Auburn National Bancorporation Inc - Asset Resilience Ratio

Latest as of December 2025: 2.09%

Auburn National Bancorporation Inc (AUBN) has an Asset Resilience Ratio of 2.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Auburn National Bancorporation Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$21.32 Million
Cash + Short-term Investments

Total Assets

$1.02 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Auburn National Bancorporation Inc's Asset Resilience Ratio has changed over time. See AUBN net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Auburn National Bancorporation Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Auburn National Bancorporation Inc (AUBN) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $21.32 Million 2.09%
Total Liquid Assets $21.32 Million 2.09%

Asset Resilience Insights

  • Limited Liquidity: Auburn National Bancorporation Inc maintains only 2.09% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Auburn National Bancorporation Inc Industry Peers by Asset Resilience Ratio

Compare Auburn National Bancorporation Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Shanghai Co Ltd
SHG:601229
Banks - Regional -17.10%
Spar Nord Bank
CO:SPNO
Banks - Regional -3.96%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Bk Harda Internasional Tbk Pt
JK:BBHI
Banks - Regional 2.06%
Bank Ina Perdana PT
JK:BINA
Banks - Regional -30.89%
CFM Indosuez Wealth SA
PA:MLCFM
Banks - Regional 50.57%
Merkur PrivatBank KgaA
XETRA:MBK
Banks - Regional 0.00%
Banco Alfa de Investimento S.A
SA:BRIV3
Banks - Regional 0.53%

Annual Asset Resilience Ratio for Auburn National Bancorporation Inc (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Auburn National Bancorporation Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 2.09% $21.32 Million $1.02 Billion -1.71pp
2024-12-31 3.81% $37.21 Million $977.32 Million -23.97pp
2023-12-31 27.78% $270.91 Million $975.25 Million -11.81pp
2022-12-31 39.58% $405.30 Million $1.02 Billion +1.41pp
2021-12-31 38.17% $421.89 Million $1.11 Billion +3.14pp
2020-12-31 35.04% $335.18 Million $956.60 Million +6.54pp
2019-12-31 28.49% $235.90 Million $827.88 Million -0.82pp
2018-12-31 29.31% $239.80 Million $818.08 Million -0.88pp
2017-12-31 30.20% $257.70 Million $853.38 Million +0.92pp
2016-12-31 29.28% $243.57 Million $831.94 Million -0.30pp
2015-12-31 29.58% $241.69 Million $817.19 Million -4.33pp
2014-12-31 33.91% $267.60 Million $789.23 Million -2.19pp
2013-12-31 36.10% $271.22 Million $751.34 Million +1.95pp
2012-12-31 34.15% $259.48 Million $759.83 Million -4.45pp
2011-12-31 38.60% $299.58 Million $776.22 Million -2.67pp
2010-12-31 41.27% $315.22 Million $763.83 Million -2.02pp
2009-12-31 43.29% $334.76 Million $773.38 Million +2.71pp
2008-12-31 40.57% $302.66 Million $745.97 Million -5.66pp
2007-12-31 46.23% $318.37 Million $688.66 Million +0.72pp
2006-12-31 45.51% $289.05 Million $635.13 Million -0.44pp
2005-12-31 45.95% $279.47 Million $608.15 Million -2.39pp
2004-12-31 48.34% $285.79 Million $591.16 Million +10.86pp
2003-12-31 37.48% $221.20 Million $590.12 Million +34.41pp
2001-12-31 3.07% $14.57 Million $474.33 Million +0.69pp
2000-12-31 2.39% $9.66 Million $404.69 Million --
pp = percentage points

About Auburn National Bancorporation Inc

NASDAQ:AUBN USA Banks - Regional
Market Cap
$82.50 Million
Market Cap Rank
#19924 Global
#4323 in USA
Share Price
$23.60
Change (1 day)
+0.21%
52-Week Range
$19.74 - $28.47
All Time High
$53.57
About

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. It offers checking, savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial servi… Read more