Vanquis Banking Group PLC - Asset Resilience Ratio

Latest as of June 2025: 3.45%

Vanquis Banking Group PLC (VANQ) has an Asset Resilience Ratio of 3.45% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read VANQ total debt and obligations for a breakdown of total debt and financial obligations.

Liquid Assets

GBX118.80 Million

≈ $14.45K USD Cash + Short-term Investments

Total Assets

GBX3.45 Billion

≈ $419.36K USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1985–2024)

This chart shows how Vanquis Banking Group PLC's Asset Resilience Ratio has changed over time. See VANQ book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Vanquis Banking Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Vanquis Banking Group PLC (VANQ) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	GBX0.00	0%
Short-term Investments	GBX118.80 Million	3.45%
Total Liquid Assets	GBX118.80 Million	3.45%

Asset Resilience Insights

Limited Liquidity: Vanquis Banking Group PLC maintains only 3.45% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Vanquis Banking Group PLC Industry Peers by Asset Resilience Ratio

Compare Vanquis Banking Group PLC's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Vanquis Banking Group PLC (1985–2024)

The table below shows the annual Asset Resilience Ratio data for Vanquis Banking Group PLC.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.07%	GBX2.30 Million ≈ $279.84	GBX3.38 Billion ≈ $410.68K	-0.10pp
2023-12-31	0.17%	GBX5.40 Million ≈ $657.02	GBX3.21 Billion ≈ $390.41K	-0.23pp
2022-12-31	0.40%	GBX10.70 Million ≈ $1.30K	GBX2.66 Billion ≈ $324.05K	+0.27pp
2021-12-31	0.13%	GBX3.60 Million ≈ $438.02	GBX2.73 Billion ≈ $331.59K	+0.15pp
2020-12-31	-0.02%	GBX-600.00K ≈ $-73.00	GBX3.08 Billion ≈ $374.52K	-0.59pp
2019-12-31	0.57%	GBX16.60 Million ≈ $2.02K	GBX2.91 Billion ≈ $353.80K	-1.01pp
2018-12-31	1.58%	GBX47.80 Million ≈ $5.82K	GBX3.02 Billion ≈ $367.13K	+0.04pp
2017-12-31	1.54%	GBX45.80 Million ≈ $5.57K	GBX2.97 Billion ≈ $360.86K	+1.26pp
2016-12-31	0.28%	GBX8.00 Million ≈ $973.37	GBX2.83 Billion ≈ $343.92K	-0.43pp
2015-12-31	0.71%	GBX17.50 Million ≈ $2.13K	GBX2.47 Billion ≈ $300.31K	+0.70pp
2014-12-31	0.01%	GBX200.00K ≈ $24.33	GBX2.26 Billion ≈ $274.82K	-0.29pp
2013-12-31	0.30%	GBX5.50 Million ≈ $669.19	GBX1.81 Billion ≈ $220.25K	+0.28pp
2011-12-31	0.02%	GBX300.00K ≈ $36.50	GBX1.48 Billion ≈ $179.88K	-0.23pp
2010-12-31	0.25%	GBX3.50 Million ≈ $425.85	GBX1.38 Billion ≈ $168.03K	+0.19pp
2007-12-31	0.07%	GBX700.00K ≈ $85.17	GBX1.08 Billion ≈ $130.83K	+0.05pp
2006-12-31	0.02%	GBX300.00K ≈ $36.50	GBX1.91 Billion ≈ $232.72K	-0.44pp
2005-12-31	0.45%	GBX9.00 Million ≈ $1.10K	GBX1.98 Billion ≈ $240.82K	-21.93pp
2004-12-31	22.38%	GBX461.70 Million ≈ $56.18K	GBX2.06 Billion ≈ $250.97K	-3.78pp
2003-12-31	26.17%	GBX514.50 Million ≈ $62.60K	GBX1.97 Billion ≈ $239.24K	-1.28pp
2002-12-31	27.44%	GBX503.80 Million ≈ $61.30K	GBX1.84 Billion ≈ $223.37K	-2.66pp
2001-12-31	30.10%	GBX430.62 Million ≈ $52.39K	GBX1.43 Billion ≈ $174.07K	+3.31pp
2000-12-31	26.79%	GBX330.00 Million ≈ $40.15K	GBX1.23 Billion ≈ $149.90K	+1.43pp
1999-12-31	25.36%	GBX266.30 Million ≈ $32.40K	GBX1.05 Billion ≈ $127.79K	-2.19pp
1998-12-31	27.54%	GBX268.63 Million ≈ $32.69K	GBX975.31 Million ≈ $118.67K	-3.06pp
1997-12-31	30.60%	GBX280.60 Million ≈ $34.14K	GBX916.86 Million ≈ $111.56K	-4.37pp
1996-12-31	34.97%	GBX297.68 Million ≈ $36.22K	GBX851.13 Million ≈ $103.56K	+3.48pp
1995-12-31	31.50%	GBX260.19 Million ≈ $31.66K	GBX826.12 Million ≈ $100.51K	+5.07pp
1994-12-31	26.43%	GBX197.14 Million ≈ $23.99K	GBX745.91 Million ≈ $90.76K	+6.47pp
1993-12-31	19.96%	GBX127.91 Million ≈ $15.56K	GBX640.73 Million ≈ $77.96K	+8.13pp
1992-12-31	11.83%	GBX64.07 Million ≈ $7.80K	GBX541.54 Million ≈ $65.89K	+4.07pp
1991-12-31	7.77%	GBX41.52 Million ≈ $5.05K	GBX534.72 Million ≈ $65.06K	+0.97pp
1990-12-31	6.80%	GBX34.58 Million ≈ $4.21K	GBX508.56 Million ≈ $61.88K	-0.68pp
1989-12-31	7.48%	GBX34.11 Million ≈ $4.15K	GBX455.87 Million ≈ $55.47K	+0.79pp
1988-12-31	6.70%	GBX24.15 Million ≈ $2.94K	GBX360.74 Million ≈ $43.89K	+1.34pp
1987-12-31	5.35%	GBX18.28 Million ≈ $2.22K	GBX341.58 Million ≈ $41.56K	+0.28pp
1986-12-31	5.08%	GBX16.68 Million ≈ $2.03K	GBX328.74 Million ≈ $40.00K	+0.80pp
1985-12-31	4.28%	GBX13.25 Million ≈ $1.61K	GBX309.83 Million ≈ $37.70K	--

pp = percentage points

About Vanquis Banking Group PLC

LSE:VANQ UK Banks - Regional

Market Cap

$3.44 Million

GBX28.27 Billion GBX

Market Cap Rank

#29001 Global

#549 in UK

Share Price

GBX110.20

Change (1 day)

-0.54%

52-Week Range

GBX64.60 - GBX130.80

All Time High

GBX1683.37