Alliance Financial Group Bhd - Asset Resilience Ratio
Alliance Financial Group Bhd (2488) has an Asset Resilience Ratio of -19.65% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Alliance Financial Group Bhd strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how Alliance Financial Group Bhd's Asset Resilience Ratio has changed over time. See Alliance Financial Group Bhd (2488) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Alliance Financial Group Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Alliance Financial Group Bhd market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM-15.46 Billion | -19.65% |
| Total Liquid Assets | RM-15.46 Billion | -19.65% |
Asset Resilience Insights
- Limited Liquidity: Alliance Financial Group Bhd maintains only -19.65% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Alliance Financial Group Bhd Industry Peers by Asset Resilience Ratio
Compare Alliance Financial Group Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Prosperity Bancshares Inc
NYSE:PB |
Banks - Regional | 26.30% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
EnTie Commercial Bank Ltd
TW:2849 |
Banks - Regional | -2.50% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Alliance Financial Group Bhd (2013–2024)
The table below shows the annual Asset Resilience Ratio data for Alliance Financial Group Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -18.56% | RM-14.28 Billion ≈ $-3.59 Billion |
RM76.95 Billion ≈ $19.32 Billion |
-18.91pp |
| 2016-03-31 | 0.35% | RM196.00 Million ≈ $49.21 Million |
RM55.63 Billion ≈ $13.97 Billion |
-0.21pp |
| 2015-03-31 | 0.56% | RM298.00 Million ≈ $74.82 Million |
RM53.14 Billion ≈ $13.34 Billion |
-0.80pp |
| 2014-03-31 | 1.36% | RM655.00 Million ≈ $164.45 Million |
RM48.07 Billion ≈ $12.07 Billion |
+1.01pp |
| 2013-03-31 | 0.35% | RM153.00 Million ≈ $38.41 Million |
RM43.69 Billion ≈ $10.97 Billion |
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About Alliance Financial Group Bhd
Alliance Bank Malaysia Berhad provides banking and related financial services in Malaysia. The company operates through Consumer Banking, Business Banking, Financial Markets, and Others segments. It accepts savings, current, fixed/term deposit, foreign currency, employee, and business accounts. The company also offers personal loans, mortgages, and margin and portfolio financing services; busines… Read more