Linea Directa Aseguradora SA Compania de Seguros y Reaseguros - Asset Resilience Ratio

Latest as of December 2025: 82.59%

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA) has an Asset Resilience Ratio of 82.59% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

€1.14 Billion

≈ $1.33 Billion USD Cash + Short-term Investments

Total Assets

€1.37 Billion

≈ $1.61 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Linea Directa Aseguradora SA Compania de to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LDA market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€1.14 Billion	82.59%
Total Liquid Assets	€1.14 Billion	82.59%

Asset Resilience Insights

Very High Liquidity: Linea Directa Aseguradora SA Compania de Seguros y Reaseguros maintains exceptional liquid asset reserves at 82.59% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Industry Peers by Asset Resilience Ratio

Compare Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
REVO INSURANCE SPA O.N. F:H0O	Insurance - Property & Casualty	43.34%
QBE Insurance Group Limited AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%
Intact Financial Corporation TO:IFC	Insurance - Property & Casualty	27.27%

Annual Asset Resilience Ratio for Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (2020–2025)

The table below shows the annual Asset Resilience Ratio data for Linea Directa Aseguradora SA Compania de Seguros y Reaseguros.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	82.59%	€1.14 Billion ≈ $1.33 Billion	€1.37 Billion ≈ $1.61 Billion	+3.05pp
2024-12-31	79.54%	€983.24 Million ≈ $1.15 Billion	€1.24 Billion ≈ $1.45 Billion	+1.58pp
2023-12-31	77.96%	€877.34 Million ≈ $1.03 Billion	€1.13 Billion ≈ $1.32 Billion	+11.77pp
2022-12-31	66.20%	€791.33 Million ≈ $925.14 Million	€1.20 Billion ≈ $1.40 Billion	-5.47pp
2021-12-31	71.67%	€980.77 Million ≈ $1.15 Billion	€1.37 Billion ≈ $1.60 Billion	-3.48pp
2020-12-31	75.15%	€1.08 Billion ≈ $1.26 Billion	€1.44 Billion ≈ $1.68 Billion	--

pp = percentage points

About Linea Directa Aseguradora SA Compania de Seguros y Reaseguros

MC:LDA Spain Insurance - Property & Casualty

Market Cap

$1.63 Billion

€1.39 Billion EUR

Market Cap Rank

#7722 Global

#63 in Spain

Share Price

€1.28

Change (1 day)

-0.62%

52-Week Range

€1.07 - €1.38

All Time High

€1.71