Bank First National Corp Asset Resilience Ratio
Bank First National Corp asset resilience ratio. Bank First National Corp (BFC) has an Asset Resilience Ratio of 10.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BFC days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bank First National Corp (2007–2025)
Asset resilience ratio of Bank First National Corp from 2007 to 2025. This chart shows how Bank First National Corp's Asset Resilience Ratio has changed over time. Read BFC current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bank First National Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Bank First National Corp balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $608.63 Million | 10.23% |
| Total Liquid Assets | $608.63 Million | 10.23% |
Asset Resilience Insights
- Moderate Liquidity: Bank First National Corp has 10.23% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bank First National Corp Industry Peers by Asset Resilience Ratio
Compare Bank First National Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Bank First National Corp Asset Resilience Ratio by Year (2007–2025)
Bank First National Corp asset resilience ratio by year from 2007 to 2025. The table below shows the annual Asset Resilience Ratio data for Bank First National Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.64% | $164.42 Million | $4.52 Billion | +0.23pp |
| 2024-12-31 | 3.40% | $152.96 Million | $4.50 Billion | -0.39pp |
| 2023-12-31 | 3.79% | $159.97 Million | $4.22 Billion | -4.54pp |
| 2022-12-31 | 8.33% | $305.03 Million | $3.66 Billion | +1.09pp |
| 2021-12-31 | 7.24% | $212.69 Million | $2.94 Billion | +1.14pp |
| 2020-12-31 | 6.10% | $165.79 Million | $2.72 Billion | -2.30pp |
| 2019-12-31 | 8.40% | $185.64 Million | $2.21 Billion | +1.61pp |
| 2018-12-31 | 6.79% | $121.83 Million | $1.79 Billion | -0.21pp |
| 2017-12-31 | 7.00% | $122.77 Million | $1.75 Billion | -1.46pp |
| 2016-12-31 | 8.46% | $111.33 Million | $1.32 Billion | +0.59pp |
| 2015-12-31 | 7.87% | $97.36 Million | $1.24 Billion | +1.06pp |
| 2014-12-31 | 6.81% | $75.23 Million | $1.11 Billion | -3.53pp |
| 2013-12-31 | 10.34% | $109.65 Million | $1.06 Billion | -1.22pp |
| 2012-12-31 | 11.56% | $117.95 Million | $1.02 Billion | +11.17pp |
| 2011-12-31 | 0.39% | $3.54 Million | $910.03 Million | -0.04pp |
| 2010-12-31 | 0.43% | $3.54 Million | $831.58 Million | -0.08pp |
| 2007-12-31 | 0.51% | $3.64 Million | $720.50 Million | -- |
About Bank First National Corp
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides l… Read more