Settlebank Corporation - Asset Resilience Ratio

Latest as of September 2025: 5.07%

Settlebank Corporation (234340) has an Asset Resilience Ratio of 5.07% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

₩26.58 Billion
≈ $18.01 Million USD Cash + Short-term Investments

Total Assets

₩524.31 Billion
≈ $355.32 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how Settlebank Corporation's Asset Resilience Ratio has changed over time. Check 234340 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Settlebank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Settlebank Corporation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₩0.00 0%
Short-term Investments ₩26.58 Billion 5.07%
Total Liquid Assets ₩26.58 Billion 5.07%

Asset Resilience Insights

  • Limited Liquidity: Settlebank Corporation maintains only 5.07% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Settlebank Corporation Industry Peers by Asset Resilience Ratio

Compare Settlebank Corporation's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Microsoft Corporation
NASDAQ:MSFT
Software - Infrastructure 6.65%
Topsec Technologies Group Inc
SHE:002212
Software - Infrastructure 0.15%
Beijing VRV Software Corp Ltd
SHE:300352
Software - Infrastructure 0.72%
Locaweb Serviços de Internet S.A.
SA:LWSA3
Software - Infrastructure 11.83%
Automatic Bank Services Ltd
TA:SHVA
Software - Infrastructure 47.41%
Danal Co. Ltd
KQ:064260
Software - Infrastructure 7.83%
Cyan AG
XETRA:CYR
Software - Infrastructure 5.96%
Megaport Ltd
AU:MP1
Software - Infrastructure 22.07%

Annual Asset Resilience Ratio for Settlebank Corporation (2017–2024)

The table below shows the annual Asset Resilience Ratio data for Settlebank Corporation.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 50.61% ₩228.56 Billion
≈ $154.89 Million
₩451.57 Billion
≈ $306.02 Million
+6.27pp
2023-12-31 44.34% ₩167.02 Billion
≈ $113.19 Million
₩376.66 Billion
≈ $255.26 Million
-1.98pp
2022-12-31 46.33% ₩155.93 Billion
≈ $105.67 Million
₩336.61 Billion
≈ $228.11 Million
-20.18pp
2021-12-31 66.50% ₩190.37 Billion
≈ $129.01 Million
₩286.27 Billion
≈ $194.00 Million
-1.69pp
2020-12-31 68.20% ₩142.29 Billion
≈ $96.43 Million
₩208.66 Billion
≈ $141.40 Million
-11.32pp
2019-12-31 79.52% ₩134.57 Billion
≈ $91.20 Million
₩169.24 Billion
≈ $114.69 Million
-3.07pp
2018-12-31 82.59% ₩94.09 Billion
≈ $63.77 Million
₩113.93 Billion
≈ $77.21 Million
-2.15pp
2017-12-31 84.74% ₩85.01 Billion
≈ $57.61 Million
₩100.33 Billion
≈ $67.99 Million
--
pp = percentage points

About Settlebank Corporation

KQ:234340 Korea Software - Infrastructure
Market Cap
$150.75 Million
₩222.45 Billion KRW
Market Cap Rank
#17580 Global
#693 in Korea
Share Price
₩16420.00
Change (1 day)
+8.67%
52-Week Range
₩14740.00 - ₩40300.00
All Time High
₩47518.22
About

Hecto Financial Co., Ltd., a fintech company, provides fintech platform services in South Korea. The company offers cash payment, PG electronic payment, kiosk payment, bulk transfer, virtual account, and G banking services, as well as depositor name inquiry, deposit transaction history inquiry, SMS sending agency, and cash receipt issuance agency services. It also provides technical and customer … Read more