ELK-Desa Resources Bhd - Asset Resilience Ratio

Latest as of March 2026: 3.87%

ELK-Desa Resources Bhd (5228) has an Asset Resilience Ratio of 3.87% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check ELK-Desa Resources Bhd (5228) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

RM34.46 Million
≈ $8.65 Million USD Cash + Short-term Investments

Total Assets

RM890.68 Million
≈ $223.62 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2026)

This chart shows how ELK-Desa Resources Bhd's Asset Resilience Ratio has changed over time. See ELK-Desa Resources Bhd balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down ELK-Desa Resources Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ELK-Desa Resources Bhd (5228) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents RM0.00 0%
Short-term Investments RM34.46 Million 3.87%
Total Liquid Assets RM34.46 Million 3.87%

Asset Resilience Insights

  • Limited Liquidity: ELK-Desa Resources Bhd maintains only 3.87% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

ELK-Desa Resources Bhd Industry Peers by Asset Resilience Ratio

Compare ELK-Desa Resources Bhd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Vardhman Holdings Limited
NSE:VHL
Credit Services 0.03%
Five-Star Business Finance Limited
NSE:FIVESTAR
Credit Services 4.49%
Capri Global Capital Limited
NSE:CGCL
Credit Services 0.13%
Srisawad Power 1979 PCL
BK:SAWAD
Credit Services 0.98%
Navient Corp
NASDAQ:NAVI
Credit Services 3.09%
Hexa Tradex Limited
NSE:HEXATRADEX
Credit Services 0.09%
Qliro AB
ST:QLIRO
Credit Services 20.36%
Starteck Finance Limited
NSE:STARTECK
Credit Services 0.02%

Annual Asset Resilience Ratio for ELK-Desa Resources Bhd (2017–2026)

The table below shows the annual Asset Resilience Ratio data for ELK-Desa Resources Bhd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2026-03-31 3.87% RM34.46 Million
≈ $8.65 Million
RM890.68 Million
≈ $223.62 Million
-3.47pp
2025-03-31 7.34% RM65.50 Million
≈ $16.45 Million
RM892.86 Million
≈ $224.17 Million
-1.34pp
2024-03-31 8.67% RM69.99 Million
≈ $17.57 Million
RM806.95 Million
≈ $202.60 Million
+7.05pp
2023-03-31 1.62% RM11.25 Million
≈ $2.82 Million
RM693.05 Million
≈ $174.00 Million
-6.53pp
2022-03-31 8.15% RM47.48 Million
≈ $11.92 Million
RM582.26 Million
≈ $146.19 Million
-3.81pp
2021-03-31 11.96% RM79.33 Million
≈ $19.92 Million
RM663.01 Million
≈ $166.46 Million
+1.03pp
2020-03-31 10.93% RM82.04 Million
≈ $20.60 Million
RM750.58 Million
≈ $188.45 Million
+6.75pp
2019-03-31 4.18% RM22.87 Million
≈ $5.74 Million
RM547.56 Million
≈ $137.48 Million
-3.19pp
2018-03-31 7.37% RM34.67 Million
≈ $8.70 Million
RM470.34 Million
≈ $118.09 Million
+4.19pp
2017-03-31 3.18% RM12.16 Million
≈ $3.05 Million
RM382.27 Million
≈ $95.97 Million
--
pp = percentage points

About ELK-Desa Resources Bhd

KLSE:5228 Malaysia Credit Services
Market Cap
$111.66 Million
RM444.73 Million MYR
Market Cap Rank
#18857 Global
#309 in Malaysia
Share Price
RM1.02
Change (1 day)
-0.97%
52-Week Range
RM1.02 - RM1.14
All Time High
RM1.30
About

ELK-Desa Resources Berhad, an investment holding company, provides hire-purchase financing and other integrated services for used motor vehicles in Malaysia. It operates in two segments, Hire-Purchase Financing and Furniture. The company is involved in the sale of general insurance policies as an insurance agent; and manufacture, trading, and wholesale of home furniture products. ELK-Desa Resourc… Read more