Southern California Bancorp Common Stock - Asset Resilience Ratio
Southern California Bancorp Common Stock (BCAL) has an Asset Resilience Ratio of 7.38% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Southern California Bancorp Common Stock's Asset Resilience Ratio has changed over time. Check BCAL strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Southern California Bancorp Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Southern California Bancorp Common Stock.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $298.62 Million | 7.38% |
| Total Liquid Assets | $298.62 Million | 7.38% |
Asset Resilience Insights
- Limited Liquidity: Southern California Bancorp Common Stock maintains only 7.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Southern California Bancorp Common Stock Industry Peers by Asset Resilience Ratio
Compare Southern California Bancorp Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Southern California Bancorp Common Stock (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Southern California Bancorp Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.82% | $234.89 Million | $4.03 Billion | +2.30pp |
| 2024-12-31 | 3.52% | $142.00 Million | $4.03 Billion | -1.99pp |
| 2023-12-31 | 5.51% | $130.03 Million | $2.36 Billion | +0.58pp |
| 2022-12-31 | 4.93% | $112.58 Million | $2.28 Billion | +2.48pp |
| 2021-12-31 | 2.45% | $55.57 Million | $2.27 Billion | +0.89pp |
| 2020-12-31 | 1.56% | $24.70 Million | $1.58 Billion | -0.40pp |
| 2019-12-31 | 1.96% | $16.34 Million | $833.29 Million | -- |
| 2018-12-31 | 0.00% | $0.00 | $769.01 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $480.26 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $425.05 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $344.33 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $318.27 Million | -- |
| 2006-12-31 | 0.00% | $482.00 | $65.16 Million | -0.20pp |
| 2005-12-31 | 0.20% | $97.90K | $48.74 Million | -- |
About Southern California Bancorp Common Stock
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land de… Read more