Clipan Finance Indonesia Tbk Asset Resilience Ratio
Clipan Finance Indonesia Tbk asset resilience ratio. Clipan Finance Indonesia Tbk (CFIN) has an Asset Resilience Ratio of 0.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Clipan Finance Indonesia Tbk defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Clipan Finance Indonesia Tbk (2004–2024)
Asset resilience ratio of Clipan Finance Indonesia Tbk from 2004 to 2024. This chart shows how Clipan Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. Read debt load of Clipan Finance Indonesia Tbk for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Clipan Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Clipan Finance Indonesia Tbk (CFIN) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp37.93 Billion | 0.39% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp37.93 Billion | 0.39% |
Asset Resilience Insights
- Limited Liquidity: Clipan Finance Indonesia Tbk maintains only 0.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Clipan Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare Clipan Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.07% |
|
Harmoney Corp Ltd
AU:HMY |
Credit Services | 0.00% |
Clipan Finance Indonesia Tbk Asset Resilience Ratio by Year (2004–2024)
Clipan Finance Indonesia Tbk asset resilience ratio by year from 2004 to 2024. The table below shows the annual Asset Resilience Ratio data for Clipan Finance Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.27% | Rp27.78 Billion ≈ $1.63 Million |
Rp10.12 Trillion ≈ $592.86 Million |
-0.06pp |
| 2023-12-31 | 0.33% | Rp32.72 Billion ≈ $1.92 Million |
Rp9.91 Trillion ≈ $580.76 Million |
-0.06pp |
| 2022-12-31 | 0.39% | Rp31.33 Billion ≈ $1.84 Million |
Rp8.05 Trillion ≈ $471.65 Million |
-1.39pp |
| 2021-12-31 | 1.78% | Rp126.78 Billion ≈ $7.43 Million |
Rp7.12 Trillion ≈ $417.43 Million |
-15.85pp |
| 2020-12-31 | 17.63% | Rp1.92 Trillion ≈ $112.78 Million |
Rp10.92 Trillion ≈ $639.72 Million |
+16.77pp |
| 2019-12-31 | 0.86% | Rp104.36 Billion ≈ $6.12 Million |
Rp12.12 Trillion ≈ $710.04 Million |
+0.29pp |
| 2018-12-31 | 0.57% | Rp63.40 Billion ≈ $3.72 Million |
Rp11.08 Trillion ≈ $649.07 Million |
+0.17pp |
| 2017-12-31 | 0.40% | Rp39.41 Billion ≈ $2.31 Million |
Rp9.89 Trillion ≈ $579.56 Million |
-1.26pp |
| 2016-12-31 | 1.66% | Rp111.95 Billion ≈ $6.56 Million |
Rp6.74 Trillion ≈ $395.18 Million |
+1.35pp |
| 2014-12-31 | 0.31% | Rp20.58 Billion ≈ $1.21 Million |
Rp6.64 Trillion ≈ $389.14 Million |
-0.53pp |
| 2013-12-31 | 0.84% | Rp50.83 Billion ≈ $2.98 Million |
Rp6.07 Trillion ≈ $355.94 Million |
-0.30pp |
| 2012-12-31 | 1.14% | Rp55.41 Billion ≈ $3.25 Million |
Rp4.85 Trillion ≈ $284.40 Million |
+0.82pp |
| 2011-12-31 | 0.32% | Rp15.26 Billion ≈ $894.25K |
Rp4.79 Trillion ≈ $280.41 Million |
-0.23pp |
| 2010-12-31 | 0.55% | Rp14.91 Billion ≈ $873.43K |
Rp2.69 Trillion ≈ $157.85 Million |
-3.65pp |
| 2009-12-31 | 4.20% | Rp74.37 Billion ≈ $4.36 Million |
Rp1.77 Trillion ≈ $103.79 Million |
+3.11pp |
| 2008-12-31 | 1.09% | Rp17.57 Billion ≈ $1.03 Million |
Rp1.61 Trillion ≈ $94.19 Million |
+0.43pp |
| 2004-12-31 | 0.66% | Rp5.25 Billion ≈ $307.63K |
Rp794.56 Billion ≈ $46.56 Million |
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About Clipan Finance Indonesia Tbk
PT. Clipan Finance Indonesia Tbk operates as a financing institution in Indonesia. It operates through Factoring; Sale and Leaseback; Finance Lease; and Consumer Financing segments. The company offers investment financing, working capital financing, multipurpose financing, operational leasing, and other financing services. It also provides new and used car financing, fleet financing, cash fund fi… Read more