AFFIN Holdings Bhd - Asset Resilience Ratio

Latest as of December 2025: 0.22%

AFFIN Holdings Bhd (5185) has an Asset Resilience Ratio of 0.22% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AFFIN Holdings Bhd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

RM279.15 Million

≈ $70.08 Million USD Cash + Short-term Investments

Total Assets

RM124.07 Billion

≈ $31.15 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how AFFIN Holdings Bhd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see 5185 asset base.

Liquid Assets Composition Over Time

This chart breaks down AFFIN Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore 5185 long-term investments to assets to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM279.15 Million	0.22%
Total Liquid Assets	RM279.15 Million	0.22%

Asset Resilience Insights

Limited Liquidity: AFFIN Holdings Bhd maintains only 0.22% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

AFFIN Holdings Bhd Industry Peers by Asset Resilience Ratio

Compare AFFIN Holdings Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for AFFIN Holdings Bhd (2012–2025)

The table below shows the annual Asset Resilience Ratio data for AFFIN Holdings Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.22%	RM279.15 Million ≈ $70.08 Million	RM124.07 Billion ≈ $31.15 Billion	-0.51pp
2015-12-31	0.74%	RM497.00 Million ≈ $124.78 Million	RM67.40 Billion ≈ $16.92 Billion	+0.16pp
2014-12-31	0.57%	RM383.00 Million ≈ $96.16 Million	RM66.68 Billion ≈ $16.74 Billion	-0.20pp
2013-12-31	0.78%	RM466.00 Million ≈ $117.00 Million	RM59.95 Billion ≈ $15.05 Billion	-0.14pp
2012-12-31	0.91%	RM510.00 Million ≈ $128.04 Million	RM55.83 Billion ≈ $14.02 Billion	--

pp = percentage points

About AFFIN Holdings Bhd

KLSE:5185 Malaysia Banks - Regional

Market Cap

$1.28 Billion

RM5.09 Billion MYR

Market Cap Rank

#7845 Global

#72 in Malaysia

Share Price

RM2.01

Change (1 day)

+0.00%

52-Week Range

RM2.01 - RM2.78

All Time High

RM3.43