SEOUL GUARANTEE INSURANCE
Seoul Guarantee Insurance Co., Ltd., together with its subsidiaries, engages in non-life insurance and other related operations to individuals and corporates in South Korea and internationally. The company offers surety insurance, credit insurance, reinsurance and related asset management, etc.; contract, non-contract, and financial guarantee bonds; and commercial credit insurance, such as mobile… Read more
SEOUL GUARANTEE INSURANCE - Asset Resilience Ratio
SEOUL GUARANTEE INSURANCE (031210) has an Asset Resilience Ratio of 66.46% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how SEOUL GUARANTEE INSURANCE's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down SEOUL GUARANTEE INSURANCE's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩6.24 Trillion | 66.46% |
| Total Liquid Assets | ₩6.24 Trillion | 66.46% |
Asset Resilience Insights
- Very High Liquidity: SEOUL GUARANTEE INSURANCE maintains exceptional liquid asset reserves at 66.46% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
SEOUL GUARANTEE INSURANCE Industry Peers by Asset Resilience Ratio
Compare SEOUL GUARANTEE INSURANCE's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816 |
Insurance - Diversified | 9.42% |
|
Allianz Malaysia Bhd
KLSE:1163PA |
Insurance - Diversified | 50.99% |
|
MAA Group Bhd
KLSE:1198 |
Insurance - Diversified | 12.94% |
|
A Plus Asset Advisor Co Ltd
KO:244920 |
Insurance - Diversified | 21.82% |
|
Alm. Brand A/S
PINK:ABDBY |
Insurance - Diversified | 0.24% |
|
Arch Capital Group Ltd
NASDAQ:ACGL |
Insurance - Diversified | 15.73% |
|
Agesa Hayat ve Emeklilik AS
IS:AGESA |
Insurance - Diversified | 2.38% |
|
ageas SA/NV
PINK:AGESF |
Insurance - Diversified | 57.24% |
Annual Asset Resilience Ratio for SEOUL GUARANTEE INSURANCE (2021–2024)
The table below shows the annual Asset Resilience Ratio data for SEOUL GUARANTEE INSURANCE.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 66.89% | ₩6.24 Trillion | ₩9.33 Trillion | -1.00pp |
| 2023-12-31 | 67.89% | ₩6.20 Trillion | ₩9.13 Trillion | -0.32pp |
| 2022-12-31 | 68.21% | ₩5.77 Trillion | ₩8.45 Trillion | -7.89pp |
| 2021-12-31 | 76.10% | ₩7.67 Trillion | ₩10.08 Trillion | -- |