ACNB Corporation Asset Resilience Ratio
ACNB Corporation asset resilience ratio. ACNB Corporation (ACNB) has an Asset Resilience Ratio of 11.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ACNB days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of ACNB Corporation (1998–2025)
Asset resilience ratio of ACNB Corporation from 1998 to 2025. This chart shows how ACNB Corporation's Asset Resilience Ratio has changed over time. Read ACNB liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down ACNB Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ACNB Corporation (ACNB) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $378.61 Million | 11.41% |
| Total Liquid Assets | $378.61 Million | 11.41% |
Asset Resilience Insights
- Moderate Liquidity: ACNB Corporation has 11.41% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
ACNB Corporation Industry Peers by Asset Resilience Ratio
Compare ACNB Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
ACNB Corporation Asset Resilience Ratio by Year (1998–2025)
ACNB Corporation asset resilience ratio by year from 1998 to 2025. The table below shows the annual Asset Resilience Ratio data for ACNB Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.10% | $3.07 Million | $3.23 Billion | -0.64pp |
| 2024-12-31 | 0.73% | $17.59 Million | $2.39 Billion | -17.94pp |
| 2023-12-31 | 18.67% | $451.69 Million | $2.42 Billion | -3.24pp |
| 2022-12-31 | 21.92% | $553.55 Million | $2.53 Billion | +6.23pp |
| 2021-12-31 | 15.68% | $437.10 Million | $2.79 Billion | +2.47pp |
| 2020-12-31 | 13.22% | $337.72 Million | $2.56 Billion | +2.12pp |
| 2019-12-31 | 11.09% | $190.84 Million | $1.72 Billion | +1.28pp |
| 2018-12-31 | 9.82% | $161.73 Million | $1.65 Billion | -0.15pp |
| 2017-12-31 | 9.97% | $159.05 Million | $1.60 Billion | -1.88pp |
| 2016-12-31 | 11.85% | $142.99 Million | $1.21 Billion | +0.90pp |
| 2015-12-31 | 10.95% | $125.69 Million | $1.15 Billion | +0.12pp |
| 2014-12-31 | 10.83% | $118.00 Million | $1.09 Billion | -1.60pp |
| 2013-12-31 | 12.43% | $129.98 Million | $1.05 Billion | -3.36pp |
| 2012-12-31 | 15.79% | $165.79 Million | $1.05 Billion | -5.03pp |
| 2011-12-31 | 20.82% | $209.23 Million | $1.00 Billion | +1.13pp |
| 2010-12-31 | 19.69% | $190.73 Million | $968.67 Million | -2.51pp |
| 2009-12-31 | 22.20% | $213.52 Million | $961.90 Million | +23.87pp |
| 2008-12-31 | -1.67% | $-16.29 Million | $976.68 Million | +0.39pp |
| 2007-12-31 | -2.05% | $-19.04 Million | $926.66 Million | +0.05pp |
| 2006-12-31 | -2.11% | $-20.35 Million | $964.76 Million | -0.13pp |
| 2005-12-31 | -1.98% | $-18.73 Million | $945.14 Million | -2.08pp |
| 2004-12-31 | 0.10% | $938.00K | $924.19 Million | -0.02pp |
| 2003-12-31 | 0.12% | $1.03 Million | $872.73 Million | -0.02pp |
| 2002-12-31 | 0.14% | $1.01 Million | $734.64 Million | +0.02pp |
| 2001-12-31 | 0.12% | $740.00K | $630.23 Million | -0.25pp |
| 1999-12-31 | 0.37% | $2.00 Million | $545.95 Million | +0.92pp |
| 1998-12-31 | -0.55% | $-3.00 Million | $544.26 Million | -- |
About ACNB Corporation
ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and constructio… Read more