Bayfirst Financial Corp Asset Resilience Ratio

Latest as of December 2025: 2.26%

Bayfirst Financial Corp asset resilience ratio. Bayfirst Financial Corp (BAFN) has an Asset Resilience Ratio of 2.26% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BAFN defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$29.36 Million

Cash + Short-term Investments

Total Assets

$1.30 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Bayfirst Financial Corp (1991–2025)

Asset resilience ratio of Bayfirst Financial Corp from 1991 to 2025. This chart shows how Bayfirst Financial Corp's Asset Resilience Ratio has changed over time. Read Bayfirst Financial Corp total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Bayfirst Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Bayfirst Financial Corp's balance sheet.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$29.36 Million	2.26%
Total Liquid Assets	$29.36 Million	2.26%

Asset Resilience Insights

Limited Liquidity: Bayfirst Financial Corp maintains only 2.26% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Bayfirst Financial Corp Industry Peers by Asset Resilience Ratio

Compare Bayfirst Financial Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Bayfirst Financial Corp Asset Resilience Ratio by Year (1991–2025)

Bayfirst Financial Corp asset resilience ratio by year from 1991 to 2025. The table below shows the annual Asset Resilience Ratio data for Bayfirst Financial Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	2.26%	$29.36 Million	$1.30 Billion	+1.57pp
2024-12-31	0.69%	$8.88 Million	$1.29 Billion	+1.11pp
2023-12-31	-0.42%	$-4.65 Million	$1.12 Billion	-4.93pp
2022-12-31	4.51%	$42.35 Million	$938.89 Million	+1.14pp
2021-12-31	3.37%	$30.89 Million	$917.10 Million	--
2020-12-31	0.00%	$0.00	$1.54 Billion	--
1997-12-31	44.40%	$238.80 Million	$537.80 Million	+1.06pp
1996-12-31	43.34%	$216.00 Million	$498.40 Million	+4.46pp
1995-12-31	38.87%	$176.10 Million	$453.00 Million	+5.70pp
1994-12-31	33.17%	$128.90 Million	$388.60 Million	+0.43pp
1993-12-31	32.74%	$115.10 Million	$351.60 Million	-7.27pp
1992-12-31	40.01%	$113.50 Million	$283.70 Million	+15.15pp
1991-12-31	24.86%	$45.00 Million	$181.00 Million	--

pp = percentage points

About Bayfirst Financial Corp

NASDAQ:BAFN USA Banks - Regional

Market Cap

$24.20 Million

Market Cap Rank

#24340 Global

#5243 in USA

Share Price

$5.89

Change (1 day)

+0.17%

52-Week Range

$4.55 - $9.24

All Time High

$34958.95