Finbond Group Ltd - Asset Resilience Ratio
Finbond Group Ltd (FGL) has an Asset Resilience Ratio of 7.28% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Finbond Group Ltd for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Finbond Group Ltd's Asset Resilience Ratio has changed over time. See Finbond Group Ltd shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Finbond Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Finbond Group Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC329.47 Million | 7.28% |
| Total Liquid Assets | ZAC329.47 Million | 7.28% |
Asset Resilience Insights
- Limited Liquidity: Finbond Group Ltd maintains only 7.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Finbond Group Ltd Industry Peers by Asset Resilience Ratio
Compare Finbond Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 0.00% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
Annual Asset Resilience Ratio for Finbond Group Ltd (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Finbond Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-02-28 | 7.28% | ZAC329.47 Million ≈ $175.10K |
ZAC4.53 Billion ≈ $2.41 Million |
-1.95pp |
| 2024-02-29 | 9.22% | ZAC394.57 Million ≈ $209.69K |
ZAC4.28 Billion ≈ $2.27 Million |
+3.79pp |
| 2023-02-28 | 5.43% | ZAC269.23 Million ≈ $143.08K |
ZAC4.96 Billion ≈ $2.63 Million |
-3.99pp |
| 2022-02-28 | 9.42% | ZAC435.48 Million ≈ $231.43K |
ZAC4.62 Billion ≈ $2.46 Million |
-5.89pp |
| 2021-02-28 | 15.30% | ZAC668.82 Million ≈ $355.44K |
ZAC4.37 Billion ≈ $2.32 Million |
+8.71pp |
| 2020-02-29 | 6.59% | ZAC308.15 Million ≈ $163.77K |
ZAC4.67 Billion ≈ $2.48 Million |
+3.33pp |
| 2019-02-28 | 3.26% | ZAC111.70 Million ≈ $59.36K |
ZAC3.42 Billion ≈ $1.82 Million |
-3.46pp |
| 2018-02-28 | 6.73% | ZAC222.61 Million ≈ $118.31K |
ZAC3.31 Billion ≈ $1.76 Million |
-4.99pp |
| 2017-02-28 | 11.72% | ZAC372.40 Million ≈ $197.91K |
ZAC3.18 Billion ≈ $1.69 Million |
-4.48pp |
| 2016-02-29 | 16.20% | ZAC231.88 Million ≈ $123.23K |
ZAC1.43 Billion ≈ $760.73K |
+16.19pp |
| 2015-02-28 | 0.00% | ZAC62.44K ≈ $33.18 |
ZAC1.35 Billion ≈ $717.06K |
-0.03pp |
| 2014-02-28 | 0.03% | ZAC365.46K ≈ $194.23 |
ZAC1.09 Billion ≈ $577.07K |
+0.03pp |
| 2013-02-28 | 0.00% | ZAC24.84K ≈ $13.20 |
ZAC556.27 Million ≈ $295.63K |
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About Finbond Group Ltd
Finbond Group Limited operates as a financial services institution. It operates through Deposit and Debt Finance Products, Lending, Property Investment, and Transactional Banking segments. The company offers short-term consumer lending services; transactional banking products; personal banking; overdraft facility; business banking products, such as commercial, business, and small enterprise accou… Read more