Clipan Finance Indonesia Tbk - Asset Resilience Ratio
Clipan Finance Indonesia Tbk (CFIN) has an Asset Resilience Ratio of 0.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how Clipan Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. Check how strategically is Clipan Finance Indonesia Tbk's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Clipan Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Clipan Finance Indonesia Tbk (CFIN) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp37.93 Billion | 0.39% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp37.93 Billion | 0.39% |
Asset Resilience Insights
- Limited Liquidity: Clipan Finance Indonesia Tbk maintains only 0.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Clipan Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare Clipan Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Humm Group Ltd
AU:HUM |
Credit Services | 7.46% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
creditshelf Aktiengesellschaft
F:CSQ |
Credit Services | 0.62% |
Annual Asset Resilience Ratio for Clipan Finance Indonesia Tbk (2004–2024)
The table below shows the annual Asset Resilience Ratio data for Clipan Finance Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.27% | Rp27.78 Billion ≈ $1.63 Million |
Rp10.12 Trillion ≈ $592.86 Million |
-0.06pp |
| 2023-12-31 | 0.33% | Rp32.72 Billion ≈ $1.92 Million |
Rp9.91 Trillion ≈ $580.76 Million |
-0.06pp |
| 2022-12-31 | 0.39% | Rp31.33 Billion ≈ $1.84 Million |
Rp8.05 Trillion ≈ $471.65 Million |
-1.39pp |
| 2021-12-31 | 1.78% | Rp126.78 Billion ≈ $7.43 Million |
Rp7.12 Trillion ≈ $417.43 Million |
-15.85pp |
| 2020-12-31 | 17.63% | Rp1.92 Trillion ≈ $112.78 Million |
Rp10.92 Trillion ≈ $639.72 Million |
+16.77pp |
| 2019-12-31 | 0.86% | Rp104.36 Billion ≈ $6.12 Million |
Rp12.12 Trillion ≈ $710.04 Million |
+0.29pp |
| 2018-12-31 | 0.57% | Rp63.40 Billion ≈ $3.72 Million |
Rp11.08 Trillion ≈ $649.07 Million |
+0.17pp |
| 2017-12-31 | 0.40% | Rp39.41 Billion ≈ $2.31 Million |
Rp9.89 Trillion ≈ $579.56 Million |
-1.26pp |
| 2016-12-31 | 1.66% | Rp111.95 Billion ≈ $6.56 Million |
Rp6.74 Trillion ≈ $395.18 Million |
+1.35pp |
| 2014-12-31 | 0.31% | Rp20.58 Billion ≈ $1.21 Million |
Rp6.64 Trillion ≈ $389.14 Million |
-0.53pp |
| 2013-12-31 | 0.84% | Rp50.83 Billion ≈ $2.98 Million |
Rp6.07 Trillion ≈ $355.94 Million |
-0.30pp |
| 2012-12-31 | 1.14% | Rp55.41 Billion ≈ $3.25 Million |
Rp4.85 Trillion ≈ $284.40 Million |
+0.82pp |
| 2011-12-31 | 0.32% | Rp15.26 Billion ≈ $894.25K |
Rp4.79 Trillion ≈ $280.41 Million |
-0.23pp |
| 2010-12-31 | 0.55% | Rp14.91 Billion ≈ $873.43K |
Rp2.69 Trillion ≈ $157.85 Million |
-3.65pp |
| 2009-12-31 | 4.20% | Rp74.37 Billion ≈ $4.36 Million |
Rp1.77 Trillion ≈ $103.79 Million |
+3.11pp |
| 2008-12-31 | 1.09% | Rp17.57 Billion ≈ $1.03 Million |
Rp1.61 Trillion ≈ $94.19 Million |
+0.43pp |
| 2004-12-31 | 0.66% | Rp5.25 Billion ≈ $307.63K |
Rp794.56 Billion ≈ $46.56 Million |
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About Clipan Finance Indonesia Tbk
PT. Clipan Finance Indonesia Tbk operates as a financing institution in Indonesia. It operates through Factoring; Sale and Leaseback; Finance Lease; and Consumer Financing segments. The company offers investment financing, working capital financing, multipurpose financing, operational leasing, and other financing services. It also provides new and used car financing, fleet financing, cash fund fi… Read more