Verena Multi Finance Tbk - Asset Resilience Ratio

Latest as of September 2025: 1.73%

Verena Multi Finance Tbk (VRNA) has an Asset Resilience Ratio of 1.73% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See VRNA working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rp52.78 Billion

≈ $3.09 Million USD Cash + Short-term Investments

Total Assets

Rp3.06 Trillion

≈ $179.07 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2024)

This chart shows how Verena Multi Finance Tbk's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see VRNA total asset value.

Liquid Assets Composition Over Time

This chart breaks down Verena Multi Finance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore VRNA strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp52.78 Billion	1.73%
Short-term Investments	Rp0.00	0%
Total Liquid Assets	Rp52.78 Billion	1.73%

Asset Resilience Insights

Limited Liquidity: Verena Multi Finance Tbk maintains only 1.73% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Verena Multi Finance Tbk Industry Peers by Asset Resilience Ratio

Compare Verena Multi Finance Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Liberty Financial Group AU:LFG	Credit Services	4.96%
RCE Capital Berhad KLSE:9296	Credit Services	23.19%
Qudian Inc NYSE:QD	Credit Services	70.36%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Manba Finance Ltd NSE:MANBA	Credit Services	5.97%
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
Moneyme Ltd AU:MME	Credit Services	1.75%

Annual Asset Resilience Ratio for Verena Multi Finance Tbk (2007–2024)

The table below shows the annual Asset Resilience Ratio data for Verena Multi Finance Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	1.27%	Rp40.66 Billion ≈ $2.38 Million	Rp3.21 Trillion ≈ $188.12 Million	-0.54pp
2023-12-31	1.80%	Rp50.36 Billion ≈ $2.95 Million	Rp2.79 Trillion ≈ $163.69 Million	-2.36pp
2022-12-31	4.16%	Rp102.60 Billion ≈ $6.01 Million	Rp2.47 Trillion ≈ $144.54 Million	+0.04pp
2021-12-31	4.12%	Rp95.64 Billion ≈ $5.60 Million	Rp2.32 Trillion ≈ $136.13 Million	-0.79pp
2020-12-31	4.91%	Rp131.57 Billion ≈ $7.71 Million	Rp2.68 Trillion ≈ $157.03 Million	+1.06pp
2019-12-31	3.85%	Rp102.19 Billion ≈ $5.99 Million	Rp2.65 Trillion ≈ $155.44 Million	+3.51pp
2018-12-31	0.34%	Rp5.38 Billion ≈ $315.45K	Rp1.57 Trillion ≈ $91.73 Million	-3.74pp
2017-12-31	4.08%	Rp71.42 Billion ≈ $4.19 Million	Rp1.75 Trillion ≈ $102.57 Million	+3.36pp
2016-12-31	0.72%	Rp12.82 Billion ≈ $751.10K	Rp1.79 Trillion ≈ $104.91 Million	+0.71pp
2009-12-31	0.01%	Rp46.11 Million ≈ $2.70K	Rp643.46 Billion ≈ $37.70 Million	-0.08pp
2008-12-31	0.08%	Rp500.29 Million ≈ $29.32K	Rp595.60 Billion ≈ $34.90 Million	-0.68pp
2007-12-31	0.77%	Rp3.23 Billion ≈ $189.30K	Rp421.96 Billion ≈ $24.73 Million	--

pp = percentage points

About Verena Multi Finance Tbk

JK:VRNA Indonesia Credit Services

Market Cap

$29.99 Million

Rp511.86 Billion IDR

Market Cap Rank

#23871 Global

#492 in Indonesia

Share Price

Rp90.00

Change (1 day)

-3.23%

52-Week Range

Rp66.00 - Rp102.00

All Time High

Rp230.00