CIMB Group Holdings Bhd - Asset Resilience Ratio

Latest as of December 2025: 1.96%

CIMB Group Holdings Bhd (1023) has an Asset Resilience Ratio of 1.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CIMB Group Holdings Bhd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

RM15.27 Billion

≈ $3.83 Billion USD Cash + Short-term Investments

Total Assets

RM778.72 Billion

≈ $195.51 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how CIMB Group Holdings Bhd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see 1023 asset base.

Liquid Assets Composition Over Time

This chart breaks down CIMB Group Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CIMB Group Holdings Bhd (1023) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM15.27 Billion	1.96%
Total Liquid Assets	RM15.27 Billion	1.96%

Asset Resilience Insights

Limited Liquidity: CIMB Group Holdings Bhd maintains only 1.96% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

CIMB Group Holdings Bhd Industry Peers by Asset Resilience Ratio

Compare CIMB Group Holdings Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for CIMB Group Holdings Bhd (2006–2025)

The table below shows the annual Asset Resilience Ratio data for CIMB Group Holdings Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.96%	RM15.27 Billion ≈ $3.83 Billion	RM778.72 Billion ≈ $195.51 Billion	+30.12pp
2023-12-31	-28.16%	RM-206.57 Billion ≈ $-51.86 Billion	RM733.57 Billion ≈ $184.18 Billion	-30.66pp
2015-12-31	2.50%	RM11.54 Billion ≈ $2.90 Billion	RM461.58 Billion ≈ $115.89 Billion	+0.33pp
2014-12-31	2.17%	RM9.00 Billion ≈ $2.26 Billion	RM414.16 Billion ≈ $103.98 Billion	-1.08pp
2013-12-31	3.25%	RM12.05 Billion ≈ $3.03 Billion	RM370.91 Billion ≈ $93.12 Billion	+0.10pp
2012-12-31	3.15%	RM10.59 Billion ≈ $2.66 Billion	RM336.46 Billion ≈ $84.47 Billion	+3.16pp
2009-12-31	-0.01%	RM-26.52 Million ≈ $-6.66 Million	RM239.98 Billion ≈ $60.25 Billion	-1.04pp
2006-12-31	1.03%	RM1.61 Billion ≈ $404.91 Million	RM156.95 Billion ≈ $39.41 Billion	--

pp = percentage points

About CIMB Group Holdings Bhd

KLSE:1023 Malaysia Banks - Regional

Market Cap

$21.17 Billion

RM84.32 Billion MYR

Market Cap Rank

#1220 Global

#3 in Malaysia

Share Price

RM7.80

Change (1 day)

+0.34%

52-Week Range

RM7.20 - RM8.95

All Time High

RM8.95