Clientele
Clientèle Limited, through its subsidiaries, engages in the provision of financial services in South Africa. It operates through Clientèle Life Insurance; 1Life Insurance; Emerald Life Insurance; Non-Life Insurance; and CBC Rewards, Mobile and Direct Rewards segments. The company markets, distributes, and underwrites insurance and investment products, as well as invests funds; operates a micro-in… Read more
Clientele - Asset Resilience Ratio
Clientele (CLI) has an Asset Resilience Ratio of 0.18% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Clientele's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Clientele's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC20.48 Million | 0.18% |
| Total Liquid Assets | ZAC20.48 Million | 0.18% |
Asset Resilience Insights
- Limited Liquidity: Clientele maintains only 0.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Clientele Industry Peers by Asset Resilience Ratio
Compare Clientele's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816 |
Insurance - Diversified | 9.42% |
|
SEOUL GUARANTEE INSURANCE
KO:031210 |
Insurance - Diversified | 66.46% |
|
Allianz Malaysia Bhd
KLSE:1163PA |
Insurance - Diversified | 50.99% |
|
MAA Group Bhd
KLSE:1198 |
Insurance - Diversified | 12.94% |
|
A Plus Asset Advisor Co Ltd
KO:244920 |
Insurance - Diversified | 21.82% |
|
Alm. Brand A/S
PINK:ABDBY |
Insurance - Diversified | 0.24% |
|
Arch Capital Group Ltd
NASDAQ:ACGL |
Insurance - Diversified | 15.73% |
|
Agesa Hayat ve Emeklilik AS
IS:AGESA |
Insurance - Diversified | 2.38% |
Annual Asset Resilience Ratio for Clientele (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Clientele.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | 0.18% | ZAC20.48 Million | ZAC11.29 Billion | -40.76pp |
| 2023-06-30 | 40.94% | ZAC4.98 Billion | ZAC12.16 Billion | +16.95pp |
| 2022-06-30 | 23.99% | ZAC2.51 Billion | ZAC10.48 Billion | +19.23pp |
| 2021-06-30 | 4.76% | ZAC463.22 Million | ZAC9.74 Billion | -0.24pp |
| 2020-06-30 | 5.00% | ZAC484.90 Million | ZAC9.70 Billion | +2.47pp |
| 2019-06-30 | 2.54% | ZAC234.59 Million | ZAC9.25 Billion | -5.36pp |
| 2018-06-30 | 7.89% | ZAC372.66 Million | ZAC4.72 Billion | -17.59pp |
| 2017-06-30 | 25.49% | ZAC839.27 Million | ZAC3.29 Billion | +7.24pp |
| 2016-06-30 | 18.24% | ZAC532.14 Million | ZAC2.92 Billion | -- |