Linea Directa Aseguradora SA Compania de Seguros y Reaseguros - Asset Resilience Ratio
Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA) has an Asset Resilience Ratio of 82.59% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LDA net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see LDA current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Linea Directa Aseguradora SA Compania de's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €1.14 Billion | 82.59% |
| Total Liquid Assets | €1.14 Billion | 82.59% |
Asset Resilience Insights
- Very High Liquidity: Linea Directa Aseguradora SA Compania de Seguros y Reaseguros maintains exceptional liquid asset reserves at 82.59% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Industry Peers by Asset Resilience Ratio
Compare Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
|
Kingstone Companies Inc
NASDAQ:KINS |
Insurance - Property & Casualty | 65.68% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Annual Asset Resilience Ratio for Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (2020–2025)
The table below shows the annual Asset Resilience Ratio data for Linea Directa Aseguradora SA Compania de Seguros y Reaseguros.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 82.59% | €1.14 Billion ≈ $1.33 Billion |
€1.37 Billion ≈ $1.61 Billion |
+3.05pp |
| 2024-12-31 | 79.54% | €983.24 Million ≈ $1.15 Billion |
€1.24 Billion ≈ $1.45 Billion |
+1.58pp |
| 2023-12-31 | 77.96% | €877.34 Million ≈ $1.03 Billion |
€1.13 Billion ≈ $1.32 Billion |
+11.77pp |
| 2022-12-31 | 66.20% | €791.33 Million ≈ $925.14 Million |
€1.20 Billion ≈ $1.40 Billion |
-5.47pp |
| 2021-12-31 | 71.67% | €980.77 Million ≈ $1.15 Billion |
€1.37 Billion ≈ $1.60 Billion |
-3.48pp |
| 2020-12-31 | 75.15% | €1.08 Billion ≈ $1.26 Billion |
€1.44 Billion ≈ $1.68 Billion |
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About Linea Directa Aseguradora SA Compania de Seguros y Reaseguros
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. The Automobiles segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, … Read more