+0.19pp |
| 2011-12-31 | 4.77% | Rp21.73 Billion ≈ $1.27 Million |
Rp455.76 Billion ≈ $26.71 Million |
-0.01pp |
| 2010-12-31 | 4.78% | Rp19.32 Billion ≈ $1.13 Million |
Rp404.42 Billion ≈ $23.70 Million |
+1.27pp |
| 2009-12-31 | 3.51% | Rp12.19 Billion ≈ $714.24K |
Rp347.51 Billion ≈ $20.36 Million |
-- |
About Bank Artos Indonesia Tbk PT
PT Bank Jago Tbk provides banking products and services in Indonesia. The company offers current accounts; savings accounts, including saving and spending pockets, locked pockets, shared pockets, giveaway pockets, and sharia savings products; time and term deposits; and Mudharabah deposits. It also provides working capital, investment, consumer, and multipurpose credit products; ultramicro financ… Read more