Shinhan Financial Group Asset Resilience Ratio

Latest as of September 2025: 12.75%

Shinhan Financial Group asset resilience ratio. Shinhan Financial Group (055550) has an Asset Resilience Ratio of 12.75% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Shinhan Financial Group defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

₩99.79 Trillion

≈ $67.63 Billion USD Cash + Short-term Investments

Total Assets

₩782.94 Trillion

≈ $530.59 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of Shinhan Financial Group (2002–2024)

Asset resilience ratio of Shinhan Financial Group from 2002 to 2024. This chart shows how Shinhan Financial Group's Asset Resilience Ratio has changed over time. Read Shinhan Financial Group debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Shinhan Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see 055550 asset base.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩99.79 Trillion	12.75%
Total Liquid Assets	₩99.79 Trillion	12.75%

Asset Resilience Insights

Moderate Liquidity: Shinhan Financial Group has 12.75% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Shinhan Financial Group Industry Peers by Asset Resilience Ratio

Compare Shinhan Financial Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Banco da Amazônia S.A SA:BAZA3	Banks - Regional	-2.37%
Mystate Ltd AU:MYS	Banks - Regional	8.81%
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée PA:CRAV	Banks - Regional	-1.09%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
Bank Victoria International JK:BVIC	Banks - Regional	-5.34%
Hvidbjerg Bank CO:HVID	Banks - Regional	-50.56%

Shinhan Financial Group Asset Resilience Ratio by Year (2002–2024)

Shinhan Financial Group asset resilience ratio by year from 2002 to 2024. The table below shows the annual Asset Resilience Ratio data for Shinhan Financial Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	12.68%	₩93.81 Trillion ≈ $63.57 Billion	₩739.76 Trillion ≈ $501.33 Billion	-0.37pp
2023-12-31	13.05%	₩90.31 Trillion ≈ $61.20 Billion	₩691.80 Trillion ≈ $468.82 Billion	+3.64pp
2022-12-31	9.42%	₩63.66 Trillion ≈ $43.14 Billion	₩675.88 Trillion ≈ $458.04 Billion	-0.58pp
2021-12-31	10.00%	₩64.84 Trillion ≈ $43.94 Billion	₩648.15 Trillion ≈ $439.24 Billion	+0.37pp
2020-12-31	9.64%	₩58.32 Trillion ≈ $39.52 Billion	₩605.23 Trillion ≈ $410.16 Billion	-1.11pp
2019-12-31	10.75%	₩59.38 Trillion ≈ $40.24 Billion	₩552.42 Trillion ≈ $374.37 Billion	+2.41pp
2018-12-31	8.34%	₩38.31 Trillion ≈ $25.96 Billion	₩459.60 Trillion ≈ $311.46 Billion	-1.54pp
2017-12-31	9.88%	₩42.12 Trillion ≈ $28.54 Billion	₩426.31 Trillion ≈ $288.90 Billion	+0.36pp
2016-12-31	9.52%	₩37.66 Trillion ≈ $25.52 Billion	₩395.68 Trillion ≈ $268.15 Billion	+8.28pp
2015-12-31	1.24%	₩4.59 Trillion ≈ $3.11 Billion	₩370.55 Trillion ≈ $251.12 Billion	-3.20pp
2014-12-31	4.44%	₩15.00 Trillion ≈ $10.17 Billion	₩338.02 Trillion ≈ $229.07 Billion	-1.08pp
2013-12-31	5.51%	₩17.16 Trillion ≈ $11.63 Billion	₩311.30 Trillion ≈ $210.96 Billion	+0.84pp
2012-12-31	4.68%	₩14.07 Trillion ≈ $9.54 Billion	₩300.85 Trillion ≈ $203.88 Billion	-0.96pp
2011-12-31	5.64%	₩16.24 Trillion ≈ $11.01 Billion	₩288.12 Trillion ≈ $195.25 Billion	+3.07pp
2010-12-31	2.57%	₩6.84 Trillion ≈ $4.64 Billion	₩266.03 Trillion ≈ $180.29 Billion	-0.66pp
2009-12-31	3.23%	₩8.24 Trillion ≈ $5.59 Billion	₩255.02 Trillion ≈ $172.82 Billion	-0.28pp
2008-12-31	3.51%	₩9.28 Trillion ≈ $6.29 Billion	₩264.02 Trillion ≈ $178.92 Billion	+1.51pp
2007-12-31	2.00%	₩4.43 Trillion ≈ $3.00 Billion	₩220.88 Trillion ≈ $149.68 Billion	-1.80pp
2006-12-31	3.80%	₩6.76 Trillion ≈ $4.58 Billion	₩177.73 Trillion ≈ $120.44 Billion	+0.96pp
2005-12-31	2.84%	₩4.41 Trillion ≈ $2.99 Billion	₩155.12 Trillion ≈ $105.12 Billion	+0.28pp
2004-12-31	2.57%	₩3.68 Trillion ≈ $2.49 Billion	₩143.51 Trillion ≈ $97.25 Billion	-0.77pp
2003-12-31	3.33%	₩4.54 Trillion ≈ $3.08 Billion	₩136.35 Trillion ≈ $92.40 Billion	+1.03pp
2002-12-31	2.30%	₩1.49 Trillion ≈ $1.01 Billion	₩64.79 Trillion ≈ $43.90 Billion	--

pp = percentage points

About Shinhan Financial Group

KO:055550 Korea Banks - Regional

Market Cap

$28.82 Billion

₩42.53 Trillion KRW

Market Cap Rank

#919 Global

#13 in Korea

Share Price

₩89600.00

Change (1 day)

+1.24%

52-Week Range

₩74100.00 - ₩114600.00

All Time High

₩114600.00