Settlebank Corporation - Asset Resilience Ratio
Settlebank Corporation (234340) has an Asset Resilience Ratio of 5.07% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Settlebank Corporation balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Settlebank Corporation's Asset Resilience Ratio has changed over time. See 234340 book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Settlebank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 234340 company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩26.58 Billion | 5.07% |
| Total Liquid Assets | ₩26.58 Billion | 5.07% |
Asset Resilience Insights
- Limited Liquidity: Settlebank Corporation maintains only 5.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Settlebank Corporation Industry Peers by Asset Resilience Ratio
Compare Settlebank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
StoneCo Ltd
F:0Q0 |
Software - Infrastructure | 3.36% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 39.23% |
|
Inesa Intelligent Tech Inc B
SHG:900901 |
Software - Infrastructure | 1.50% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Heeros Oyj
HE:HEEROS |
Software - Infrastructure | 6.79% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
|
Spirent Communications plc
LSE:SPT |
Software - Infrastructure | 0.01% |
Annual Asset Resilience Ratio for Settlebank Corporation (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Settlebank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.61% | ₩228.56 Billion ≈ $154.89 Million |
₩451.57 Billion ≈ $306.02 Million |
+6.27pp |
| 2023-12-31 | 44.34% | ₩167.02 Billion ≈ $113.19 Million |
₩376.66 Billion ≈ $255.26 Million |
-1.98pp |
| 2022-12-31 | 46.33% | ₩155.93 Billion ≈ $105.67 Million |
₩336.61 Billion ≈ $228.11 Million |
-20.18pp |
| 2021-12-31 | 66.50% | ₩190.37 Billion ≈ $129.01 Million |
₩286.27 Billion ≈ $194.00 Million |
-1.69pp |
| 2020-12-31 | 68.20% | ₩142.29 Billion ≈ $96.43 Million |
₩208.66 Billion ≈ $141.40 Million |
-11.32pp |
| 2019-12-31 | 79.52% | ₩134.57 Billion ≈ $91.20 Million |
₩169.24 Billion ≈ $114.69 Million |
-3.07pp |
| 2018-12-31 | 82.59% | ₩94.09 Billion ≈ $63.77 Million |
₩113.93 Billion ≈ $77.21 Million |
-2.15pp |
| 2017-12-31 | 84.74% | ₩85.01 Billion ≈ $57.61 Million |
₩100.33 Billion ≈ $67.99 Million |
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About Settlebank Corporation
Hecto Financial Co., Ltd., a fintech company, provides fintech platform services in South Korea. The company offers cash payment, PG electronic payment, kiosk payment, bulk transfer, virtual account, and G banking services, as well as depositor name inquiry, deposit transaction history inquiry, SMS sending agency, and cash receipt issuance agency services. It also provides technical and customer … Read more