ELK-Desa Resources Bhd - Asset Resilience Ratio

Latest as of December 2025: 2.82%

ELK-Desa Resources Bhd (5228) has an Asset Resilience Ratio of 2.82% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ELK-Desa Resources Bhd (5228) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets

RM25.26 Million

≈ $6.34 Million USD Cash + Short-term Investments

Total Assets

RM894.76 Million

≈ $224.64 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how ELK-Desa Resources Bhd's Asset Resilience Ratio has changed over time. See ELK-Desa Resources Bhd net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down ELK-Desa Resources Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ELK-Desa Resources Bhd (5228) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	RM0.00	0%
Short-term Investments	RM25.26 Million	2.82%
Total Liquid Assets	RM25.26 Million	2.82%

Asset Resilience Insights

Limited Liquidity: ELK-Desa Resources Bhd maintains only 2.82% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ELK-Desa Resources Bhd Industry Peers by Asset Resilience Ratio

Compare ELK-Desa Resources Bhd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Amigo Holdings PLC LSE:AMGO	Credit Services	0.95%
SBI Cards and Payment Services Limited NSE:SBICARD	Credit Services	9.38%
Western Union Co NYSE:WU	Credit Services	30.80%
IIFL Finance Limited NSE:IIFL	Credit Services	3.34%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Pepper Money Ltd AU:PPM	Credit Services	0.09%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for ELK-Desa Resources Bhd (2017–2025)

The table below shows the annual Asset Resilience Ratio data for ELK-Desa Resources Bhd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	7.34%	RM65.50 Million ≈ $16.45 Million	RM892.86 Million ≈ $224.17 Million	-1.34pp
2024-03-31	8.67%	RM69.99 Million ≈ $17.57 Million	RM806.95 Million ≈ $202.60 Million	+7.05pp
2023-03-31	1.62%	RM11.25 Million ≈ $2.82 Million	RM693.05 Million ≈ $174.00 Million	-6.53pp
2022-03-31	8.15%	RM47.48 Million ≈ $11.92 Million	RM582.26 Million ≈ $146.19 Million	-3.81pp
2021-03-31	11.96%	RM79.33 Million ≈ $19.92 Million	RM663.01 Million ≈ $166.46 Million	+1.03pp
2020-03-31	10.93%	RM82.04 Million ≈ $20.60 Million	RM750.58 Million ≈ $188.45 Million	+6.75pp
2019-03-31	4.18%	RM22.87 Million ≈ $5.74 Million	RM547.56 Million ≈ $137.48 Million	-3.19pp
2018-03-31	7.37%	RM34.67 Million ≈ $8.70 Million	RM470.34 Million ≈ $118.09 Million	+4.19pp
2017-03-31	3.18%	RM12.16 Million ≈ $3.05 Million	RM382.27 Million ≈ $95.97 Million	--

pp = percentage points

About ELK-Desa Resources Bhd

KLSE:5228 Malaysia Credit Services

Market Cap

$115.13 Million

RM458.54 Million MYR

Market Cap Rank

#18654 Global

#303 in Malaysia

Share Price

RM1.05

Change (1 day)

-0.94%

52-Week Range

RM1.04 - RM1.17

All Time High

RM1.30