Settlebank Corporation - Asset Resilience Ratio
Settlebank Corporation (234340) has an Asset Resilience Ratio of 5.07% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 234340 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Settlebank Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Settlebank Corporation's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down Settlebank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Settlebank Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩26.58 Billion | 5.07% |
| Total Liquid Assets | ₩26.58 Billion | 5.07% |
Asset Resilience Insights
- Limited Liquidity: Settlebank Corporation maintains only 5.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Settlebank Corporation Industry Peers by Asset Resilience Ratio
Compare Settlebank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Precise Packaging Co Ltd
SHE:300442 |
Software - Infrastructure | 0.36% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Remitly Global Inc
NASDAQ:RELY |
Software - Infrastructure | 25.34% |
|
UCloud Technology Co Ltd
SHG:688158 |
Software - Infrastructure | 0.30% |
|
Sunyard System Engineering Co Ltd
SHG:600571 |
Software - Infrastructure | 21.90% |
|
Agile Content SA
MC:AGIL |
Software - Infrastructure | 0.75% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
Annual Asset Resilience Ratio for Settlebank Corporation (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Settlebank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 50.61% | ₩228.56 Billion ≈ $154.89 Million |
₩451.57 Billion ≈ $306.02 Million |
+6.27pp |
| 2023-12-31 | 44.34% | ₩167.02 Billion ≈ $113.19 Million |
₩376.66 Billion ≈ $255.26 Million |
-1.98pp |
| 2022-12-31 | 46.33% | ₩155.93 Billion ≈ $105.67 Million |
₩336.61 Billion ≈ $228.11 Million |
-20.18pp |
| 2021-12-31 | 66.50% | ₩190.37 Billion ≈ $129.01 Million |
₩286.27 Billion ≈ $194.00 Million |
-1.69pp |
| 2020-12-31 | 68.20% | ₩142.29 Billion ≈ $96.43 Million |
₩208.66 Billion ≈ $141.40 Million |
-11.32pp |
| 2019-12-31 | 79.52% | ₩134.57 Billion ≈ $91.20 Million |
₩169.24 Billion ≈ $114.69 Million |
-3.07pp |
| 2018-12-31 | 82.59% | ₩94.09 Billion ≈ $63.77 Million |
₩113.93 Billion ≈ $77.21 Million |
-2.15pp |
| 2017-12-31 | 84.74% | ₩85.01 Billion ≈ $57.61 Million |
₩100.33 Billion ≈ $67.99 Million |
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About Settlebank Corporation
Hecto Financial Co., Ltd., a fintech company, provides fintech platform services in South Korea. The company offers cash payment, PG electronic payment, kiosk payment, bulk transfer, virtual account, and G banking services, as well as depositor name inquiry, deposit transaction history inquiry, SMS sending agency, and cash receipt issuance agency services. It also provides technical and customer … Read more