Bankinter - Asset Resilience Ratio
Bankinter (BKT) has an Asset Resilience Ratio of 3.75% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bankinter (BKT) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how Bankinter's Asset Resilience Ratio has changed over time. See Bankinter balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bankinter's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BKT company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €4.65 Billion | 3.75% |
| Total Liquid Assets | €4.65 Billion | 3.75% |
Asset Resilience Insights
- Limited Liquidity: Bankinter maintains only 3.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bankinter Industry Peers by Asset Resilience Ratio
Compare Bankinter's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Bankinter (2006–2024)
The table below shows the annual Asset Resilience Ratio data for Bankinter.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.21% | €6.35 Billion ≈ $7.43 Billion |
€121.97 Billion ≈ $142.60 Billion |
+4.67pp |
| 2023-12-31 | 0.54% | €607.68 Million ≈ $710.45 Million |
€113.01 Billion ≈ $132.12 Billion |
+0.54pp |
| 2018-12-31 | 0.00% | €9.00K ≈ $10.52K |
€76.50 Billion ≈ $89.44 Billion |
-6.58pp |
| 2017-12-31 | 6.58% | €4.70 Billion ≈ $5.49 Billion |
€71.33 Billion ≈ $83.40 Billion |
+2.52pp |
| 2016-12-31 | 4.06% | €2.73 Billion ≈ $3.19 Billion |
€67.18 Billion ≈ $78.54 Billion |
+2.27pp |
| 2015-12-31 | 1.79% | €1.05 Billion ≈ $1.23 Billion |
€58.66 Billion ≈ $68.58 Billion |
+0.39pp |
| 2014-12-31 | 1.40% | €802.19 Million ≈ $937.84 Million |
€57.33 Billion ≈ $67.03 Billion |
-1.30pp |
| 2013-12-31 | 2.69% | €1.49 Billion ≈ $1.74 Billion |
€55.14 Billion ≈ $64.46 Billion |
-0.12pp |
| 2012-12-31 | 2.82% | €1.64 Billion ≈ $1.92 Billion |
€58.17 Billion ≈ $68.00 Billion |
-0.68pp |
| 2011-12-31 | 3.49% | €2.08 Billion ≈ $2.43 Billion |
€59.49 Billion ≈ $69.55 Billion |
+0.53pp |
| 2010-12-31 | 2.96% | €1.60 Billion ≈ $1.87 Billion |
€54.15 Billion ≈ $63.31 Billion |
+2.21pp |
| 2009-12-31 | 0.75% | €406.82 Million ≈ $475.62 Million |
€54.47 Billion ≈ $63.68 Billion |
+0.29pp |
| 2008-12-31 | 0.46% | €245.88 Million ≈ $287.46 Million |
€53.47 Billion ≈ $62.51 Billion |
-1.29pp |
| 2007-12-31 | 1.75% | €868.23 Million ≈ $1.02 Billion |
€49.65 Billion ≈ $58.04 Billion |
-9.29pp |
| 2006-12-31 | 11.04% | €5.09 Billion ≈ $5.95 Billion |
€46.10 Billion ≈ $53.90 Billion |
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About Bankinter
Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. It operates through Commercial Banking, Business Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other Businesses segments. The company offers smart digital, payroll, pension, business, non-salary, cur… Read more