Bankinter Asset Resilience Ratio
Bankinter asset resilience ratio. Bankinter (BKT) has an Asset Resilience Ratio of 3.75% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Bankinter to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bankinter (2006–2024)
Asset resilience ratio of Bankinter from 2006 to 2024. This chart shows how Bankinter's Asset Resilience Ratio has changed over time. Read Bankinter (BKT) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bankinter's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BKT total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €4.65 Billion | 3.75% |
| Total Liquid Assets | €4.65 Billion | 3.75% |
Asset Resilience Insights
- Limited Liquidity: Bankinter maintains only 3.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bankinter Industry Peers by Asset Resilience Ratio
Compare Bankinter's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Bankinter Asset Resilience Ratio by Year (2006–2024)
Bankinter asset resilience ratio by year from 2006 to 2024. The table below shows the annual Asset Resilience Ratio data for Bankinter.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.21% | €6.35 Billion ≈ $7.43 Billion |
€121.97 Billion ≈ $142.60 Billion |
+4.67pp |
| 2023-12-31 | 0.54% | €607.68 Million ≈ $710.45 Million |
€113.01 Billion ≈ $132.12 Billion |
+0.54pp |
| 2018-12-31 | 0.00% | €9.00K ≈ $10.52K |
€76.50 Billion ≈ $89.44 Billion |
-6.58pp |
| 2017-12-31 | 6.58% | €4.70 Billion ≈ $5.49 Billion |
€71.33 Billion ≈ $83.40 Billion |
+2.52pp |
| 2016-12-31 | 4.06% | €2.73 Billion ≈ $3.19 Billion |
€67.18 Billion ≈ $78.54 Billion |
+2.27pp |
| 2015-12-31 | 1.79% | €1.05 Billion ≈ $1.23 Billion |
€58.66 Billion ≈ $68.58 Billion |
+0.39pp |
| 2014-12-31 | 1.40% | €802.19 Million ≈ $937.84 Million |
€57.33 Billion ≈ $67.03 Billion |
-1.30pp |
| 2013-12-31 | 2.69% | €1.49 Billion ≈ $1.74 Billion |
€55.14 Billion ≈ $64.46 Billion |
-0.12pp |
| 2012-12-31 | 2.82% | €1.64 Billion ≈ $1.92 Billion |
€58.17 Billion ≈ $68.00 Billion |
-0.68pp |
| 2011-12-31 | 3.49% | €2.08 Billion ≈ $2.43 Billion |
€59.49 Billion ≈ $69.55 Billion |
+0.53pp |
| 2010-12-31 | 2.96% | €1.60 Billion ≈ $1.87 Billion |
€54.15 Billion ≈ $63.31 Billion |
+2.21pp |
| 2009-12-31 | 0.75% | €406.82 Million ≈ $475.62 Million |
€54.47 Billion ≈ $63.68 Billion |
+0.29pp |
| 2008-12-31 | 0.46% | €245.88 Million ≈ $287.46 Million |
€53.47 Billion ≈ $62.51 Billion |
-1.29pp |
| 2007-12-31 | 1.75% | €868.23 Million ≈ $1.02 Billion |
€49.65 Billion ≈ $58.04 Billion |
-9.29pp |
| 2006-12-31 | 11.04% | €5.09 Billion ≈ $5.95 Billion |
€46.10 Billion ≈ $53.90 Billion |
-- |
About Bankinter
Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. It operates through Commercial Banking, Business Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other Businesses segments. The company offers smart digital, payroll, pension, business, non-salary, cur… Read more