CIMB Group Holdings Bhd - Asset Resilience Ratio
CIMB Group Holdings Bhd (1023) has an Asset Resilience Ratio of 1.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how CIMB Group Holdings Bhd's Asset Resilience Ratio has changed over time. Check 1023 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down CIMB Group Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of CIMB Group Holdings Bhd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM15.27 Billion | 1.96% |
| Total Liquid Assets | RM15.27 Billion | 1.96% |
Asset Resilience Insights
- Limited Liquidity: CIMB Group Holdings Bhd maintains only 1.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CIMB Group Holdings Bhd Industry Peers by Asset Resilience Ratio
Compare CIMB Group Holdings Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for CIMB Group Holdings Bhd (2006–2025)
The table below shows the annual Asset Resilience Ratio data for CIMB Group Holdings Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.96% | RM15.27 Billion ≈ $3.83 Billion |
RM778.72 Billion ≈ $195.51 Billion |
+30.12pp |
| 2023-12-31 | -28.16% | RM-206.57 Billion ≈ $-51.86 Billion |
RM733.57 Billion ≈ $184.18 Billion |
-30.66pp |
| 2015-12-31 | 2.50% | RM11.54 Billion ≈ $2.90 Billion |
RM461.58 Billion ≈ $115.89 Billion |
+0.33pp |
| 2014-12-31 | 2.17% | RM9.00 Billion ≈ $2.26 Billion |
RM414.16 Billion ≈ $103.98 Billion |
-1.08pp |
| 2013-12-31 | 3.25% | RM12.05 Billion ≈ $3.03 Billion |
RM370.91 Billion ≈ $93.12 Billion |
+0.10pp |
| 2012-12-31 | 3.15% | RM10.59 Billion ≈ $2.66 Billion |
RM336.46 Billion ≈ $84.47 Billion |
+3.16pp |
| 2009-12-31 | -0.01% | RM-26.52 Million ≈ $-6.66 Million |
RM239.98 Billion ≈ $60.25 Billion |
-1.04pp |
| 2006-12-31 | 1.03% | RM1.61 Billion ≈ $404.91 Million |
RM156.95 Billion ≈ $39.41 Billion |
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About CIMB Group Holdings Bhd
CIMB Group Holdings Berhad provides various banking products and services in Malaysia and internationally. The Consumer Banking segment offers conventional and Islamic financial products and services, such as residential and non-residential property loans, secured personal loans, motor vehicle financing, credit cards, unsecured personal financing, wealth management, bancassurance, remittance and … Read more