Lotte Non-Life - Asset Resilience Ratio

Latest as of September 2025: 46.65%

Lotte Non-Life (000400) has an Asset Resilience Ratio of 46.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Lotte Non-Life (000400) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

₩6.94 Trillion

≈ $4.70 Billion USD Cash + Short-term Investments

Total Assets

₩14.88 Trillion

≈ $10.09 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (1999–2024)

This chart shows how Lotte Non-Life's Asset Resilience Ratio has changed over time. See Lotte Non-Life (000400) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Lotte Non-Life's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Lotte Non-Life worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩6.94 Trillion	46.65%
Total Liquid Assets	₩6.94 Trillion	46.65%

Asset Resilience Insights

Very High Liquidity: Lotte Non-Life maintains exceptional liquid asset reserves at 46.65% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Lotte Non-Life Industry Peers by Asset Resilience Ratio

Compare Lotte Non-Life's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Petrolimex Insurance Corp VN:PGI	Insurance - Property & Casualty	45.42%
Asuransi Bina Dana Arta Tbk JK:ABDA	Insurance - Property & Casualty	78.09%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%

Annual Asset Resilience Ratio for Lotte Non-Life (1999–2024)

The table below shows the annual Asset Resilience Ratio data for Lotte Non-Life.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	42.42%	₩6.59 Trillion ≈ $4.47 Billion	₩15.54 Trillion ≈ $10.53 Billion	+4.70pp
2023-12-31	37.72%	₩5.60 Trillion ≈ $3.79 Billion	₩14.84 Trillion ≈ $10.06 Billion	+34.25pp
2022-12-31	3.47%	₩622.18 Billion ≈ $421.64 Million	₩17.93 Trillion ≈ $12.15 Billion	+0.14pp
2021-12-31	3.33%	₩629.15 Billion ≈ $426.37 Million	₩18.91 Trillion ≈ $12.82 Billion	-1.22pp
2020-12-31	4.55%	₩744.07 Billion ≈ $504.25 Million	₩16.35 Trillion ≈ $11.08 Billion	-0.72pp
2019-12-31	5.28%	₩858.26 Billion ≈ $581.63 Million	₩16.27 Trillion ≈ $11.02 Billion	-0.18pp
2018-12-31	5.45%	₩775.41 Billion ≈ $525.48 Million	₩14.21 Trillion ≈ $9.63 Billion	+1.05pp
2017-12-31	4.40%	₩563.67 Billion ≈ $381.99 Million	₩12.80 Trillion ≈ $8.68 Billion	+1.10pp
2016-12-31	3.30%	₩366.11 Billion ≈ $248.11 Million	₩11.10 Trillion ≈ $7.52 Billion	-5.06pp
2015-12-31	8.35%	₩733.35 Billion ≈ $496.98 Million	₩8.78 Trillion ≈ $5.95 Billion	-0.08pp
2014-12-31	8.44%	₩567.69 Billion ≈ $384.72 Million	₩6.73 Trillion ≈ $4.56 Billion	+6.08pp
2013-12-31	2.36%	₩123.86 Billion ≈ $83.94 Million	₩5.25 Trillion ≈ $3.56 Billion	-2.07pp
2012-12-31	4.43%	₩197.85 Billion ≈ $134.08 Million	₩4.46 Trillion ≈ $3.03 Billion	-4.19pp
2011-12-31	8.62%	₩298.89 Billion ≈ $202.56 Million	₩3.47 Trillion ≈ $2.35 Billion	-3.45pp
2010-12-31	12.07%	₩343.11 Billion ≈ $232.52 Million	₩2.84 Trillion ≈ $1.93 Billion	+10.75pp
2009-12-31	1.32%	₩30.61 Billion ≈ $20.74 Million	₩2.32 Trillion ≈ $1.57 Billion	-7.26pp
2008-12-31	8.58%	₩139.11 Billion ≈ $94.27 Million	₩1.62 Trillion ≈ $1.10 Billion	-15.08pp
2007-12-31	23.67%	₩286.42 Billion ≈ $194.10 Million	₩1.21 Trillion ≈ $820.17 Million	+14.90pp
2006-12-31	8.77%	₩90.02 Billion ≈ $61.00 Million	₩1.03 Trillion ≈ $695.78 Million	+0.15pp
2003-12-31	8.62%	₩67.89 Billion ≈ $46.01 Million	₩787.35 Billion ≈ $533.57 Million	-0.66pp
2002-12-31	9.28%	₩74.24 Billion ≈ $50.31 Million	₩799.84 Billion ≈ $542.04 Million	-1.52pp
2001-12-31	10.80%	₩82.07 Billion ≈ $55.62 Million	₩760.02 Billion ≈ $515.05 Million	-9.09pp
2000-12-31	19.89%	₩135.17 Billion ≈ $91.60 Million	₩679.72 Billion ≈ $460.64 Million	+6.64pp
1999-12-31	13.25%	₩99.71 Billion ≈ $67.57 Million	₩752.54 Billion ≈ $509.99 Million	--

pp = percentage points

About Lotte Non-Life

KO:000400 Korea Insurance - Property & Casualty

Market Cap

$396.54 Million

₩585.15 Billion KRW

Market Cap Rank

#13579 Global

#422 in Korea

Share Price

₩1893.00

Change (1 day)

-3.47%

52-Week Range

₩1591.00 - ₩2725.00

All Time High

₩4444.24