Union Insurance Co Ltd - Asset Resilience Ratio
Union Insurance Co Ltd (2816) has an Asset Resilience Ratio of 14.03% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Union Insurance Co Ltd strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Union Insurance Co Ltd's Asset Resilience Ratio has changed over time. See net asset quality index of Union Insurance Co Ltd to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Union Insurance Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Union Insurance Co Ltd (2816) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$2.82 Billion | 14.03% |
| Total Liquid Assets | NT$2.82 Billion | 14.03% |
Asset Resilience Insights
- Moderate Liquidity: Union Insurance Co Ltd has 14.03% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Union Insurance Co Ltd Industry Peers by Asset Resilience Ratio
Compare Union Insurance Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
|
iA Financial Corporation Inc
TO:IAG |
Insurance - Diversified | 0.65% |
|
Western Investment Company of Canada Limited
V:WI |
Insurance - Diversified | 5.56% |
Annual Asset Resilience Ratio for Union Insurance Co Ltd (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Union Insurance Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.03% | NT$2.82 Billion ≈ $88.85 Million |
NT$20.11 Billion ≈ $633.45 Million |
+1.64pp |
| 2024-12-31 | 12.39% | NT$2.88 Billion ≈ $90.67 Million |
NT$23.23 Billion ≈ $731.89 Million |
+0.59pp |
| 2023-12-31 | 11.80% | NT$2.35 Billion ≈ $74.07 Million |
NT$19.93 Billion ≈ $627.84 Million |
+0.10pp |
| 2022-12-31 | 11.70% | NT$2.14 Billion ≈ $67.44 Million |
NT$18.30 Billion ≈ $576.60 Million |
+0.76pp |
| 2021-12-31 | 10.94% | NT$2.08 Billion ≈ $65.54 Million |
NT$19.02 Billion ≈ $599.26 Million |
-2.34pp |
| 2020-12-31 | 13.28% | NT$2.36 Billion ≈ $74.24 Million |
NT$17.74 Billion ≈ $559.06 Million |
+2.70pp |
| 2019-12-31 | 10.58% | NT$1.86 Billion ≈ $58.61 Million |
NT$17.58 Billion ≈ $554.01 Million |
+4.90pp |
| 2018-12-31 | 5.68% | NT$987.12 Million ≈ $31.10 Million |
NT$17.39 Billion ≈ $548.01 Million |
-2.94pp |
| 2017-12-31 | 8.61% | NT$1.40 Billion ≈ $44.19 Million |
NT$16.29 Billion ≈ $513.18 Million |
+0.13pp |
| 2016-12-31 | 8.48% | NT$1.31 Billion ≈ $41.18 Million |
NT$15.42 Billion ≈ $485.77 Million |
+4.94pp |
| 2015-12-31 | 3.54% | NT$512.12 Million ≈ $16.13 Million |
NT$14.47 Billion ≈ $455.90 Million |
-7.35pp |
| 2014-12-31 | 10.89% | NT$1.51 Billion ≈ $47.44 Million |
NT$13.82 Billion ≈ $435.46 Million |
+1.40pp |
| 2013-12-31 | 9.49% | NT$1.35 Billion ≈ $42.41 Million |
NT$14.18 Billion ≈ $446.84 Million |
+4.93pp |
| 2012-12-31 | 4.56% | NT$606.26 Million ≈ $19.10 Million |
NT$13.30 Billion ≈ $419.11 Million |
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About Union Insurance Co Ltd
Union Insurance Co., Ltd. provides insurance products and services in Taiwan. It underwrites fire, marine, automobile, engineering, liability and accident, health, and other insurance products; and reinsurance products. The company was incorporated in 1963 and is headquartered in Taipei, Taiwan.