Bank Artos Indonesia Tbk PT - Asset Resilience Ratio
Bank Artos Indonesia Tbk PT (ARTO) has an Asset Resilience Ratio of 61.91% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. For the complete balance sheet picture, see Bank Artos Indonesia Tbk PT balance sheet assets.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Bank Artos Indonesia Tbk PT's Asset Resilience Ratio has changed over time. Read Bank Artos Indonesia Tbk PT total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bank Artos Indonesia Tbk PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. See Bank Artos Indonesia Tbk PT liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp13.93 Trillion | 61.91% |
| Total Liquid Assets | Rp13.93 Trillion | 61.91% |
Asset Resilience Insights
- Very High Liquidity: Bank Artos Indonesia Tbk PT maintains exceptional liquid asset reserves at 61.91% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Bank Artos Indonesia Tbk PT Industry Peers by Asset Resilience Ratio
Compare Bank Artos Indonesia Tbk PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Swedbank AB (publ)
ST:SWED-A |
Banks - Regional | 4.07% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
First Financial Holding Co Ltd
TW:2892 |
Banks - Regional | -7.56% |
|
Union Bank of India
NSE:UNIONBANK |
Banks - Regional | -4.76% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Shanghai Commercial & Savings Bank Ltd
TW:5876 |
Banks - Regional | -27.14% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
Annual Asset Resilience Ratio for Bank Artos Indonesia Tbk PT (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Bank Artos Indonesia Tbk PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.04% | Rp14.50 Billion ≈ $849.53K |
Rp36.51 Trillion ≈ $2.14 Billion |
+25.41pp |
| 2023-12-31 | -25.37% | Rp-5.40 Trillion ≈ $-316.64 Million |
Rp21.30 Trillion ≈ $1.25 Billion |
-7.20pp |
| 2019-12-31 | -18.17% | Rp-240.08 Billion ≈ $-14.07 Million |
Rp1.32 Trillion ≈ $77.41 Million |
-27.98pp |
| 2018-12-31 | 9.81% | Rp65.19 Billion ≈ $3.82 Million |
Rp664.67 Billion ≈ $38.95 Million |
+3.16pp |
| 2017-12-31 | 6.64% | Rp55.63 Billion ≈ $3.26 Million |
Rp837.23 Billion ≈ $49.06 Million |
+1.83pp |
| 2016-12-31 | 4.81% | Rp37.27 Billion ≈ $2.18 Million |
Rp774.78 Billion ≈ $45.40 Million |
+4.74pp |
| 2015-12-31 | 0.07% | Rp500.00 Million ≈ $29.30K |
Rp745.65 Billion ≈ $43.69 Million |
-5.57pp |
| 2014-12-31 | 5.63% | Rp47.37 Billion ≈ $2.78 Million |
Rp840.78 Billion ≈ $49.27 Million |
+1.27pp |
| 2013-12-31 | 4.36% | Rp28.68 Billion ≈ $1.68 Million |
Rp657.01 Billion ≈ $38.50 Million |
-0.60pp |
| 2012-12-31 | 4.96% | Rp25.35 Billion ≈ $1.49 Million |
Rp511.10 Billion ≈ $29.95 Million |
+0.19pp |
| 2011-12-31 | 4.77% | Rp21.73 Billion ≈ $1.27 Million |
Rp455.76 Billion ≈ $26.71 Million |
-0.01pp |
| 2010-12-31 | 4.78% | Rp19.32 Billion ≈ $1.13 Million |
Rp404.42 Billion ≈ $23.70 Million |
+1.27pp |
| 2009-12-31 | 3.51% | Rp12.19 Billion ≈ $714.24K |
Rp347.51 Billion ≈ $20.36 Million |
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About Bank Artos Indonesia Tbk PT
PT Bank Jago Tbk provides banking products and services in Indonesia. The company offers current accounts; savings accounts, including saving and spending pockets, locked pockets, shared pockets, giveaway pockets, and sharia savings products; time and term deposits; and Mudharabah deposits. It also provides working capital, investment, consumer, and multipurpose credit products; ultramicro financ… Read more