Tifa Finance Tbk - Asset Resilience Ratio

Latest as of December 2025: 12.95%

Tifa Finance Tbk (TIFA) has an Asset Resilience Ratio of 12.95% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check TIFA PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp264.24 Billion

≈ $15.48 Million USD Cash + Short-term Investments

Total Assets

Rp2.04 Trillion

≈ $119.58 Million USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2025)

This chart shows how Tifa Finance Tbk's Asset Resilience Ratio has changed over time. See TIFA net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Tifa Finance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Tifa Finance Tbk market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp12.36 Billion	0.61%
Short-term Investments	Rp251.88 Billion	12.34%
Total Liquid Assets	Rp264.24 Billion	12.95%

Asset Resilience Insights

Moderate Liquidity: Tifa Finance Tbk has 12.95% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Tifa Finance Tbk Industry Peers by Asset Resilience Ratio

Compare Tifa Finance Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bajaj Finance Limited NSE:BAJFINANCE	Credit Services	2.35%
Manappuram Finance Limited NSE:MANAPPURAM	Credit Services	4.86%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
Hotai Finance Corp TW:6592	Credit Services	1.50%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Mufin Green Finance Ltd NSE:MUFIN	Credit Services	3.44%
Vakif Finansal Kiralama AS IS:VAKFN	Credit Services	0.62%
Moneyme Ltd AU:MME	Credit Services	1.75%

Annual Asset Resilience Ratio for Tifa Finance Tbk (2008–2025)

The table below shows the annual Asset Resilience Ratio data for Tifa Finance Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	12.95%	Rp264.24 Billion ≈ $15.48 Million	Rp2.04 Trillion ≈ $119.58 Million	+8.17pp
2024-12-31	4.77%	Rp98.26 Billion ≈ $5.76 Million	Rp2.06 Trillion ≈ $120.59 Million	-5.50pp
2023-12-31	10.27%	Rp185.04 Billion ≈ $10.84 Million	Rp1.80 Trillion ≈ $105.55 Million	-8.30pp
2022-12-31	18.57%	Rp297.40 Billion ≈ $17.43 Million	Rp1.60 Trillion ≈ $93.84 Million	-7.97pp
2021-12-31	26.54%	Rp370.64 Billion ≈ $21.72 Million	Rp1.40 Trillion ≈ $81.83 Million	+3.62pp
2020-12-31	22.92%	Rp252.94 Billion ≈ $14.82 Million	Rp1.10 Trillion ≈ $64.68 Million	+21.91pp
2019-12-31	1.00%	Rp12.17 Billion ≈ $712.91K	Rp1.21 Trillion ≈ $71.02 Million	-12.25pp
2018-12-31	13.25%	Rp71.80 Billion ≈ $4.21 Million	Rp541.96 Billion ≈ $31.76 Million	+9.32pp
2017-12-31	3.93%	Rp15.75 Billion ≈ $922.89K	Rp400.92 Billion ≈ $23.49 Million	-3.79pp
2016-12-31	7.72%	Rp31.90 Billion ≈ $1.87 Million	Rp413.07 Billion ≈ $24.20 Million	+7.64pp
2015-12-31	0.09%	Rp1.16 Billion ≈ $68.03K	Rp1.35 Trillion ≈ $78.87 Million	-0.05pp
2014-12-31	0.13%	Rp1.44 Billion ≈ $84.25K	Rp1.08 Trillion ≈ $63.33 Million	-0.06pp
2013-12-31	0.19%	Rp1.99 Billion ≈ $116.74K	Rp1.03 Trillion ≈ $60.39 Million	-0.23pp
2012-12-31	0.42%	Rp4.58 Billion ≈ $268.26K	Rp1.09 Trillion ≈ $63.64 Million	-0.33pp
2011-12-31	0.75%	Rp7.64 Billion ≈ $447.53K	Rp1.01 Trillion ≈ $59.42 Million	-0.15pp
2010-12-31	0.90%	Rp6.67 Billion ≈ $390.95K	Rp741.47 Billion ≈ $43.45 Million	-0.44pp
2009-12-31	1.34%	Rp5.55 Billion ≈ $325.36K	Rp415.20 Billion ≈ $24.33 Million	-1.04pp
2008-12-31	2.38%	Rp7.76 Billion ≈ $454.55K	Rp325.90 Billion ≈ $19.10 Million	--

pp = percentage points

About Tifa Finance Tbk

JK:TIFA Indonesia Credit Services

Market Cap

$55.78 Million

Rp951.99 Billion IDR

Market Cap Rank

#21576 Global

#397 in Indonesia

Share Price

Rp268.00

Change (1 day)

-0.74%

52-Week Range

Rp264.00 - Rp730.00

All Time High

Rp1705.00