Standard Bank Group Ltd - Asset Resilience Ratio

Latest as of December 2023: -9.21%

Standard Bank Group Ltd (SBK) has an Asset Resilience Ratio of -9.21% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Standard Bank Group Ltd (SBK) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

ZAC-282.32 Billion

≈ $-150.04 Million USD Cash + Short-term Investments

Total Assets

ZAC3.07 Trillion

≈ $1.63 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2023)

This chart shows how Standard Bank Group Ltd's Asset Resilience Ratio has changed over time. See Standard Bank Group Ltd balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Standard Bank Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Standard Bank Group Ltd market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ZAC0.00	0%
Short-term Investments	ZAC-282.32 Billion	-9.21%
Total Liquid Assets	ZAC-282.32 Billion	-9.21%

Asset Resilience Insights

Limited Liquidity: Standard Bank Group Ltd maintains only -9.21% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Standard Bank Group Ltd Industry Peers by Asset Resilience Ratio

Compare Standard Bank Group Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Prosperity Bancshares Inc NYSE:PB	Banks - Regional	26.30%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Standard Bank Group Ltd (2004–2023)

The table below shows the annual Asset Resilience Ratio data for Standard Bank Group Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-3.09%	ZAC-94.62 Billion ≈ $-50.29 Million	ZAC3.07 Trillion ≈ $1.63 Billion	-3.18pp
2022-12-31	0.10%	ZAC2.78 Billion ≈ $1.48 Million	ZAC2.88 Trillion ≈ $1.53 Billion	-37.05pp
2021-12-31	37.15%	ZAC1.01 Trillion ≈ $538.11 Million	ZAC2.73 Trillion ≈ $1.45 Billion	-1.28pp
2020-12-31	38.43%	ZAC973.33 Billion ≈ $517.27 Million	ZAC2.53 Trillion ≈ $1.35 Billion	+2.24pp
2019-12-31	36.19%	ZAC823.52 Billion ≈ $437.66 Million	ZAC2.28 Trillion ≈ $1.21 Billion	+1.87pp
2018-12-31	34.32%	ZAC729.99 Billion ≈ $387.95 Million	ZAC2.13 Trillion ≈ $1.13 Billion	-1.58pp
2017-12-31	35.91%	ZAC728.14 Billion ≈ $386.97 Million	ZAC2.03 Trillion ≈ $1.08 Billion	+4.59pp
2016-12-31	31.31%	ZAC611.19 Billion ≈ $324.82 Million	ZAC1.95 Trillion ≈ $1.04 Billion	+28.35pp
2015-12-31	2.97%	ZAC58.81 Billion ≈ $31.25 Million	ZAC1.98 Trillion ≈ $1.05 Billion	-21.45pp
2014-12-31	24.42%	ZAC464.62 Billion ≈ $246.92 Million	ZAC1.90 Trillion ≈ $1.01 Billion	+0.65pp
2013-12-31	23.77%	ZAC401.93 Billion ≈ $213.60 Million	ZAC1.69 Trillion ≈ $898.64 Million	+23.10pp
2012-12-31	0.66%	ZAC10.38 Billion ≈ $5.51 Million	ZAC1.56 Trillion ≈ $829.25 Million	-5.51pp
2006-12-31	6.18%	ZAC59.81 Billion ≈ $31.79 Million	ZAC968.46 Billion ≈ $514.68 Million	+7.22pp
2004-12-31	-1.04%	ZAC-6.46 Billion ≈ $-3.43 Million	ZAC620.17 Billion ≈ $329.59 Million	--

pp = percentage points

About Standard Bank Group Ltd

JSE:SBK South Africa Banks - Regional

Market Cap

$28.85 Billion

ZAC54.28 Trillion ZAC

Market Cap Rank

#929 Global

#7 in South Africa

Share Price

ZAC33527.00

Change (1 day)

+0.24%

52-Week Range

ZAC21992.00 - ZAC33527.00

All Time High

ZAC33527.00