Bankinter - Asset Resilience Ratio
Bankinter (BKT) has an Asset Resilience Ratio of 3.75% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BKT current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how Bankinter's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Bankinter assets under control.
Liquid Assets Composition Over Time
This chart breaks down Bankinter's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BKT strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €4.65 Billion | 3.75% |
| Total Liquid Assets | €4.65 Billion | 3.75% |
Asset Resilience Insights
- Limited Liquidity: Bankinter maintains only 3.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bankinter Industry Peers by Asset Resilience Ratio
Compare Bankinter's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bankinter (2006–2024)
The table below shows the annual Asset Resilience Ratio data for Bankinter.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.21% | €6.35 Billion ≈ $7.43 Billion |
€121.97 Billion ≈ $142.60 Billion |
+4.67pp |
| 2023-12-31 | 0.54% | €607.68 Million ≈ $710.45 Million |
€113.01 Billion ≈ $132.12 Billion |
+0.54pp |
| 2018-12-31 | 0.00% | €9.00K ≈ $10.52K |
€76.50 Billion ≈ $89.44 Billion |
-6.58pp |
| 2017-12-31 | 6.58% | €4.70 Billion ≈ $5.49 Billion |
€71.33 Billion ≈ $83.40 Billion |
+2.52pp |
| 2016-12-31 | 4.06% | €2.73 Billion ≈ $3.19 Billion |
€67.18 Billion ≈ $78.54 Billion |
+2.27pp |
| 2015-12-31 | 1.79% | €1.05 Billion ≈ $1.23 Billion |
€58.66 Billion ≈ $68.58 Billion |
+0.39pp |
| 2014-12-31 | 1.40% | €802.19 Million ≈ $937.84 Million |
€57.33 Billion ≈ $67.03 Billion |
-1.30pp |
| 2013-12-31 | 2.69% | €1.49 Billion ≈ $1.74 Billion |
€55.14 Billion ≈ $64.46 Billion |
-0.12pp |
| 2012-12-31 | 2.82% | €1.64 Billion ≈ $1.92 Billion |
€58.17 Billion ≈ $68.00 Billion |
-0.68pp |
| 2011-12-31 | 3.49% | €2.08 Billion ≈ $2.43 Billion |
€59.49 Billion ≈ $69.55 Billion |
+0.53pp |
| 2010-12-31 | 2.96% | €1.60 Billion ≈ $1.87 Billion |
€54.15 Billion ≈ $63.31 Billion |
+2.21pp |
| 2009-12-31 | 0.75% | €406.82 Million ≈ $475.62 Million |
€54.47 Billion ≈ $63.68 Billion |
+0.29pp |
| 2008-12-31 | 0.46% | €245.88 Million ≈ $287.46 Million |
€53.47 Billion ≈ $62.51 Billion |
-1.29pp |
| 2007-12-31 | 1.75% | €868.23 Million ≈ $1.02 Billion |
€49.65 Billion ≈ $58.04 Billion |
-9.29pp |
| 2006-12-31 | 11.04% | €5.09 Billion ≈ $5.95 Billion |
€46.10 Billion ≈ $53.90 Billion |
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About Bankinter
Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. It operates through Commercial Banking, Business Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other Businesses segments. The company offers smart digital, payroll, pension, business, non-salary, cur… Read more