Credicorp Ltd Asset Resilience Ratio
Credicorp Ltd asset resilience ratio. Credicorp Ltd (BAPN) has an Asset Resilience Ratio of 14.89% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Credicorp Ltd defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Credicorp Ltd (2013–2024)
Asset resilience ratio of Credicorp Ltd from 2013 to 2024. This chart shows how Credicorp Ltd's Asset Resilience Ratio has changed over time. Read BAPN current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Credicorp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Credicorp Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | MX$0.00 | 0% |
| Short-term Investments | MX$38.01 Billion | 14.89% |
| Total Liquid Assets | MX$38.01 Billion | 14.89% |
Asset Resilience Insights
- Moderate Liquidity: Credicorp Ltd has 14.89% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Credicorp Ltd Industry Peers by Asset Resilience Ratio
Compare Credicorp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Credicorp Ltd Asset Resilience Ratio by Year (2013–2024)
Credicorp Ltd asset resilience ratio by year from 2013 to 2024. The table below shows the annual Asset Resilience Ratio data for Credicorp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 13.36% | MX$34.21 Billion ≈ $1.97 Billion |
MX$256.09 Billion ≈ $14.74 Billion |
-0.36pp |
| 2023-12-31 | 13.72% | MX$32.77 Billion ≈ $1.89 Billion |
MX$238.84 Billion ≈ $13.75 Billion |
+1.19pp |
| 2022-12-31 | 12.54% | MX$29.68 Billion ≈ $1.71 Billion |
MX$236.75 Billion ≈ $13.63 Billion |
-1.66pp |
| 2021-12-31 | 14.20% | MX$34.76 Billion ≈ $2.00 Billion |
MX$244.82 Billion ≈ $14.09 Billion |
-4.23pp |
| 2020-12-31 | 18.42% | MX$43.74 Billion ≈ $2.52 Billion |
MX$237.44 Billion ≈ $13.66 Billion |
+5.32pp |
| 2019-12-31 | 13.10% | MX$24.61 Billion ≈ $1.42 Billion |
MX$187.88 Billion ≈ $10.81 Billion |
+0.09pp |
| 2018-12-31 | 13.01% | MX$23.06 Billion ≈ $1.33 Billion |
MX$177.26 Billion ≈ $10.20 Billion |
-1.32pp |
| 2017-12-31 | 14.33% | MX$24.42 Billion ≈ $1.41 Billion |
MX$170.47 Billion ≈ $9.81 Billion |
+2.38pp |
| 2016-12-31 | 11.94% | MX$18.69 Billion ≈ $1.08 Billion |
MX$156.44 Billion ≈ $9.00 Billion |
+8.30pp |
| 2015-12-31 | 3.64% | MX$5.67 Billion ≈ $326.07 Million |
MX$155.48 Billion ≈ $8.95 Billion |
-0.32pp |
| 2014-12-31 | 3.97% | MX$5.35 Billion ≈ $307.94 Million |
MX$134.83 Billion ≈ $7.76 Billion |
-2.03pp |
| 2013-12-31 | 6.00% | MX$6.85 Billion ≈ $394.01 Million |
MX$114.09 Billion ≈ $6.57 Billion |
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About Credicorp Ltd
Credicorp Ltd. provides various financial, insurance, and health services and products in Peru and internationally. It operates through Universal Banking; Insurance and Pensions; Microfinance; and Investment Management and Advisory segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. … Read more