Affinity Bancshares Inc Asset Resilience Ratio
Affinity Bancshares Inc asset resilience ratio. Affinity Bancshares Inc (AFBI) has an Asset Resilience Ratio of 4.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Affinity Bancshares Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Affinity Bancshares Inc (2019–2025)
Asset resilience ratio of Affinity Bancshares Inc from 2019 to 2025. This chart shows how Affinity Bancshares Inc's Asset Resilience Ratio has changed over time. Read AFBI total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Affinity Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Affinity Bancshares Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $37.29 Million | 4.03% |
| Total Liquid Assets | $37.29 Million | 4.03% |
Asset Resilience Insights
- Limited Liquidity: Affinity Bancshares Inc maintains only 4.03% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Affinity Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Affinity Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Affinity Bancshares Inc Asset Resilience Ratio by Year (2019–2025)
Affinity Bancshares Inc asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for Affinity Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.95% | $17.19 Million | $881.70 Million | -2.26pp |
| 2024-12-31 | 4.21% | $36.50 Million | $866.82 Million | -1.55pp |
| 2023-12-31 | 5.76% | $48.56 Million | $843.26 Million | -0.08pp |
| 2022-12-31 | 5.84% | $46.20 Million | $791.28 Million | -0.32pp |
| 2021-12-31 | 6.16% | $48.56 Million | $788.09 Million | +3.34pp |
| 2020-12-31 | 2.82% | $24.00 Million | $850.63 Million | +1.63pp |
| 2019-12-31 | 1.20% | $3.82 Million | $319.29 Million | -- |
About Affinity Bancshares Inc
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest ra… Read more