Intan Baruprana Finance Tbk - Asset Resilience Ratio

Latest as of December 2025: 7.08%

Intan Baruprana Finance Tbk (IBFN) has an Asset Resilience Ratio of 7.08% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rp35.47 Billion

≈ $2.08 Million USD Cash + Short-term Investments

Total Assets

Rp500.61 Billion

≈ $29.33 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2023)

This chart shows how Intan Baruprana Finance Tbk's Asset Resilience Ratio has changed over time. Check Intan Baruprana Finance Tbk PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Intan Baruprana Finance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see IBFN stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp35.47 Billion	7.08%
Short-term Investments	Rp0.00	0%
Total Liquid Assets	Rp35.47 Billion	7.08%

Asset Resilience Insights

Limited Liquidity: Intan Baruprana Finance Tbk maintains only 7.08% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Intan Baruprana Finance Tbk Industry Peers by Asset Resilience Ratio

Compare Intan Baruprana Finance Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
SLM Corp NASDAQ:SLM	Credit Services	2.01%
Hotai Finance Corp TW:6592	Credit Services	1.50%
Direct Finance TA TA:DIFI	Credit Services	0.01%
Qudian Inc NYSE:QD	Credit Services	70.36%
Finance of America Companies Inc NYSE:FOA	Credit Services	0.29%
X Financial Class A NYSE:XYF	Credit Services	-13.27%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for Intan Baruprana Finance Tbk (2010–2023)

The table below shows the annual Asset Resilience Ratio data for Intan Baruprana Finance Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	18.78%	Rp88.74 Billion ≈ $5.20 Million	Rp472.51 Billion ≈ $27.69 Million	+12.33pp
2022-12-31	6.45%	Rp33.64 Billion ≈ $1.97 Million	Rp521.81 Billion ≈ $30.58 Million	+6.22pp
2021-12-31	0.23%	Rp1.35 Billion ≈ $79.10K	Rp592.21 Billion ≈ $34.70 Million	+0.07pp
2020-12-31	0.15%	Rp1.35 Billion ≈ $79.10K	Rp876.41 Billion ≈ $51.35 Million	-0.51pp
2019-12-31	0.67%	Rp10.00 Billion ≈ $585.96K	Rp1.50 Trillion ≈ $87.69 Million	-3.16pp
2018-12-31	3.83%	Rp72.80 Billion ≈ $4.27 Million	Rp1.90 Trillion ≈ $111.52 Million	+2.15pp
2017-12-31	1.67%	Rp35.25 Billion ≈ $2.07 Million	Rp2.11 Trillion ≈ $123.56 Million	+0.97pp
2016-12-31	0.70%	Rp17.11 Billion ≈ $1.00 Million	Rp2.44 Trillion ≈ $142.76 Million	+0.56pp
2014-12-31	0.14%	Rp4.35 Billion ≈ $255.13K	Rp3.04 Trillion ≈ $178.17 Million	+0.05pp
2012-12-31	0.09%	Rp1.66 Billion ≈ $97.03K	Rp1.79 Trillion ≈ $105.18 Million	-0.68pp
2011-12-31	0.77%	Rp10.64 Billion ≈ $623.50K	Rp1.38 Trillion ≈ $80.76 Million	+0.54pp
2010-12-31	0.23%	Rp1.30 Billion ≈ $76.08K	Rp569.74 Billion ≈ $33.38 Million	--

pp = percentage points

About Intan Baruprana Finance Tbk

JK:IBFN Indonesia Credit Services

Market Cap

$5.60 Million

Rp95.59 Billion IDR

Market Cap Rank

#28340 Global

#691 in Indonesia

Share Price

Rp63.00

Change (1 day)

-7.35%

52-Week Range

Rp16.00 - Rp242.00

All Time High

Rp1466.33