ELK-Desa Resources Bhd Asset Resilience Ratio

Latest as of June 2026: 5.31%

ELK-Desa Resources Bhd asset resilience ratio. ELK-Desa Resources Bhd (5228) has an Asset Resilience Ratio of 5.31% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 5228 cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

RM46.75 Million
≈ $11.74 Million USD Cash + Short-term Investments

Total Assets

RM879.87 Million
≈ $220.91 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio of ELK-Desa Resources Bhd (2017–2026)

Asset resilience ratio of ELK-Desa Resources Bhd from 2017 to 2026. This chart shows how ELK-Desa Resources Bhd's Asset Resilience Ratio has changed over time. Read ELK-Desa Resources Bhd (5228) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down ELK-Desa Resources Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ELK-Desa Resources Bhd total assets.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents RM0.00 0%
Short-term Investments RM46.75 Million 5.31%
Total Liquid Assets RM46.75 Million 5.31%

Asset Resilience Insights

  • Limited Liquidity: ELK-Desa Resources Bhd maintains only 5.31% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

ELK-Desa Resources Bhd Industry Peers by Asset Resilience Ratio

Compare ELK-Desa Resources Bhd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Krungthai Card PCL
BK:KTC
Credit Services 92.33%
Mastercard Inc
NYSE:MA
Credit Services 0.60%
Indian Railway Finance Corporation Limited
NSE:IRFC
Credit Services 0.09%
Best SA
WAR:BST
Credit Services 3.86%
Vardhman Holdings Limited
NSE:VHL
Credit Services 0.03%
Litigation Capital Management Limited
LSE:LIT
Credit Services 78.61%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%
Credit Corp Group Ltd
AU:CCP
Credit Services 4.06%

ELK-Desa Resources Bhd Asset Resilience Ratio by Year (2017–2026)

ELK-Desa Resources Bhd asset resilience ratio by year from 2017 to 2026. The table below shows the annual Asset Resilience Ratio data for ELK-Desa Resources Bhd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2026-03-31 3.87% RM34.46 Million
≈ $8.65 Million
RM890.68 Million
≈ $223.62 Million
-3.47pp
2025-03-31 7.34% RM65.50 Million
≈ $16.45 Million
RM892.86 Million
≈ $224.17 Million
-1.34pp
2024-03-31 8.67% RM69.99 Million
≈ $17.57 Million
RM806.95 Million
≈ $202.60 Million
+7.05pp
2023-03-31 1.62% RM11.25 Million
≈ $2.82 Million
RM693.05 Million
≈ $174.00 Million
-6.53pp
2022-03-31 8.15% RM47.48 Million
≈ $11.92 Million
RM582.26 Million
≈ $146.19 Million
-3.81pp
2021-03-31 11.96% RM79.33 Million
≈ $19.92 Million
RM663.01 Million
≈ $166.46 Million
+1.03pp
2020-03-31 10.93% RM82.04 Million
≈ $20.60 Million
RM750.58 Million
≈ $188.45 Million
+6.75pp
2019-03-31 4.18% RM22.87 Million
≈ $5.74 Million
RM547.56 Million
≈ $137.48 Million
-3.19pp
2018-03-31 7.37% RM34.67 Million
≈ $8.70 Million
RM470.34 Million
≈ $118.09 Million
+4.19pp
2017-03-31 3.18% RM12.16 Million
≈ $3.05 Million
RM382.27 Million
≈ $95.97 Million
--
pp = percentage points

About ELK-Desa Resources Bhd

KLSE:5228 Malaysia Credit Services
Market Cap
$103.49 Million
RM412.20 Million MYR
Market Cap Rank
#18897 Global
#318 in Malaysia
Share Price
RM0.96
Change (1 day)
-0.52%
52-Week Range
RM0.96 - RM1.13
All Time High
RM1.30
About

ELK-Desa Resources Berhad, an investment holding company, operates as a hire purchase financer in the used motor vehicles sector in Malaysia. The company operates in two segments, Hire-Purchase Financing and Other Integrated Services; and Trading of Furniture. It also engages in the sale of general insurance policies as an insurance agent; and manufacturing, trading, and wholesaling of home furni… Read more