Bank First National Corp - Asset Resilience Ratio
Bank First National Corp (BFC) has an Asset Resilience Ratio of 3.64% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BFC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2025)
This chart shows how Bank First National Corp's Asset Resilience Ratio has changed over time. See BFC total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank First National Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank First National Corp stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $164.42 Million | 3.64% |
| Total Liquid Assets | $164.42 Million | 3.64% |
Asset Resilience Insights
- Limited Liquidity: Bank First National Corp maintains only 3.64% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank First National Corp Industry Peers by Asset Resilience Ratio
Compare Bank First National Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank First National Corp (2007–2025)
The table below shows the annual Asset Resilience Ratio data for Bank First National Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.64% | $164.42 Million | $4.52 Billion | +0.23pp |
| 2024-12-31 | 3.40% | $152.96 Million | $4.50 Billion | -0.39pp |
| 2023-12-31 | 3.79% | $159.97 Million | $4.22 Billion | -4.54pp |
| 2022-12-31 | 8.33% | $305.03 Million | $3.66 Billion | +1.09pp |
| 2021-12-31 | 7.24% | $212.69 Million | $2.94 Billion | +1.14pp |
| 2020-12-31 | 6.10% | $165.79 Million | $2.72 Billion | -2.30pp |
| 2019-12-31 | 8.40% | $185.64 Million | $2.21 Billion | +1.61pp |
| 2018-12-31 | 6.79% | $121.83 Million | $1.79 Billion | -0.21pp |
| 2017-12-31 | 7.00% | $122.77 Million | $1.75 Billion | -1.46pp |
| 2016-12-31 | 8.46% | $111.33 Million | $1.32 Billion | +0.59pp |
| 2015-12-31 | 7.87% | $97.36 Million | $1.24 Billion | +1.06pp |
| 2014-12-31 | 6.81% | $75.23 Million | $1.11 Billion | -3.53pp |
| 2013-12-31 | 10.34% | $109.65 Million | $1.06 Billion | -1.22pp |
| 2012-12-31 | 11.56% | $117.95 Million | $1.02 Billion | +11.17pp |
| 2011-12-31 | 0.39% | $3.54 Million | $910.03 Million | -0.04pp |
| 2010-12-31 | 0.43% | $3.54 Million | $831.58 Million | -0.08pp |
| 2007-12-31 | 0.51% | $3.64 Million | $720.50 Million | -- |
About Bank First National Corp
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides l… Read more