Clipan Finance Indonesia Tbk - Asset Resilience Ratio

Latest as of September 2025: 0.39%

Clipan Finance Indonesia Tbk (CFIN) has an Asset Resilience Ratio of 0.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CFIN PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp37.93 Billion

≈ $2.22 Million USD Cash + Short-term Investments

Total Assets

Rp9.75 Trillion

≈ $571.09 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2024)

This chart shows how Clipan Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. See Clipan Finance Indonesia Tbk net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Clipan Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Clipan Finance Indonesia Tbk.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp37.93 Billion	0.39%
Short-term Investments	Rp0.00	0%
Total Liquid Assets	Rp37.93 Billion	0.39%

Asset Resilience Insights

Limited Liquidity: Clipan Finance Indonesia Tbk maintains only 0.39% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Clipan Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio

Compare Clipan Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vardhman Holdings Limited NSE:VHL	Credit Services	0.03%
Five-Star Business Finance Limited NSE:FIVESTAR	Credit Services	4.49%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Srisawad Power 1979 PCL BK:SAWAD	Credit Services	0.98%
Navient Corp NASDAQ:NAVI	Credit Services	3.09%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Qliro AB ST:QLIRO	Credit Services	20.36%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%

Annual Asset Resilience Ratio for Clipan Finance Indonesia Tbk (2004–2024)

The table below shows the annual Asset Resilience Ratio data for Clipan Finance Indonesia Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.27%	Rp27.78 Billion ≈ $1.63 Million	Rp10.12 Trillion ≈ $592.86 Million	-0.06pp
2023-12-31	0.33%	Rp32.72 Billion ≈ $1.92 Million	Rp9.91 Trillion ≈ $580.76 Million	-0.06pp
2022-12-31	0.39%	Rp31.33 Billion ≈ $1.84 Million	Rp8.05 Trillion ≈ $471.65 Million	-1.39pp
2021-12-31	1.78%	Rp126.78 Billion ≈ $7.43 Million	Rp7.12 Trillion ≈ $417.43 Million	-15.85pp
2020-12-31	17.63%	Rp1.92 Trillion ≈ $112.78 Million	Rp10.92 Trillion ≈ $639.72 Million	+16.77pp
2019-12-31	0.86%	Rp104.36 Billion ≈ $6.12 Million	Rp12.12 Trillion ≈ $710.04 Million	+0.29pp
2018-12-31	0.57%	Rp63.40 Billion ≈ $3.72 Million	Rp11.08 Trillion ≈ $649.07 Million	+0.17pp
2017-12-31	0.40%	Rp39.41 Billion ≈ $2.31 Million	Rp9.89 Trillion ≈ $579.56 Million	-1.26pp
2016-12-31	1.66%	Rp111.95 Billion ≈ $6.56 Million	Rp6.74 Trillion ≈ $395.18 Million	+1.35pp
2014-12-31	0.31%	Rp20.58 Billion ≈ $1.21 Million	Rp6.64 Trillion ≈ $389.14 Million	-0.53pp
2013-12-31	0.84%	Rp50.83 Billion ≈ $2.98 Million	Rp6.07 Trillion ≈ $355.94 Million	-0.30pp
2012-12-31	1.14%	Rp55.41 Billion ≈ $3.25 Million	Rp4.85 Trillion ≈ $284.40 Million	+0.82pp
2011-12-31	0.32%	Rp15.26 Billion ≈ $894.25K	Rp4.79 Trillion ≈ $280.41 Million	-0.23pp
2010-12-31	0.55%	Rp14.91 Billion ≈ $873.43K	Rp2.69 Trillion ≈ $157.85 Million	-3.65pp
2009-12-31	4.20%	Rp74.37 Billion ≈ $4.36 Million	Rp1.77 Trillion ≈ $103.79 Million	+3.11pp
2008-12-31	1.09%	Rp17.57 Billion ≈ $1.03 Million	Rp1.61 Trillion ≈ $94.19 Million	+0.43pp
2004-12-31	0.66%	Rp5.25 Billion ≈ $307.63K	Rp794.56 Billion ≈ $46.56 Million	--

pp = percentage points

About Clipan Finance Indonesia Tbk

JK:CFIN Indonesia Credit Services

Market Cap

$86.39 Million

Rp1.47 Trillion IDR

Market Cap Rank

#19842 Global

#347 in Indonesia

Share Price

Rp370.00

Change (1 day)

+2.21%

52-Week Range

Rp294.00 - Rp370.00

All Time High

Rp705.00