ELK-Desa Resources Bhd - Asset Resilience Ratio

Latest as of March 2026: 3.87%

ELK-Desa Resources Bhd (5228) has an Asset Resilience Ratio of 3.87% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

RM34.46 Million
≈ $8.65 Million USD Cash + Short-term Investments

Total Assets

RM890.68 Million
≈ $223.62 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2026)

This chart shows how ELK-Desa Resources Bhd's Asset Resilience Ratio has changed over time. Check 5228 strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down ELK-Desa Resources Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 5228 market cap overview.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents RM0.00 0%
Short-term Investments RM34.46 Million 3.87%
Total Liquid Assets RM34.46 Million 3.87%

Asset Resilience Insights

  • Limited Liquidity: ELK-Desa Resources Bhd maintains only 3.87% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

ELK-Desa Resources Bhd Industry Peers by Asset Resilience Ratio

Compare ELK-Desa Resources Bhd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Liberty Financial Group
AU:LFG
Credit Services 4.96%
Industrial Investment Trust Limited
NSE:IITL
Credit Services 10.46%
Wisr Ltd
AU:WZR
Credit Services 0.02%
Investment Friends Capital SE
WAR:IFC
Credit Services 99.92%
KRUNGTHAI CARD FGN BA 1
F:KRTA
Credit Services 0.00%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Credit Corp Group Ltd
AU:CCP
Credit Services 4.06%

Annual Asset Resilience Ratio for ELK-Desa Resources Bhd (2017–2026)

The table below shows the annual Asset Resilience Ratio data for ELK-Desa Resources Bhd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2026-03-31 3.87% RM34.46 Million
≈ $8.65 Million
RM890.68 Million
≈ $223.62 Million
-3.47pp
2025-03-31 7.34% RM65.50 Million
≈ $16.45 Million
RM892.86 Million
≈ $224.17 Million
-1.34pp
2024-03-31 8.67% RM69.99 Million
≈ $17.57 Million
RM806.95 Million
≈ $202.60 Million
+7.05pp
2023-03-31 1.62% RM11.25 Million
≈ $2.82 Million
RM693.05 Million
≈ $174.00 Million
-6.53pp
2022-03-31 8.15% RM47.48 Million
≈ $11.92 Million
RM582.26 Million
≈ $146.19 Million
-3.81pp
2021-03-31 11.96% RM79.33 Million
≈ $19.92 Million
RM663.01 Million
≈ $166.46 Million
+1.03pp
2020-03-31 10.93% RM82.04 Million
≈ $20.60 Million
RM750.58 Million
≈ $188.45 Million
+6.75pp
2019-03-31 4.18% RM22.87 Million
≈ $5.74 Million
RM547.56 Million
≈ $137.48 Million
-3.19pp
2018-03-31 7.37% RM34.67 Million
≈ $8.70 Million
RM470.34 Million
≈ $118.09 Million
+4.19pp
2017-03-31 3.18% RM12.16 Million
≈ $3.05 Million
RM382.27 Million
≈ $95.97 Million
--
pp = percentage points

About ELK-Desa Resources Bhd

KLSE:5228 Malaysia Credit Services
Market Cap
$110.56 Million
RM440.37 Million MYR
Market Cap Rank
#18775 Global
#309 in Malaysia
Share Price
RM1.01
Change (1 day)
+0.00%
52-Week Range
RM1.01 - RM1.13
All Time High
RM1.30
About

ELK-Desa Resources Berhad, an investment holding company, provides hire-purchase financing and other integrated services for used motor vehicles in Malaysia. It operates in two segments, Hire-Purchase Financing and Furniture. The company is involved in the sale of general insurance policies as an insurance agent; and manufacture, trading, and wholesale of home furniture products. ELK-Desa Resourc… Read more