Just Group plc - Asset Resilience Ratio
Just Group plc (JUST) has an Asset Resilience Ratio of 11.87% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Just Group plc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2023)
This chart shows how Just Group plc's Asset Resilience Ratio has changed over time. See JUST book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Just Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see JUST market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX3.96 Billion | 11.87% |
| Total Liquid Assets | GBX3.96 Billion | 11.87% |
Asset Resilience Insights
- Moderate Liquidity: Just Group plc has 11.87% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Just Group plc Industry Peers by Asset Resilience Ratio
Compare Just Group plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 18.50% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 29.74% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.83% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 19.30% |
Annual Asset Resilience Ratio for Just Group plc (2013–2023)
The table below shows the annual Asset Resilience Ratio data for Just Group plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 7.36% | GBX2.34 Billion ≈ $284.95K |
GBX31.84 Billion ≈ $3.87 Million |
+3.70pp |
| 2022-12-31 | 3.66% | GBX907.60 Million ≈ $110.43K |
GBX24.83 Billion ≈ $3.02 Million |
+3.45pp |
| 2021-12-31 | 0.21% | GBX52.90 Million ≈ $6.44K |
GBX25.54 Billion ≈ $3.11 Million |
-0.19pp |
| 2020-12-31 | 0.40% | GBX99.70 Million ≈ $12.13K |
GBX25.04 Billion ≈ $3.05 Million |
-0.07pp |
| 2019-12-31 | 0.47% | GBX104.60 Million ≈ $12.73K |
GBX22.16 Billion ≈ $2.70 Million |
-4.61pp |
| 2018-12-31 | 5.09% | GBX1.22 Billion ≈ $148.18K |
GBX23.95 Billion ≈ $2.91 Million |
+0.81pp |
| 2017-12-31 | 4.27% | GBX1.03 Billion ≈ $125.58K |
GBX24.16 Billion ≈ $2.94 Million |
+0.65pp |
| 2016-12-31 | 3.62% | GBX645.50 Million ≈ $78.54K |
GBX17.84 Billion ≈ $2.17 Million |
+2.92pp |
| 2016-06-30 | 0.70% | GBX160.90 Million ≈ $19.58K |
GBX23.00 Billion ≈ $2.80 Million |
-1.95pp |
| 2015-06-30 | 2.65% | GBX298.20 Million ≈ $36.28K |
GBX11.25 Billion ≈ $1.37 Million |
+2.39pp |
| 2014-06-30 | 0.26% | GBX29.20 Million ≈ $3.55K |
GBX11.35 Billion ≈ $1.38 Million |
+0.08pp |
| 2013-06-30 | 0.18% | GBX17.20 Million ≈ $2.09K |
GBX9.76 Billion ≈ $1.19 Million |
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About Just Group plc
Just Group plc provides various retirement income products and services to individual, homeowners, and corporate clients in the United Kingdom. It offers defined benefit de-risking, guaranteed income for life, secure lifetime income, care plan, and lifetime mortgage solutions. The company also engages in professional services and distribution business, which offers technology, broking, and advice… Read more