Lotte Non-Life - Asset Resilience Ratio
Lotte Non-Life (000400) has an Asset Resilience Ratio of 46.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Lotte Non-Life total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2024)
This chart shows how Lotte Non-Life's Asset Resilience Ratio has changed over time. See 000400 net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Lotte Non-Life's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Lotte Non-Life worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩6.94 Trillion | 46.65% |
| Total Liquid Assets | ₩6.94 Trillion | 46.65% |
Asset Resilience Insights
- Very High Liquidity: Lotte Non-Life maintains exceptional liquid asset reserves at 46.65% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Lotte Non-Life Industry Peers by Asset Resilience Ratio
Compare Lotte Non-Life's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Zur Shamir Holdings Ltd
TA:ZUR |
Insurance - Property & Casualty | 21.86% |
|
Petrolimex Insurance Corp
VN:PGI |
Insurance - Property & Casualty | 45.77% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
Annual Asset Resilience Ratio for Lotte Non-Life (1999–2024)
The table below shows the annual Asset Resilience Ratio data for Lotte Non-Life.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 42.42% | ₩6.59 Trillion ≈ $4.47 Billion |
₩15.54 Trillion ≈ $10.53 Billion |
+4.70pp |
| 2023-12-31 | 37.72% | ₩5.60 Trillion ≈ $3.79 Billion |
₩14.84 Trillion ≈ $10.06 Billion |
+34.25pp |
| 2022-12-31 | 3.47% | ₩622.18 Billion ≈ $421.64 Million |
₩17.93 Trillion ≈ $12.15 Billion |
+0.14pp |
| 2021-12-31 | 3.33% | ₩629.15 Billion ≈ $426.37 Million |
₩18.91 Trillion ≈ $12.82 Billion |
-1.22pp |
| 2020-12-31 | 4.55% | ₩744.07 Billion ≈ $504.25 Million |
₩16.35 Trillion ≈ $11.08 Billion |
-0.72pp |
| 2019-12-31 | 5.28% | ₩858.26 Billion ≈ $581.63 Million |
₩16.27 Trillion ≈ $11.02 Billion |
-0.18pp |
| 2018-12-31 | 5.45% | ₩775.41 Billion ≈ $525.48 Million |
₩14.21 Trillion ≈ $9.63 Billion |
+1.05pp |
| 2017-12-31 | 4.40% | ₩563.67 Billion ≈ $381.99 Million |
₩12.80 Trillion ≈ $8.68 Billion |
+1.10pp |
| 2016-12-31 | 3.30% | ₩366.11 Billion ≈ $248.11 Million |
₩11.10 Trillion ≈ $7.52 Billion |
-5.06pp |
| 2015-12-31 | 8.35% | ₩733.35 Billion ≈ $496.98 Million |
₩8.78 Trillion ≈ $5.95 Billion |
-0.08pp |
| 2014-12-31 | 8.44% | ₩567.69 Billion ≈ $384.72 Million |
₩6.73 Trillion ≈ $4.56 Billion |
+6.08pp |
| 2013-12-31 | 2.36% | ₩123.86 Billion ≈ $83.94 Million |
₩5.25 Trillion ≈ $3.56 Billion |
-2.07pp |
| 2012-12-31 | 4.43% | ₩197.85 Billion ≈ $134.08 Million |
₩4.46 Trillion ≈ $3.03 Billion |
-4.19pp |
| 2011-12-31 | 8.62% | ₩298.89 Billion ≈ $202.56 Million |
₩3.47 Trillion ≈ $2.35 Billion |
-3.45pp |
| 2010-12-31 | 12.07% | ₩343.11 Billion ≈ $232.52 Million |
₩2.84 Trillion ≈ $1.93 Billion |
+10.75pp |
| 2009-12-31 | 1.32% | ₩30.61 Billion ≈ $20.74 Million |
₩2.32 Trillion ≈ $1.57 Billion |
-7.26pp |
| 2008-12-31 | 8.58% | ₩139.11 Billion ≈ $94.27 Million |
₩1.62 Trillion ≈ $1.10 Billion |
-15.08pp |
| 2007-12-31 | 23.67% | ₩286.42 Billion ≈ $194.10 Million |
₩1.21 Trillion ≈ $820.17 Million |
+14.90pp |
| 2006-12-31 | 8.77% | ₩90.02 Billion ≈ $61.00 Million |
₩1.03 Trillion ≈ $695.78 Million |
+0.15pp |
| 2003-12-31 | 8.62% | ₩67.89 Billion ≈ $46.01 Million |
₩787.35 Billion ≈ $533.57 Million |
-0.66pp |
| 2002-12-31 | 9.28% | ₩74.24 Billion ≈ $50.31 Million |
₩799.84 Billion ≈ $542.04 Million |
-1.52pp |
| 2001-12-31 | 10.80% | ₩82.07 Billion ≈ $55.62 Million |
₩760.02 Billion ≈ $515.05 Million |
-9.09pp |
| 2000-12-31 | 19.89% | ₩135.17 Billion ≈ $91.60 Million |
₩679.72 Billion ≈ $460.64 Million |
+6.64pp |
| 1999-12-31 | 13.25% | ₩99.71 Billion ≈ $67.57 Million |
₩752.54 Billion ≈ $509.99 Million |
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About Lotte Non-Life
Lotte Non - Life Insurance Co., Ltd. is engaged in non-life insurance and reinsurance and insurance payment in South Korea. The company offers automobile, fire, casualty, long-term, marine, and retirement insurance products, as well as reinsurance products. It provides its products through professional Lotte consultants, bancassurance channels, and financial centers. The company was founded in 19… Read more