BCB Bancorp Inc - Asset Resilience Ratio

Latest as of December 2025: 3.85%

BCB Bancorp Inc (BCBP) has an Asset Resilience Ratio of 3.85% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BCBP liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

$126.39 Million

Cash + Short-term Investments

Total Assets

$3.28 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2025)

This chart shows how BCB Bancorp Inc's Asset Resilience Ratio has changed over time. See BCBP total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down BCB Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BCBP market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$126.39 Million	3.85%
Total Liquid Assets	$126.39 Million	3.85%

Asset Resilience Insights

Limited Liquidity: BCB Bancorp Inc maintains only 3.85% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

BCB Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare BCB Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for BCB Bancorp Inc (2003–2025)

The table below shows the annual Asset Resilience Ratio data for BCB Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.85%	$126.39 Million	$3.28 Billion	+1.03pp
2024-12-31	2.83%	$101.72 Million	$3.60 Billion	-4.03pp
2023-12-31	6.86%	$262.93 Million	$3.83 Billion	+4.27pp
2022-12-31	2.59%	$91.72 Million	$3.55 Billion	-0.28pp
2021-12-31	2.87%	$85.19 Million	$2.97 Billion	-0.67pp
2020-12-31	3.54%	$99.76 Million	$2.82 Billion	+0.39pp
2019-12-31	3.15%	$91.61 Million	$2.91 Billion	-1.31pp
2018-12-31	4.46%	$119.33 Million	$2.67 Billion	-1.85pp
2017-12-31	6.31%	$122.59 Million	$1.94 Billion	+0.76pp
2016-12-31	5.55%	$94.77 Million	$1.71 Billion	+4.95pp
2015-12-31	0.59%	$9.62 Million	$1.62 Billion	-0.16pp
2014-12-31	0.75%	$9.77 Million	$1.30 Billion	+0.66pp
2013-12-31	0.09%	$1.10 Million	$1.21 Billion	-0.01pp
2012-12-31	0.11%	$1.24 Million	$1.17 Billion	+0.02pp
2011-12-31	0.09%	$1.04 Million	$1.22 Billion	-8.86pp
2010-12-31	8.95%	$99.06 Million	$1.11 Billion	-1.15pp
2009-12-31	10.10%	$63.76 Million	$631.50 Million	+9.53pp
2008-12-31	0.56%	$3.27 Million	$578.62 Million	-1.00pp
2007-12-31	1.56%	$8.81 Million	$563.48 Million	-2.83pp
2006-12-31	4.39%	$22.44 Million	$510.83 Million	-0.36pp
2005-12-31	4.75%	$22.16 Million	$466.24 Million	+4.18pp
2004-12-31	0.58%	$2.18 Million	$378.29 Million	-2.38pp
2003-12-31	2.96%	$8.89 Million	$300.68 Million	--

pp = percentage points

About BCB Bancorp Inc

NASDAQ:BCBP USA Banks - Regional

Market Cap

$176.71 Million

Market Cap Rank

#17747 Global

#3969 in USA

Share Price

$10.23

Change (1 day)

+0.79%

52-Week Range

$7.45 - $10.43

All Time High

$18.06