Shinhan Financial Group - Asset Resilience Ratio

Latest as of September 2025: 12.75%

Shinhan Financial Group (055550) has an Asset Resilience Ratio of 12.75% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 055550 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

₩99.79 Trillion

≈ $67.63 Billion USD Cash + Short-term Investments

Total Assets

₩782.94 Trillion

≈ $530.59 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2002–2024)

This chart shows how Shinhan Financial Group's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Shinhan Financial Group (055550) total assets.

Liquid Assets Composition Over Time

This chart breaks down Shinhan Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Shinhan Financial Group's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩99.79 Trillion	12.75%
Total Liquid Assets	₩99.79 Trillion	12.75%

Asset Resilience Insights

Moderate Liquidity: Shinhan Financial Group has 12.75% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Shinhan Financial Group Industry Peers by Asset Resilience Ratio

Compare Shinhan Financial Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Shinhan Financial Group (2002–2024)

The table below shows the annual Asset Resilience Ratio data for Shinhan Financial Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	12.68%	₩93.81 Trillion ≈ $63.57 Billion	₩739.76 Trillion ≈ $501.33 Billion	-0.37pp
2023-12-31	13.05%	₩90.31 Trillion ≈ $61.20 Billion	₩691.80 Trillion ≈ $468.82 Billion	+3.64pp
2022-12-31	9.42%	₩63.66 Trillion ≈ $43.14 Billion	₩675.88 Trillion ≈ $458.04 Billion	-0.58pp
2021-12-31	10.00%	₩64.84 Trillion ≈ $43.94 Billion	₩648.15 Trillion ≈ $439.24 Billion	+0.37pp
2020-12-31	9.64%	₩58.32 Trillion ≈ $39.52 Billion	₩605.23 Trillion ≈ $410.16 Billion	-1.11pp
2019-12-31	10.75%	₩59.38 Trillion ≈ $40.24 Billion	₩552.42 Trillion ≈ $374.37 Billion	+2.41pp
2018-12-31	8.34%	₩38.31 Trillion ≈ $25.96 Billion	₩459.60 Trillion ≈ $311.46 Billion	-1.54pp
2017-12-31	9.88%	₩42.12 Trillion ≈ $28.54 Billion	₩426.31 Trillion ≈ $288.90 Billion	+0.36pp
2016-12-31	9.52%	₩37.66 Trillion ≈ $25.52 Billion	₩395.68 Trillion ≈ $268.15 Billion	+8.28pp
2015-12-31	1.24%	₩4.59 Trillion ≈ $3.11 Billion	₩370.55 Trillion ≈ $251.12 Billion	-3.20pp
2014-12-31	4.44%	₩15.00 Trillion ≈ $10.17 Billion	₩338.02 Trillion ≈ $229.07 Billion	-1.08pp
2013-12-31	5.51%	₩17.16 Trillion ≈ $11.63 Billion	₩311.30 Trillion ≈ $210.96 Billion	+0.84pp
2012-12-31	4.68%	₩14.07 Trillion ≈ $9.54 Billion	₩300.85 Trillion ≈ $203.88 Billion	-0.96pp
2011-12-31	5.64%	₩16.24 Trillion ≈ $11.01 Billion	₩288.12 Trillion ≈ $195.25 Billion	+3.07pp
2010-12-31	2.57%	₩6.84 Trillion ≈ $4.64 Billion	₩266.03 Trillion ≈ $180.29 Billion	-0.66pp
2009-12-31	3.23%	₩8.24 Trillion ≈ $5.59 Billion	₩255.02 Trillion ≈ $172.82 Billion	-0.28pp
2008-12-31	3.51%	₩9.28 Trillion ≈ $6.29 Billion	₩264.02 Trillion ≈ $178.92 Billion	+1.51pp
2007-12-31	2.00%	₩4.43 Trillion ≈ $3.00 Billion	₩220.88 Trillion ≈ $149.68 Billion	-1.80pp
2006-12-31	3.80%	₩6.76 Trillion ≈ $4.58 Billion	₩177.73 Trillion ≈ $120.44 Billion	+0.96pp
2005-12-31	2.84%	₩4.41 Trillion ≈ $2.99 Billion	₩155.12 Trillion ≈ $105.12 Billion	+0.28pp
2004-12-31	2.57%	₩3.68 Trillion ≈ $2.49 Billion	₩143.51 Trillion ≈ $97.25 Billion	-0.77pp
2003-12-31	3.33%	₩4.54 Trillion ≈ $3.08 Billion	₩136.35 Trillion ≈ $92.40 Billion	+1.03pp
2002-12-31	2.30%	₩1.49 Trillion ≈ $1.01 Billion	₩64.79 Trillion ≈ $43.90 Billion	--

pp = percentage points

About Shinhan Financial Group

KO:055550 Korea Banks - Regional

Market Cap

$36.06 Billion

₩53.21 Trillion KRW

Market Cap Rank

#766 Global

#13 in Korea

Share Price

₩112100.00

Change (1 day)

-0.09%

52-Week Range

₩68400.00 - ₩114600.00

All Time High

₩114600.00