Finbond Group Ltd - Asset Resilience Ratio

Latest as of February 2025: 7.28%

Finbond Group Ltd (FGL) has an Asset Resilience Ratio of 7.28% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Finbond Group Ltd for a breakdown of total debt and financial obligations.

Liquid Assets

ZAC329.47 Million
≈ $175.10K USD Cash + Short-term Investments

Total Assets

ZAC4.53 Billion
≈ $2.41 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how Finbond Group Ltd's Asset Resilience Ratio has changed over time. See Finbond Group Ltd shareholders equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Finbond Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Finbond Group Ltd.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ZAC0.00 0%
Short-term Investments ZAC329.47 Million 7.28%
Total Liquid Assets ZAC329.47 Million 7.28%

Asset Resilience Insights

  • Limited Liquidity: Finbond Group Ltd maintains only 7.28% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Finbond Group Ltd Industry Peers by Asset Resilience Ratio

Compare Finbond Group Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Resimac Group Ltd
AU:RMC
Mortgage Finance 0.05%
N1 Holdings Ltd
AU:N1H
Mortgage Finance 20.92%
First National Financial Corp
TO:FN
Mortgage Finance 6.41%
MCAN Mortgage Corporation
TO:MKP
Mortgage Finance 0.84%
Firm Capital Mortgage Invest Corp
TO:FC
Mortgage Finance 0.00%
ECN Capital Corp
TO:ECN
Mortgage Finance 5.22%
Investeringsselskabet Luxor A/S
CO:LUXOR-B
Mortgage Finance -3.26%

Annual Asset Resilience Ratio for Finbond Group Ltd (2013–2025)

The table below shows the annual Asset Resilience Ratio data for Finbond Group Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-02-28 7.28% ZAC329.47 Million
≈ $175.10K
ZAC4.53 Billion
≈ $2.41 Million
-1.95pp
2024-02-29 9.22% ZAC394.57 Million
≈ $209.69K
ZAC4.28 Billion
≈ $2.27 Million
+3.79pp
2023-02-28 5.43% ZAC269.23 Million
≈ $143.08K
ZAC4.96 Billion
≈ $2.63 Million
-3.99pp
2022-02-28 9.42% ZAC435.48 Million
≈ $231.43K
ZAC4.62 Billion
≈ $2.46 Million
-5.89pp
2021-02-28 15.30% ZAC668.82 Million
≈ $355.44K
ZAC4.37 Billion
≈ $2.32 Million
+8.71pp
2020-02-29 6.59% ZAC308.15 Million
≈ $163.77K
ZAC4.67 Billion
≈ $2.48 Million
+3.33pp
2019-02-28 3.26% ZAC111.70 Million
≈ $59.36K
ZAC3.42 Billion
≈ $1.82 Million
-3.46pp
2018-02-28 6.73% ZAC222.61 Million
≈ $118.31K
ZAC3.31 Billion
≈ $1.76 Million
-4.99pp
2017-02-28 11.72% ZAC372.40 Million
≈ $197.91K
ZAC3.18 Billion
≈ $1.69 Million
-4.48pp
2016-02-29 16.20% ZAC231.88 Million
≈ $123.23K
ZAC1.43 Billion
≈ $760.73K
+16.19pp
2015-02-28 0.00% ZAC62.44K
≈ $33.18
ZAC1.35 Billion
≈ $717.06K
-0.03pp
2014-02-28 0.03% ZAC365.46K
≈ $194.23
ZAC1.09 Billion
≈ $577.07K
+0.03pp
2013-02-28 0.00% ZAC24.84K
≈ $13.20
ZAC556.27 Million
≈ $295.63K
--
pp = percentage points

About Finbond Group Ltd

JSE:FGL South Africa Mortgage Finance
Market Cap
$29.60 Million
ZAC55.70 Billion ZAC
Market Cap Rank
#23760 Global
#182 in South Africa
Share Price
ZAC108.00
Change (1 day)
+8.00%
52-Week Range
ZAC72.00 - ZAC145.00
All Time High
ZAC607.51
About

Finbond Group Limited operates as a financial services institution. It operates through Deposit and Debt Finance Products, Lending, Property Investment, and Transactional Banking segments. The company offers short-term consumer lending services; transactional banking products; personal banking; overdraft facility; business banking products, such as commercial, business, and small enterprise accou… Read more