Credicorp Ltd - Asset Resilience Ratio

Latest as of September 2025: 14.89%

Credicorp Ltd (BAPN) has an Asset Resilience Ratio of 14.89% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BAPN working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

MX$38.01 Billion

≈ $2.19 Billion USD Cash + Short-term Investments

Total Assets

MX$255.30 Billion

≈ $14.69 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2024)

This chart shows how Credicorp Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Credicorp Ltd balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down Credicorp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BAPN long-term investments to assets to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	MX$0.00	0%
Short-term Investments	MX$38.01 Billion	14.89%
Total Liquid Assets	MX$38.01 Billion	14.89%

Asset Resilience Insights

Moderate Liquidity: Credicorp Ltd has 14.89% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Credicorp Ltd Industry Peers by Asset Resilience Ratio

Compare Credicorp Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Credicorp Ltd (2013–2024)

The table below shows the annual Asset Resilience Ratio data for Credicorp Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	13.36%	MX$34.21 Billion ≈ $1.97 Billion	MX$256.09 Billion ≈ $14.74 Billion	-0.36pp
2023-12-31	13.72%	MX$32.77 Billion ≈ $1.89 Billion	MX$238.84 Billion ≈ $13.75 Billion	+1.19pp
2022-12-31	12.54%	MX$29.68 Billion ≈ $1.71 Billion	MX$236.75 Billion ≈ $13.63 Billion	-1.66pp
2021-12-31	14.20%	MX$34.76 Billion ≈ $2.00 Billion	MX$244.82 Billion ≈ $14.09 Billion	-4.23pp
2020-12-31	18.42%	MX$43.74 Billion ≈ $2.52 Billion	MX$237.44 Billion ≈ $13.66 Billion	+5.32pp
2019-12-31	13.10%	MX$24.61 Billion ≈ $1.42 Billion	MX$187.88 Billion ≈ $10.81 Billion	+0.09pp
2018-12-31	13.01%	MX$23.06 Billion ≈ $1.33 Billion	MX$177.26 Billion ≈ $10.20 Billion	-1.32pp
2017-12-31	14.33%	MX$24.42 Billion ≈ $1.41 Billion	MX$170.47 Billion ≈ $9.81 Billion	+2.38pp
2016-12-31	11.94%	MX$18.69 Billion ≈ $1.08 Billion	MX$156.44 Billion ≈ $9.00 Billion	+8.30pp
2015-12-31	3.64%	MX$5.67 Billion ≈ $326.07 Million	MX$155.48 Billion ≈ $8.95 Billion	-0.32pp
2014-12-31	3.97%	MX$5.35 Billion ≈ $307.94 Million	MX$134.83 Billion ≈ $7.76 Billion	-2.03pp
2013-12-31	6.00%	MX$6.85 Billion ≈ $394.01 Million	MX$114.09 Billion ≈ $6.57 Billion	--

pp = percentage points

About Credicorp Ltd

MX:BAPN Mexico Banks - Regional

Market Cap

$29.37 Billion

MX$510.36 Billion MXN

Market Cap Rank

#912 Global

#24 in Mexico

Share Price

MX$6430.49

Change (1 day)

+15.59%

52-Week Range

MX$4675.00 - MX$6430.49

All Time High

MX$6430.49