Enact Holdings Inc - Asset Resilience Ratio
Enact Holdings Inc (ACT) has an Asset Resilience Ratio of 26.14% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Enact Holdings Inc (ACT) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Enact Holdings Inc's Asset Resilience Ratio has changed over time. See what is Enact Holdings Inc's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Enact Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ACT stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.80 Billion | 26.14% |
| Total Liquid Assets | $1.80 Billion | 26.14% |
Asset Resilience Insights
- Very High Liquidity: Enact Holdings Inc maintains exceptional liquid asset reserves at 26.14% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Enact Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Enact Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 18.50% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 29.74% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 19.30% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
Annual Asset Resilience Ratio for Enact Holdings Inc (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Enact Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 26.14% | $1.80 Billion | $6.89 Billion | +2.79pp |
| 2024-12-31 | 23.35% | $1.53 Billion | $6.55 Billion | -61.67pp |
| 2023-12-31 | 85.02% | $5.29 Billion | $6.22 Billion | -0.19pp |
| 2022-12-31 | 85.22% | $4.89 Billion | $5.74 Billion | -3.83pp |
| 2021-12-31 | 89.05% | $5.27 Billion | $5.91 Billion | +0.48pp |
| 2020-12-31 | 88.56% | $5.05 Billion | $5.70 Billion | +5.92pp |
| 2019-12-31 | 82.64% | $3.76 Billion | $4.56 Billion | +79.02pp |
| 2018-12-31 | 3.62% | $148.33 Million | $4.10 Billion | -- |
About Enact Holdings Inc
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance produ… Read more