AFFIN Holdings Bhd Asset Resilience Ratio
AFFIN Holdings Bhd asset resilience ratio. AFFIN Holdings Bhd (5185) has an Asset Resilience Ratio of 0.22% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 5185 defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of AFFIN Holdings Bhd (2012–2025)
Asset resilience ratio of AFFIN Holdings Bhd from 2012 to 2025. This chart shows how AFFIN Holdings Bhd's Asset Resilience Ratio has changed over time. Read total liabilities of AFFIN Holdings Bhd for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down AFFIN Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see 5185 total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM279.15 Million | 0.22% |
| Total Liquid Assets | RM279.15 Million | 0.22% |
Asset Resilience Insights
- Limited Liquidity: AFFIN Holdings Bhd maintains only 0.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
AFFIN Holdings Bhd Industry Peers by Asset Resilience Ratio
Compare AFFIN Holdings Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Nu Holdings Ltd.
F:M1Z |
Banks - Regional | 15.84% |
|
KB Financial Group
KO:105560 |
Banks - Regional | 11.80% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
German American Bancorp Inc
NASDAQ:GABC |
Banks - Regional | 13.91% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
AFFIN Holdings Bhd Asset Resilience Ratio by Year (2012–2025)
AFFIN Holdings Bhd asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for AFFIN Holdings Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.22% | RM279.15 Million ≈ $70.08 Million |
RM124.07 Billion ≈ $31.15 Billion |
-0.51pp |
| 2015-12-31 | 0.74% | RM497.00 Million ≈ $124.78 Million |
RM67.40 Billion ≈ $16.92 Billion |
+0.16pp |
| 2014-12-31 | 0.57% | RM383.00 Million ≈ $96.16 Million |
RM66.68 Billion ≈ $16.74 Billion |
-0.20pp |
| 2013-12-31 | 0.78% | RM466.00 Million ≈ $117.00 Million |
RM59.95 Billion ≈ $15.05 Billion |
-0.14pp |
| 2012-12-31 | 0.91% | RM510.00 Million ≈ $128.04 Million |
RM55.83 Billion ≈ $14.02 Billion |
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About AFFIN Holdings Bhd
AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/fi… Read more