NatWest Group PLC - Asset Resilience Ratio
NatWest Group PLC (NWG) has an Asset Resilience Ratio of 7.58% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of NatWest Group PLC to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how NatWest Group PLC's Asset Resilience Ratio has changed over time. See NatWest Group PLC net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down NatWest Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is NatWest Group PLC worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX56.82 Billion | 7.58% |
| Total Liquid Assets | GBX56.82 Billion | 7.58% |
Asset Resilience Insights
- Limited Liquidity: NatWest Group PLC maintains only 7.58% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NatWest Group PLC Industry Peers by Asset Resilience Ratio
Compare NatWest Group PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Prosperity Bancshares Inc
NYSE:PB |
Banks - Regional | 26.30% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
EnTie Commercial Bank Ltd
TW:2849 |
Banks - Regional | -2.50% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for NatWest Group PLC (2003–2025)
The table below shows the annual Asset Resilience Ratio data for NatWest Group PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.80% | GBX12.88 Billion ≈ $1.57 Million |
GBX714.55 Billion ≈ $86.94 Million |
-10.83pp |
| 2024-12-31 | 12.63% | GBX89.41 Billion ≈ $10.88 Million |
GBX707.99 Billion ≈ $86.14 Million |
+31.84pp |
| 2023-12-31 | -19.21% | GBX-133.08 Billion ≈ $-16.19 Million |
GBX692.67 Billion ≈ $84.28 Million |
-13.95pp |
| 2022-12-31 | -5.26% | GBX-37.87 Billion ≈ $-4.61 Million |
GBX720.05 Billion ≈ $87.61 Million |
+0.53pp |
| 2021-12-31 | -5.78% | GBX-45.23 Billion ≈ $-5.50 Million |
GBX781.99 Billion ≈ $95.15 Million |
-5.79pp |
| 2019-12-31 | 0.01% | GBX50.00 Million ≈ $6.08K |
GBX723.04 Billion ≈ $87.97 Million |
+7.80pp |
| 2018-12-31 | -7.79% | GBX-54.09 Billion ≈ $-6.58 Million |
GBX694.24 Billion ≈ $84.47 Million |
-7.93pp |
| 2017-12-31 | 0.14% | GBX1.02 Billion ≈ $123.74K |
GBX738.06 Billion ≈ $89.80 Million |
+0.04pp |
| 2016-12-31 | 0.10% | GBX781.00 Million ≈ $95.03K |
GBX798.66 Billion ≈ $97.17 Million |
+0.07pp |
| 2008-12-31 | 0.03% | GBX570.00 Million ≈ $69.35K |
GBX2.22 Trillion ≈ $269.95 Million |
+0.58pp |
| 2003-12-31 | -0.55% | GBX-2.50 Billion ≈ $-304.30K |
GBX454.43 Billion ≈ $55.29 Million |
-- |
About NatWest Group PLC
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lend… Read more