Intan Baruprana Finance Tbk - Asset Resilience Ratio

Latest as of September 2025: 7.72%

Intan Baruprana Finance Tbk (IBFN) has an Asset Resilience Ratio of 7.72% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Intan Baruprana Finance Tbk for a breakdown of total debt and financial obligations.

Liquid Assets

Rp38.61 Billion

≈ $2.26 Million USD Cash + Short-term Investments

Total Assets

Rp500.35 Billion

≈ $29.32 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2021)

This chart shows how Intan Baruprana Finance Tbk's Asset Resilience Ratio has changed over time. See net assets of Intan Baruprana Finance Tbk for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Intan Baruprana Finance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Intan Baruprana Finance Tbk.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp38.61 Billion	7.72%
Short-term Investments	Rp0.00	0%
Total Liquid Assets	Rp38.61 Billion	7.72%

Asset Resilience Insights

Limited Liquidity: Intan Baruprana Finance Tbk maintains only 7.72% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Intan Baruprana Finance Tbk Industry Peers by Asset Resilience Ratio

Compare Intan Baruprana Finance Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%
Fon SE WAR:FON	Credit Services	29.06%

Annual Asset Resilience Ratio for Intan Baruprana Finance Tbk (2010–2021)

The table below shows the annual Asset Resilience Ratio data for Intan Baruprana Finance Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2021-12-31	0.23%	Rp1.35 Billion ≈ $79.10K	Rp592.21 Billion ≈ $34.70 Million	+0.07pp
2020-12-31	0.15%	Rp1.35 Billion ≈ $79.10K	Rp876.41 Billion ≈ $51.35 Million	-0.51pp
2019-12-31	0.67%	Rp10.00 Billion ≈ $585.96K	Rp1.50 Trillion ≈ $87.69 Million	-3.16pp
2018-12-31	3.83%	Rp72.80 Billion ≈ $4.27 Million	Rp1.90 Trillion ≈ $111.52 Million	+2.15pp
2017-12-31	1.67%	Rp35.25 Billion ≈ $2.07 Million	Rp2.11 Trillion ≈ $123.56 Million	+0.97pp
2016-12-31	0.70%	Rp17.11 Billion ≈ $1.00 Million	Rp2.44 Trillion ≈ $142.76 Million	+0.56pp
2014-12-31	0.14%	Rp4.35 Billion ≈ $255.13K	Rp3.04 Trillion ≈ $178.17 Million	+0.05pp
2012-12-31	0.09%	Rp1.66 Billion ≈ $97.03K	Rp1.79 Trillion ≈ $105.18 Million	-0.68pp
2011-12-31	0.77%	Rp10.64 Billion ≈ $623.50K	Rp1.38 Trillion ≈ $80.76 Million	+0.54pp
2010-12-31	0.23%	Rp1.30 Billion ≈ $76.08K	Rp569.74 Billion ≈ $33.38 Million	--

pp = percentage points

About Intan Baruprana Finance Tbk

JK:IBFN Indonesia Credit Services

Market Cap

$7.02 Million

Rp119.87 Billion IDR

Market Cap Rank

#27671 Global

#677 in Indonesia

Share Price

Rp79.00

Change (1 day)

-7.06%

52-Week Range

Rp11.00 - Rp242.00

All Time High

Rp1466.33