Bank Ganesha Tbk PT - Asset Resilience Ratio
Bank Ganesha Tbk PT (BGTG) has an Asset Resilience Ratio of -2.61% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Bank Ganesha Tbk PT carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2017)
This chart shows how Bank Ganesha Tbk PT's Asset Resilience Ratio has changed over time. See BGTG book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank Ganesha Tbk PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank Ganesha Tbk PT stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-221.11 Billion | -2.61% |
| Total Liquid Assets | Rp-221.11 Billion | -2.61% |
Asset Resilience Insights
- Limited Liquidity: Bank Ganesha Tbk PT maintains only -2.61% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Ganesha Tbk PT Industry Peers by Asset Resilience Ratio
Compare Bank Ganesha Tbk PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Ganesha Tbk PT (2004–2017)
The table below shows the annual Asset Resilience Ratio data for Bank Ganesha Tbk PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 5.29% | Rp242.27 Billion ≈ $14.20 Million |
Rp4.58 Trillion ≈ $268.48 Million |
+0.67pp |
| 2016-12-31 | 4.62% | Rp195.74 Billion ≈ $11.47 Million |
Rp4.24 Trillion ≈ $248.21 Million |
-3.94pp |
| 2015-12-31 | 8.56% | Rp168.99 Billion ≈ $9.90 Million |
Rp1.97 Trillion ≈ $115.69 Million |
-0.19pp |
| 2014-12-31 | 8.75% | Rp186.92 Billion ≈ $10.95 Million |
Rp2.14 Trillion ≈ $125.15 Million |
-1.45pp |
| 2013-12-31 | 10.20% | Rp203.12 Billion ≈ $11.90 Million |
Rp1.99 Trillion ≈ $116.72 Million |
+3.46pp |
| 2012-12-31 | 6.74% | Rp133.58 Billion ≈ $7.83 Million |
Rp1.98 Trillion ≈ $116.18 Million |
-5.53pp |
| 2011-12-31 | 12.27% | Rp225.65 Billion ≈ $13.22 Million |
Rp1.84 Trillion ≈ $107.80 Million |
+5.89pp |
| 2010-12-31 | 6.38% | Rp95.81 Billion ≈ $5.61 Million |
Rp1.50 Trillion ≈ $88.06 Million |
-8.60pp |
| 2009-12-31 | 14.97% | Rp211.31 Billion ≈ $12.38 Million |
Rp1.41 Trillion ≈ $82.71 Million |
+4.48pp |
| 2008-12-31 | 10.49% | Rp153.94 Billion ≈ $9.02 Million |
Rp1.47 Trillion ≈ $86.00 Million |
-17.99pp |
| 2007-12-31 | 28.48% | Rp446.94 Billion ≈ $26.19 Million |
Rp1.57 Trillion ≈ $91.97 Million |
+9.73pp |
| 2006-12-31 | 18.75% | Rp208.40 Billion ≈ $12.21 Million |
Rp1.11 Trillion ≈ $65.14 Million |
-5.04pp |
| 2005-12-31 | 23.79% | Rp253.39 Billion ≈ $14.85 Million |
Rp1.07 Trillion ≈ $62.42 Million |
+4.93pp |
| 2004-12-31 | 18.85% | Rp169.14 Billion ≈ $9.91 Million |
Rp897.25 Billion ≈ $52.58 Million |
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About Bank Ganesha Tbk PT
PT Bank Ganesha Tbk provides various general banking products and services for individuals and businesses in Indonesia. The company operates through Banking, Consumer, Treasury, and Others segments. It offers savings, current, and time deposits accounts. The company also provides personal, fixed income, car, housing, working capital, and investment loans. In addition, it offers safe deposit boxes… Read more