AFFIN Holdings Bhd - Asset Resilience Ratio

Latest as of December 2025: 0.22%

AFFIN Holdings Bhd (5185) has an Asset Resilience Ratio of 0.22% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

RM279.15 Million

≈ $70.08 Million USD Cash + Short-term Investments

Total Assets

RM124.07 Billion

≈ $31.15 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how AFFIN Holdings Bhd's Asset Resilience Ratio has changed over time. Check asset allocation strategy of AFFIN Holdings Bhd to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down AFFIN Holdings Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 5185 stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM279.15 Million	0.22%
Total Liquid Assets	RM279.15 Million	0.22%

Asset Resilience Insights

Limited Liquidity: AFFIN Holdings Bhd maintains only 0.22% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

AFFIN Holdings Bhd Industry Peers by Asset Resilience Ratio

Compare AFFIN Holdings Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG F:ZZMS	Banks - Regional	12.20%
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Banco de Chile F:G4RA	Banks - Regional	6.38%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Arion banki hf ST:ARION-SDB	Banks - Regional	0.52%
Dime Community Bancshares, Inc. NYSE:DCOM	Banks - Regional	4.29%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%

Annual Asset Resilience Ratio for AFFIN Holdings Bhd (2012–2025)

The table below shows the annual Asset Resilience Ratio data for AFFIN Holdings Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.22%	RM279.15 Million ≈ $70.08 Million	RM124.07 Billion ≈ $31.15 Billion	-0.51pp
2015-12-31	0.74%	RM497.00 Million ≈ $124.78 Million	RM67.40 Billion ≈ $16.92 Billion	+0.16pp
2014-12-31	0.57%	RM383.00 Million ≈ $96.16 Million	RM66.68 Billion ≈ $16.74 Billion	-0.20pp
2013-12-31	0.78%	RM466.00 Million ≈ $117.00 Million	RM59.95 Billion ≈ $15.05 Billion	-0.14pp
2012-12-31	0.91%	RM510.00 Million ≈ $128.04 Million	RM55.83 Billion ≈ $14.02 Billion	--

pp = percentage points

About AFFIN Holdings Bhd

KLSE:5185 Malaysia Banks - Regional

Market Cap

$1.43 Billion

RM5.70 Billion MYR

Market Cap Rank

#7323 Global

#70 in Malaysia

Share Price

RM2.25

Change (1 day)

-0.88%

52-Week Range

RM2.22 - RM2.78

All Time High

RM3.43