Auburn National Bancorporation Inc - Asset Resilience Ratio
Auburn National Bancorporation Inc (AUBN) has an Asset Resilience Ratio of 2.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check AUBN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Auburn National Bancorporation Inc's Asset Resilience Ratio has changed over time. See Auburn National Bancorporation Inc balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Auburn National Bancorporation Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Auburn National Bancorporation Inc (AUBN) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $21.32 Million | 2.09% |
| Total Liquid Assets | $21.32 Million | 2.09% |
Asset Resilience Insights
- Limited Liquidity: Auburn National Bancorporation Inc maintains only 2.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Auburn National Bancorporation Inc Industry Peers by Asset Resilience Ratio
Compare Auburn National Bancorporation Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Banco de Chile
SN:CHILE |
Banks - Regional | 6.38% |
|
Bank of Beijing Co Ltd
SHG:601169 |
Banks - Regional | 3.36% |
|
Indian Overseas Bank
NSE:IOB |
Banks - Regional | -0.43% |
|
Turkiye Vakiflar Bankasi TAO
IS:VAKBN |
Banks - Regional | 1.03% |
|
Nordea Bank Abp
HE:NDA-FI |
Banks - Regional | -14.47% |
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
Annual Asset Resilience Ratio for Auburn National Bancorporation Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Auburn National Bancorporation Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.09% | $21.32 Million | $1.02 Billion | -1.71pp |
| 2024-12-31 | 3.81% | $37.21 Million | $977.32 Million | -23.97pp |
| 2023-12-31 | 27.78% | $270.91 Million | $975.25 Million | -11.81pp |
| 2022-12-31 | 39.58% | $405.30 Million | $1.02 Billion | +1.41pp |
| 2021-12-31 | 38.17% | $421.89 Million | $1.11 Billion | +3.14pp |
| 2020-12-31 | 35.04% | $335.18 Million | $956.60 Million | +6.54pp |
| 2019-12-31 | 28.49% | $235.90 Million | $827.88 Million | -0.82pp |
| 2018-12-31 | 29.31% | $239.80 Million | $818.08 Million | -0.88pp |
| 2017-12-31 | 30.20% | $257.70 Million | $853.38 Million | +0.92pp |
| 2016-12-31 | 29.28% | $243.57 Million | $831.94 Million | -0.30pp |
| 2015-12-31 | 29.58% | $241.69 Million | $817.19 Million | -4.33pp |
| 2014-12-31 | 33.91% | $267.60 Million | $789.23 Million | -2.19pp |
| 2013-12-31 | 36.10% | $271.22 Million | $751.34 Million | +1.95pp |
| 2012-12-31 | 34.15% | $259.48 Million | $759.83 Million | -4.45pp |
| 2011-12-31 | 38.60% | $299.58 Million | $776.22 Million | -2.67pp |
| 2010-12-31 | 41.27% | $315.22 Million | $763.83 Million | -2.02pp |
| 2009-12-31 | 43.29% | $334.76 Million | $773.38 Million | +2.71pp |
| 2008-12-31 | 40.57% | $302.66 Million | $745.97 Million | -5.66pp |
| 2007-12-31 | 46.23% | $318.37 Million | $688.66 Million | +0.72pp |
| 2006-12-31 | 45.51% | $289.05 Million | $635.13 Million | -0.44pp |
| 2005-12-31 | 45.95% | $279.47 Million | $608.15 Million | -2.39pp |
| 2004-12-31 | 48.34% | $285.79 Million | $591.16 Million | +10.86pp |
| 2003-12-31 | 37.48% | $221.20 Million | $590.12 Million | +34.41pp |
| 2001-12-31 | 3.07% | $14.57 Million | $474.33 Million | +0.69pp |
| 2000-12-31 | 2.39% | $9.66 Million | $404.69 Million | -- |
About Auburn National Bancorporation Inc
Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. It offers checking, savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial servi… Read more