Settlebank Corporation - Asset Resilience Ratio
Settlebank Corporation (234340) has an Asset Resilience Ratio of 5.07% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Settlebank Corporation's Asset Resilience Ratio has changed over time. Check 234340 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Settlebank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Settlebank Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩26.58 Billion | 5.07% |
| Total Liquid Assets | ₩26.58 Billion | 5.07% |
Asset Resilience Insights
- Limited Liquidity: Settlebank Corporation maintains only 5.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Settlebank Corporation Industry Peers by Asset Resilience Ratio
Compare Settlebank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Microsoft Corporation
NASDAQ:MSFT |
Software - Infrastructure | 6.65% |
|
Topsec Technologies Group Inc
SHE:002212 |
Software - Infrastructure | 0.15% |
|
Beijing VRV Software Corp Ltd
SHE:300352 |
Software - Infrastructure | 0.72% |
|
Locaweb Serviços de Internet S.A.
SA:LWSA3 |
Software - Infrastructure | 11.83% |
|
Automatic Bank Services Ltd
TA:SHVA |
Software - Infrastructure | 47.41% |
|
Danal Co. Ltd
KQ:064260 |
Software - Infrastructure | 7.83% |
|
Cyan AG
XETRA:CYR |
Software - Infrastructure | 5.96% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 22.07% |
Annual Asset Resilience Ratio for Settlebank Corporation (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Settlebank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.61% | ₩228.56 Billion ≈ $154.89 Million |
₩451.57 Billion ≈ $306.02 Million |
+6.27pp |
| 2023-12-31 | 44.34% | ₩167.02 Billion ≈ $113.19 Million |
₩376.66 Billion ≈ $255.26 Million |
-1.98pp |
| 2022-12-31 | 46.33% | ₩155.93 Billion ≈ $105.67 Million |
₩336.61 Billion ≈ $228.11 Million |
-20.18pp |
| 2021-12-31 | 66.50% | ₩190.37 Billion ≈ $129.01 Million |
₩286.27 Billion ≈ $194.00 Million |
-1.69pp |
| 2020-12-31 | 68.20% | ₩142.29 Billion ≈ $96.43 Million |
₩208.66 Billion ≈ $141.40 Million |
-11.32pp |
| 2019-12-31 | 79.52% | ₩134.57 Billion ≈ $91.20 Million |
₩169.24 Billion ≈ $114.69 Million |
-3.07pp |
| 2018-12-31 | 82.59% | ₩94.09 Billion ≈ $63.77 Million |
₩113.93 Billion ≈ $77.21 Million |
-2.15pp |
| 2017-12-31 | 84.74% | ₩85.01 Billion ≈ $57.61 Million |
₩100.33 Billion ≈ $67.99 Million |
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About Settlebank Corporation
Hecto Financial Co., Ltd., a fintech company, provides fintech platform services in South Korea. The company offers cash payment, PG electronic payment, kiosk payment, bulk transfer, virtual account, and G banking services, as well as depositor name inquiry, deposit transaction history inquiry, SMS sending agency, and cash receipt issuance agency services. It also provides technical and customer … Read more